Comparison

Erste mBanking vs Yettel Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Erste mBanking

Manage your finances securely and easily from your smartphone. Perform all transactions, from payments to account management, with intuitive features like PhotoPay and biometric login. Access statements, loans, and card information on the go.

Highlights
  • Secure biometric and mPIN login
  • Unified payment screen for all transactions
  • PhotoPay for scanning and paying invoices
  • Account balance and transaction tracking
  • Loan and credit card management
  • Currency exchange rates and calculator
  • Branch and ATM locator
Read full description

Erste mBanking usluga je mobilnog bankarstva Erste banke kojom jednostavno i sigurno možete obavljati sve svoje financijske transakcije pametnim telefonom, a uz standardnu identifikaciju 4-znamenkastim mPIN-om, ili biometrijom. 
 Jedinstveni zaslon za unos naloga još više olakšava plaćanja i prijenos sredstava. Opcija Slikaj i plati, s kojom je ručno popunjavanje naloga postalo prošlost, sad vam je nadohvat prsta, a umjesto internim prijenosom sva kunska plaćanja zadajete na jednom zaslonu. 
 Korisnici mogu učitavati fakture iz galerije ili skenirati pojedine elemente fakture, pregledavati i potpisivati naloge u kunskim datotekama te naručivati izvode i fakture za svoje poslovne račune uz znatno niže naknade. 
 Sigurnu prijavu u usluge e-bankarstva omogućuje mToken - jednostavna opcija unutar mBankinga koja unosom 4-znamenkastog mPIN-a daje kontrolu nad vlastitim transakcijama. mToken je besplatan, a za njegovo je korištenje potrebno imati ugovorenu uslugu NetBanking ili FonBanking te potom preuzeti mBanking aplikaciju. 
 Osim navedenoga, Erste mBanking omogućuje: 
 * praćenje stanja i prometa po svim Erste računima * pregledavanje svih transakcija zadanih putem mBankinga i NetBankinga * plaćanje svih vrsta računa u kunama općom uplatnicom te izvršavanje obveza po kreditima i obavljanje kupoprodaje deviza * pregledavanje oročene štednje i kredita i postavljanje zahtjeva za predodobrenim kreditom * pregledavanje stanja, transakcija i računa kreditnih kartica * pregledavanje ugovorenih fondova te zadavanje zahtjeva za otkup i izdavanje fondova * pregledavanje tečajne liste i preračunavanje valuta * pronalazak najbliže Erste poslovnice ili Erste bankomata * aktivaciju mBankinga preko aplikacije, bez odlaska u poslovnicu * pregledavanje i ažuriranje osobnih podataka 
 Minimalna podržana verzija iOS-a je 15.2. Za korištenje Touch ID funkcionalnosti potrebno je imati model iPhone 5S ili noviji. Erste mBanking is Erste Bank's mobile banking service, which enables you to carry out all financial transactions using only your smartphone. Depending on settings and devices, it provides authentication by 4-digit mPIN or with biometry. The unique/unified payment screen makes payments and fund transfers even easier. The PhotoPay feature, with which manually filling orders has become a thing of the past, is now at your fingertips, and the internal transfer option has been incorporated into a single screen, where you can make all types of national payments. You can upload invoices from the gallery or scan parts of the invoice, review and sign orders for national payment files, and order statements and invoices for their business accounts with significantly lower fees. Erste Bank's secure e-banking services are accessible via mToken, a simple option 
within the mBanking app that lets you control all your financial transactions via a 
4-digit mPIN. As a NetBanking or FonBanking user, you can download the free mBanking app and start using the mToken option. In addition to the above, Erste mBanking allows: * monitoring of balance and traffic by all Erste accounts, * view all transactions made on mBanking and NetBanking, * payment of all types of national invoices by general payment slip, execution of obligations per loans, and conducting foreign currency purchases, * reviewing terms of savings and loans as well as setting requirements for a pre-approved loan, * check balances, transactions, and view credit card accounts, * reviewing contracted funds and issuing requests for the purchase and issuance of funds, * viewing exchange rates and converting currencies, * assistance in locating the nearest Erste branch or Erste ATM, * activation of the mBanking app through the application itself, without visiting the branch, * view and update of personal information. 
 Minimal version requirement: iOS 15.2. 
 The Touch ID feature is available on iPhone 5s or later.

About

Yettel Bank

This digital banking app simplifies everyday financial tasks with features like account opening, card management, and bill payments. It aims to provide a transparent and unique banking experience, offering easy access to savings accounts and payment confirmations.

Highlights
  • Open current accounts
  • Manage account limits
  • Card management
  • One-click bill payments
  • Payment confirmation receipts
  • Open and manage savings accounts
Features
Read full description

Yettel Bank je prva prava mobilna i digitalna banka u regionu, koja svakodnevno bankarstvo čini jasnim, transparentnim i jedinstvenim. Svoje bankarske poslove možeš jednostavno da obaviš u ovoj aplikaciji: · Podnošenje zahteva za otvaranje računa · Podešavanje limita · Upravljanje karticama · Plaćanje računa na klik · Preuzimanje potvrde o izvršenom plaćanju · Otvaranje i upravljanje štednim računima Ostani uz nas i istraži zašto nismo isti kao drugi! Menjamo bankarstvo, jer znamo da ti treba nešto drugačije i bolje. Yettel Bank is the first true mobile and digital bank in the region, which makes day-to-day banking simple, transparent, and unique. You can easily do your banking in this application: · Submitting a request to open current account · Limit management · Card management · Bills on click · Receipt of payment confirmation · Opening and management of savings accounts Stay tuned and explore why are we unlike other banks! We are changing banking, because we know you need something different and better.

Screenshots

Erste mBanking4 screens
Yettel Bank4 screens

Verdict

The call

Erste mBanking and Yettel Bank both sit at 4.7 stars, but that hides the real split: 52% of Yettel Bank's written reviews are positive against 43% of Erste mBanking's. On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Erste mBanking against 4.6 for Yettel Bank. Both are backed by a comparable volume of ratings — 547 and 1K respectively. Written reviews are what separate them: 43% of Erste mBanking's written reviews are positive against 52% of Yettel Bank's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 1, 2026 and November 7, 2026 respectively.

Scorecard1 real difference · 9 level
Erste mBanking versus Yettel Bank: the parameters behind the verdict, then further details
ParameterErste mBankingYettel Bank
PriceFreeFree
Rating4.7 (547 ratings) — better4.6 (1K ratings)
Positive reviews42.9% of reviews51.7% of reviews — better
Number of ratings5471K — better
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.2 — better15.6
Further details — not scored
Size154 MB96 MB
Age rating4+17+
DeveloperErste banka HRYettel Bank AD Beograd

Customer experience

Erste mBanking

All ratings547 ratings
Positive92.1%
Neutral3.8%
Negative4.0%
Written reviews14 reviews
Positive42.9%
Neutral14.3%
Negative42.9%

Yettel Bank

All ratings1,015 ratings
Positive92.5%
Neutral1.0%
Negative6.5%
Written reviews120 reviews
Positive51.7%
Neutral4.2%
Negative44.2%

User reviews

Erste mBanking

From 547 App Store ratings

What we love

  • 👍 Reliable and intuitive app
  • 👍 Easy login and account access
  • 👍 Friendly and professional support
  • 👍 Good overall app performance

Room to improve

  • ❌ No iPad support
  • 🐛 App full of bugs
  • 🐛 Login issues frequently
  • 🐛 Input fields behave erratically
  • 🐛 Payments require re-login

Yettel Bank

From 1K App Store ratings

What we love

  • 🚀 Easy to use
  • 👍 Intuitive interface
  • 🚀 Fast and responsive
  • 🚀 Convenient QR code option

Room to improve

  • 🐛 Bugs and glitches
  • 🤔 Removed useful features from previous app
  • 🤨 Complicated navigation
  • 💸 Excessive advertisements

Bugs and requests

Erste mBanking

Reported bugs

8 issues
  • Fields get autoselected / randomly selected when making payments
  • After EVERY payment created, requires re-log in
  • Cursor jumps from where it should be to after the last decimal when inputting amount
  • App forces update with almost every release
  • Cannot log in frequently
Show 3 more
  • Lost all accounts and balance visibility after new update
  • Cannot pay by scanning 2D barcode
  • Cannot connect Diners card to the mobile app

Requested features

3 requests
  • iPad optimized version
  • Apple Pay integration
  • Ability to copy IBAN from transaction details

Yettel Bank

Reported bugs

4 issues
  • Login issues
  • Inability to transfer funds
  • Incorrect currency display when selling foreign exchange
  • Missing transaction history and details

Requested features

5 requests
  • Bring back screenshot functionality
  • Restore previous app's features (e.g. internal credit transfers, saving payment templates)
  • Improve potvrda o uplati (payment confirmation) functionality
  • Add Apple Watch support
  • Integrate investment and pension fund options

In-app purchases

None

Erste mBanking

No in-app purchases

None

Yettel Bank

No in-app purchases

Questions

Is Erste mBanking free?
Erste mBanking is free to download, with no in-app purchases.
Is Yettel Bank free?
Yettel Bank is free to download, with no in-app purchases.
Which has better reviews, Erste mBanking or Yettel Bank?
Erste mBanking is rated higher. Erste mBanking averages 4.7 out of 5 from 547 ratings, while Yettel Bank averages 4.6 from 1K ratings.
Do Erste mBanking or Yettel Bank have ads?
Neither Erste mBanking nor Yettel Bank shows ads.
Which is updated more often, Erste mBanking or Yettel Bank?
Erste mBanking ships an update every 3 weeks, and Yettel Bank every 3 weeks. Most recently, Erste mBanking was updated on November 1, 2026 and Yettel Bank on November 7, 2026.

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