Comparison

Checkbook vs Percento

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Checkbook

Manage your daily finances with this app, tracking credit card charges, cash expenditures, and more. It offers multiple accounts, recurring transactions, fund transfers, and detailed reports with graphs. Easily search and export your financial data.

Highlights
  • Multiple account tracking
  • Recurring transaction saving
  • Fund transfers between accounts
  • Export data in CSV, QIF, HTML
  • Calendar view of transactions
  • Reports and charts for expenses/income
  • Passcode protection
Features
Currently charting
Read full description

An easy & quick way to manage your daily finances, Checkbook keeps track of your credit card charges, cash expenditures...etc. With the Checkbook application, it can totally replace your paper checkbook. You can create multiple accounts, save recurring transactions, transfer funds, view reports & graphs, export data...etc. You can even search the transaction by crossing your finger on the calendar! All details of the Checkbook are well designed to provide an excellent experience. Designed and developed by polycents! FEATURES ※Export in CSV, QIF & HTML Formats -Export your transactions by email for use of desktop applications such as Excel, Quicken...etc. ※Calendar -Show all your monthly transactions as points on the calendar. -Filter transactions by tapping a date or selecting multiple dates on the calendar. ※Recurring Transactions -Save a transaction to be used repeatedly(daily, weekly, 2 weeks, monthly, tire monthly), without retyping all the details. ※Multiple Accounts -Track as many accounts as you need. ※Categories -Supports multiple categories with beautiful icons to choose from. ※Payee & Note -All the details you need to keep track of your transactions are including. ※Search -Quickly search for transactions by dates, name, payee, and category. -Search and edit transactions on the same screen. ※Transfer -Transfer funds from one account to another. ※Reconcile Transactions -Reconcile your transactions by editing cleared/un-cleared status ※Reports & Charts -Review all your expenses & income by category or account with beautiful graphs and reports. -Supports both bar and pie charts. -You can set the time period to daily, weekly, monthly & yearly. ※Passcode -Protects your private information. ※Currency -Supports multiple currencies. ※Elegant, Powerful & User-friendly interface # Subscription Details # - Monthly and annual subscriptions are available. - Payment will be charged to your iTunes account at confirmation of purchase. - Your subscription will automatically renew unless auto-renew is disabled at least 24 hours before the end of the current subscription period. - Automatic renewals will be charged at the same price you were originally charged for the subscription. - Subscriptions can be managed by going to Account Settings on the App Store after purchase. Terms of Use: https://www.iubenda.com/terms-and-conditions/42835851 Privacy Policy: https://www.iubenda.com/privacy-policy/42835851 Developer website:https://www.polycents.com If you have any problems or suggestions please send a mail to checkbook@appxy.com, you will get the response in a short time.

About

Percento

Track your assets and investments with a focus on wealth growth. Features automatic stock and crypto price updates, multi-currency support, and visually appealing charts for informed investment decisions. Manage your financial mix with account groups and double-entry transfers.

Highlights
  • Asset and investment tracking
  • Automatic stock/crypto price updates
  • Multi-currency support
  • Financial charts and analysis
  • Account group management
  • Double-entry transfers
Features
Read full description

Percento focuses on what matters - your assets and investments, not every coffee purchase. Featured as one of Apple's "Top 10 Finance Apps We Love" WHY USERS LOVE PERCENTO "I don't keep accounts, now I developed the habit of keeping accounts" - User "I love opening the app and seeing my net worth grow" - User Review "Assets and liabilities at a glance" - User Review "Professional and convenient" - iFanr, AppSo "Very beautiful! I love the UI in a heartbeat!" - User FEATURES ◎ A refreshing workflow to keep track of your wealth ◎ Automatic updates global stocks and cryptocurrencies prices ◎ Multi-currency support with automatic currency rates sync ◎ Beautiful and focused charts to help you make investment decisions ◎ Manage asset mix with Account Group ◎ Double entry transfer between accounts ◎ Curated animations and themes ◎ Sync your data across iPhone, iPad and Mac with Apple Silicon Questions? We'd love to hear from you: hi@percento.app Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula Privacy Policy: https://www.percento.app/wiki/privacy

Screenshots

Checkbook4 screens
Percento4 screens

Verdict

The call

The clearest difference is monetization model: Percento at freemium against Checkbook's subscription. Percento also leads on ads (none vs shown) and review sentiment (88% vs 56%). Checkbook's advantage is ratings volume (14K vs 128) and chart position (#147 vs unranked). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Checkbook sells 5 in-app purchases, starting at $0.99 per month and Percento sells 7 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Percento holds the better App Store score, 4.7 against 4.3. That said, the two scores are not equally well evidenced: Checkbook has 14K ratings behind it against 128, so its average is the more settled of the two. Written reviews point the same way: 56% of Checkbook's written reviews are positive against 88% of Percento's.

UpkeepUpdate frequency

Checkbook ships an update every 6 weeks, Percento every 4 days. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.

Scorecard8 real differences · 3 level
Checkbook versus Percento: the parameters behind the verdict, then further details
ParameterCheckbookPercento
PriceFreeFree
Rating4.3 (14K ratings)4.7 (128 ratings) — better
Positive reviews55.8% of reviews88.2% of reviews — better
Number of ratings14K — better128
Update frequencyEvery 6 weeksEvery 4 days — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationSubscriptionFreemium — better
Best chart rank#147 — better—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS13.0 — better26.0
Further details — not scored
Size122 MB31 MB
Age rating4+4+
DeveloperBeesoft AppsAccanto Co., Ltd.

Customer experience

Checkbook

All ratings14,252 ratings
Positive82.0%
Neutral6.3%
Negative11.7%
Written reviews779 reviews
Positive55.8%
Neutral9.4%
Negative34.8%

Percento

All ratings128 ratings
Positive92.2%
Neutral1.6%
Negative6.3%
Written reviews144 reviews
Positive88.2%
Neutral4.9%
Negative6.9%

Bugs and requests

Checkbook

Reported bugs

4 issues
  • Account balances not updating correctly
  • Transactions disappearing or duplicating
  • Sync issues between devices
  • App crashes or freezes after updates

Requested features

5 requests
  • Custom categories and icons
  • Budgeting and forecasting tools
  • Ability to attach receipts/photos
  • Improved account organization options
  • Automatic balance reconciliation

Percento

Not enough reviews yet to summarise bugs or requests.

In-app purchases

5 purchases

Checkbook

Subscriptions4
  • Premium - 1 Month$0.991 Month
  • Premium - 1 Year7 Days trial$7.991 Year
  • Premium - 1 Year7 Days trial$8.991 Year
Show 1 more
  • Premium - 1 Year7 Days trial$9.991 Year
One-time1
  • Upgrade to Checkbook Pro$9.99
7 purchases

Percento

Subscriptions4
  • Percento Premium$1.991 Month
  • Percento Premium-4.07 Days trial$1.991 Month
  • Percento Premium7 Days trial$12.991 Year
Show 1 more
  • Percento Premium1 Year trial$12.991 Year
One-time3
  • Percento Premium$12.99
  • Percento Premium2 variants$29.99
  • Percento Premium$34.99

Questions

Is Checkbook free?
Checkbook is free to download, with in-app purchases available.
Is Percento free?
Percento is free to download, with in-app purchases available.
Which has better reviews, Checkbook or Percento?
Percento is rated higher. Checkbook averages 4.3 out of 5 from 14K ratings, while Percento averages 4.7 from 128 ratings.
Do Checkbook or Percento have ads?
Checkbook shows ads; Percento does not.
Which is updated more often, Checkbook or Percento?
Checkbook ships an update every 6 weeks, and Percento every 4 days. Most recently, Checkbook was updated on November 1, 2026 and Percento on October 30, 2026.

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