Paytm vs IndusDIRECT Corporate

Paytm (पेटीएम) - Built for India. Trusted by 50 Crore+ Indians. We pioneered mobile payments, QR codes, Soundbox, and in-store devices in India - and we continue to lead with innovation. In the BHIM UPI ecosystem, Paytm is the only UPI app that builds features based on real user needs. From personalised UPI IDs and privacy-first controls to widgets, bank balance visibility, and Excel UPI statements, we innovate to make digital payments smarter, safer, and more private - only on Paytm. Paytm UPI now works internationally in UAE, Singapore, France, Mauritius, Bhutan, Sri Lanka, and Nepal - making it easy for Indian travellers to send money or pay abroad instantly. Why Paytm? ● India's safest, most secure UPI money transfer app ● Powered by top Indian banks ● Built-in privacy: hide/unhide payments, personalised UPI ID, QR scan without sharing number, no OTP card swipes Innovations Only on Paytm UPI 1. Hide & Unhide Payments - Only you control your transaction visibility. 2. Personalised UPI ID - Choose name@ptyes or name@ptaxis instead of revealing your number. 3. Download UPI Statements in Excel + PDF - Great for tracking, accounting, or tax filing. 4. Spend Analytics - Categorised spend insights, month-on-month tracking. 5. Total UPI Bank Balance - View balances across all linked accounts instantly (only for Paytm users). 6. Receive Money Widget - Coin sound & notification every time you receive a payment. 7. Scan & Pay Widget - Scan QR right from your home screen. 8. Smart Bank Transfer Autofill - Copy-paste account info from WhatsApp, Paytm fills it correctly. 9. Auto Top-Up for UPI Lite - Never run out of Lite balance with automated top-ups. 10. Self Transfers - Move money between your own bank accounts instantly. Payment Methods – UPI Your Way ● Paytm UPI - Send and receive money using just a mobile number. Scan any QR code, pay at shops, and more. ● Paytm UPI Lite - PIN-less payments up to ₹4,000/day. Works even when banks are down. Auto top-up and clutter-free bank statements. ● RuPay Credit Card on UPI - Link your RuPay card and pay via UPI. No OTP, no CVV. Earn rewards at shops and online. ● UPI AutoPay - Enable recurring payments for subscriptions, SIPs, rent, and more. Recharges, Utility Bill Payments & More ● Recharge mobile (prepaid/postpaid) with Jio, Airtel, VI, MTNL, BSNL ● DTH (TataPlay, Sun Direct, Airtel Digital TV, etc.) ● Electricity, water, gas, broadband, insurance, FASTag, challans, EMIs & more Pay at Online Stores ● 100+ apps supported - food delivery, grocery, shopping & OTT Set UPI PIN ● Secure every transaction. 4 or 6-digit UPI PIN setup required. Rent Payments Made Easy ● Pay your rent directly via UPI or using your RuPay credit card on Paytm. Earn rewards, get reminders, and download monthly payment receipts - all in one tap. Paytm Card Machines (Soundbox + Swipe) Merchants across India now accept Paytm card machines. You can: ● Scan QR and pay ● Swipe credit/debit cards securely All with real-time payment confirmation via iconic Paytm sound. Personal Loans on Paytm (only available to users in India) ● Loan: ₹50,000 to ₹25,00,000 ● Loan Tenure: 6–60 months ● Loan Interest Rate: 10.99%–35% p.a. ● Loan Processing Fee: 0–6% Example: ₹1,00,000 @23% for 18 months, 4.25% fee. EMI = ₹6,621. Total Payable = ₹1,19,186 Lending Partners: Aditya Birla Capital, Axis Bank, Credit Saison, Fibe, Hero FinCorp, IDFC FIRST Bank, InstaMoney, KreditBee, Piramal Finance, Poonawalla Fincorp, SMFG India, Tata Capital, Kissht (Ring), InCred Check Credit Score for Free to Get Instant Cash Loan Travel Made Easy ● Trains: IRCTC-authorised e-ticket partner - booking, PNR, cancellations, live train status ● Buses: Instant ticketing with major operators ● Flights: Compare fares, book and manage trips easily Contact Us One97 Communications Ltd. One Skymark, Tower-D, Plot No. H-10B, Sector-98, Noida, UP 201304 Paytm Money Ltd. is a wholly owned subsidiary of One97 Communications Ltd., registered with SEBI & PFRDA.

IndusDIRECT Corporate Banking Mobile App is a secure, advanced, and user-friendly platform designed to help businesses efficiently manage both cash and trade services anytime, anywhere. Tailored for corporate clients, the app ensures seamless financial transactions, real-time account monitoring, and streamlined trade operations, enhancing productivity and convenience. Cash Services: Simplify cash-related transactions with a comprehensive suite of features: • Cash Dashboard & Preferences – Personalized view of your financial activities • Manage Cash Beneficiaries – Easily add or modify beneficiaries • Payment Authorization – Approve payments securely via the app • Cash Portfolio & Accounts Tracking – Monitor cash flows and account balances • Cash Fixed Deposit Bookings – Conveniently create FDs • Statutory Payments – Streamline regulatory payments Trade Services: Streamline trade finance and foreign exchange operations with advanced tools: • Centralized Trade Dashboard – Monitor all trade transactions in one unified view for better control and visibility. • Customizable Settings – Tailor the app to your business needs • Import & Export Management – Handle IR disposal, Advance/Direct import/A2 payment, direct export lodgment • EEFC Balance Conversion– Convert balances to INR based on market rates • Pre-shipment Financing – Apply for financing against confirmed export orders • IDPMS-EDPMS Dashboard – Tracking and managing trade-related documents and payments. Monitors import/export transactions to ensures timely submission and closure • BOE & Shipping Bill Regularization – Ensure compliance and timely processing • FX Services – Facilitate foreign exchange transactions • Trade Authorization – Approve all trade transactions securely within the app Key Features: Real-time account balance & transaction monitoring Secure 2FA and biometric authentication Instant transaction initiation & authorization Quick account statements and financial insights Remote notification Requirements: Access to Corporate Internet Banking Services Compatible smartphone Corporate customers can download the app immediately and start managing cash and trade operations on-the-go. For registration support, contact your CMS RM/Implementation Manager or call 1800 2660 616. APP Unique Identifier : 4dcc9373b314c35123b4cfd111ab54ef9d55239106cb549211a24c01909f7a47 Link : https://www.indusind.com/in/en/personal/checksum-values.html Visit www.indusind.com for more information.