Comparison

Checkbook vs True Balance Lite

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Checkbook

Manage your daily finances with this app, tracking credit card charges, cash expenditures, and more. It offers multiple accounts, recurring transactions, fund transfers, and detailed reports with graphs. Easily search and export your financial data.

Highlights
  • Multiple account tracking
  • Recurring transaction saving
  • Fund transfers between accounts
  • Export data in CSV, QIF, HTML
  • Calendar view of transactions
  • Reports and charts for expenses/income
  • Passcode protection
Features
Currently charting
Read full description

An easy & quick way to manage your daily finances, Checkbook keeps track of your credit card charges, cash expenditures...etc. With the Checkbook application, it can totally replace your paper checkbook. You can create multiple accounts, save recurring transactions, transfer funds, view reports & graphs, export data...etc. You can even search the transaction by crossing your finger on the calendar! All details of the Checkbook are well designed to provide an excellent experience. Designed and developed by polycents! FEATURES ※Export in CSV, QIF & HTML Formats -Export your transactions by email for use of desktop applications such as Excel, Quicken...etc. ※Calendar -Show all your monthly transactions as points on the calendar. -Filter transactions by tapping a date or selecting multiple dates on the calendar. ※Recurring Transactions -Save a transaction to be used repeatedly(daily, weekly, 2 weeks, monthly, tire monthly), without retyping all the details. ※Multiple Accounts -Track as many accounts as you need. ※Categories -Supports multiple categories with beautiful icons to choose from. ※Payee & Note -All the details you need to keep track of your transactions are including. ※Search -Quickly search for transactions by dates, name, payee, and category. -Search and edit transactions on the same screen. ※Transfer -Transfer funds from one account to another. ※Reconcile Transactions -Reconcile your transactions by editing cleared/un-cleared status ※Reports & Charts -Review all your expenses & income by category or account with beautiful graphs and reports. -Supports both bar and pie charts. -You can set the time period to daily, weekly, monthly & yearly. ※Passcode -Protects your private information. ※Currency -Supports multiple currencies. ※Elegant, Powerful & User-friendly interface # Subscription Details # - Monthly and annual subscriptions are available. - Payment will be charged to your iTunes account at confirmation of purchase. - Your subscription will automatically renew unless auto-renew is disabled at least 24 hours before the end of the current subscription period. - Automatic renewals will be charged at the same price you were originally charged for the subscription. - Subscriptions can be managed by going to Account Settings on the App Store after purchase. Terms of Use: https://www.iubenda.com/terms-and-conditions/42835851 Privacy Policy: https://www.iubenda.com/privacy-policy/42835851 Developer website:https://www.polycents.com If you have any problems or suggestions please send a mail to checkbook@appxy.com, you will get the response in a short time.

About

True Balance Lite

Easily track all your cash, personal, or business expenses with independent, customizable tapes. Correct mistakes, insert new entries, and see real-time recalculations for accurate financial overviews. Securely store data locally with optional password protection.

Highlights
  • 12 independent tracking tapes
  • Customizable tape names and colors
  • Real-time entry correction and recalculation
  • Local data storage with optional password
  • Backup and restore functionality
  • Large numeric keyboard for easy entry
Features
Read full description

True Balance is an easy to use app for tracking your cash, personal or business expenses, purchases, sales, income, project costs, tax deductions, trip costs, vacation costs, or anything else and knowing the true balance. It has 12 independent tracking tapes each with a name and color that you assign. Also, a single tracking tape can have any number of Subtotals. This means you can track the details of how the total is determined. Have you ever tried entering a long list of amounts and every time you get a different total? Then, you need True Balance because it lets you see and scroll through all of your entries and easily correct any mistakes. You can also insert a new entry or delete an existing entry at any time and the subtotals and total are re-calculate in real time! SECURE With True Balance, you don’t need to access any web site and all of your account tapes are stored locally. You have complete control over your data. You can Lock any individual tape and if you want, you can assign an optional password to the app. BACKUP AND RESTORE All your files are backed up automatically when you backup the app. Additionally you can backup up all of your account information to any email address with a single command. You can use the email with the attached account files to restore your account information. You can also transfer your account information to any other device that has the True Balance App. EASY TO USE This app is easy to use because it has a large custom keyboard for a quick and easy touch and a decimal slider to let you choose the number of digits (0-4) after the decimal point in the totals. FEATURES & BENEFITS SUMMARY • 12 account tapes for all your needs • Tape names & colors for easy id • Backup & restore to any device with app • Large numeric keyboard for easy entry • Keyboard clicks for audible confirm • Volume control for quiet locations • Mute mode when full silence is desired • Backspace key for ease of data entry • View and correct any entry at any time • Insert new entries • Delete unwanted entries • Decimal point slider for 0-4 places • Scrolling list to view all entries • “See All” to get to any entry quickly • Optional password for security • Optional individual Account Lock • Email report to yourself or anyone else • iPad support

Screenshots

Checkbook4 screens
True Balance Lite4 screens

Verdict

The call

The clearest difference is monetization model: True Balance Lite at free with in-app purchases against Checkbook's subscription. True Balance Lite also leads on ads (none vs shown) and review sentiment (83% vs 56%). Checkbook's advantage is ratings volume (14K vs 21) and update cadence (every 6 weeks vs every 6 months). On price, rating, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Checkbook sells 5 in-app purchases, starting at $0.99 per month and True Balance Lite sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

True Balance Lite holds the better App Store score, 4.4 against 4.3. That said, the two scores are not equally well evidenced: Checkbook has 14K ratings behind it against 21, so its average is the more settled of the two. Written reviews point the same way: 56% of Checkbook's written reviews are positive against 83% of True Balance Lite's.

UpkeepUpdate frequency

Checkbook ships an update every 6 weeks, True Balance Lite every 6 months. The most recent releases landed on November 10, 2026 and November 2, 2026 respectively.

Scorecard6 real differences · 5 level
Checkbook versus True Balance Lite: the parameters behind the verdict, then further details
ParameterCheckbookTrue Balance Lite
PriceFreeFree
Rating4.3 (14K ratings)4.4 (21 ratings) — better
Positive reviews55.9% of reviews83.3% of reviews — better
Number of ratings14K — better21
Update frequencyEvery 6 weeks — betterEvery 6 months
AdsYesNo — better
In-app purchasesYesYes
MonetizationSubscriptionFree with in-app purchases — better
Best chart rank#140 — better—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.012.0 — better
Further details — not scored
Size122 MB5 MB
Age rating4+4+
DeveloperBeesoft AppsRobert Wohnoutka

Customer experience

Checkbook

All ratings14,252 ratings
Positive82.0%
Neutral6.3%
Negative11.7%
Written reviews782 reviews
Positive55.9%
Neutral9.3%
Negative34.8%

True Balance Lite

All ratings18 ratings
Positive94.4%
Neutral0.0%
Negative5.6%
Written reviews42 reviews
Positive83.3%
Neutral7.1%
Negative9.5%

Bugs and requests

Checkbook

Reported bugs

4 issues
  • Account balances not updating correctly
  • Transactions disappearing or duplicating
  • Sync issues between devices
  • App crashes or freezes after updates

Requested features

5 requests
  • Custom categories and icons
  • Budgeting and forecasting tools
  • Ability to attach receipts/photos
  • Improved account organization options
  • Automatic balance reconciliation

True Balance Lite

Not enough reviews yet to summarise bugs or requests.

In-app purchases

5 purchases

Checkbook

Subscriptions4
  • Premium - 1 Month$0.991 Month
  • Premium - 1 Year7 Days trial$7.991 Year
  • Premium - 1 Year7 Days trial$8.991 Year
Show 1 more
  • Premium - 1 Year7 Days trial$9.991 Year
One-time1
  • Upgrade to Checkbook Pro$9.99
1 purchases

True Balance Lite

One-time1
  • Unlimited Entries$3.99

Questions

Is Checkbook free?
Checkbook is free to download, with in-app purchases available.
Is True Balance Lite free?
True Balance Lite is free to download, with in-app purchases available.
Which has better reviews, Checkbook or True Balance Lite?
True Balance Lite is rated higher. Checkbook averages 4.3 out of 5 from 14K ratings, while True Balance Lite averages 4.4 from 21 ratings.
Do Checkbook or True Balance Lite have ads?
Checkbook shows ads; True Balance Lite does not.
Which is updated more often, Checkbook or True Balance Lite?
Checkbook ships an update every 6 weeks, and True Balance Lite every 6 months. Most recently, Checkbook was updated on November 10, 2026 and True Balance Lite on November 2, 2026.

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