Comparison

Checkbook vs CashTrace

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Checkbook

Manage your daily finances with this app, tracking credit card charges, cash expenditures, and more. It offers multiple accounts, recurring transactions, fund transfers, and detailed reports with graphs. Easily search and export your financial data.

Highlights
  • Multiple account tracking
  • Recurring transaction saving
  • Fund transfers between accounts
  • Export data in CSV, QIF, HTML
  • Calendar view of transactions
  • Reports and charts for expenses/income
  • Passcode protection
Features
Currently charting
Read full description

An easy & quick way to manage your daily finances, Checkbook keeps track of your credit card charges, cash expenditures...etc. With the Checkbook application, it can totally replace your paper checkbook. You can create multiple accounts, save recurring transactions, transfer funds, view reports & graphs, export data...etc. You can even search the transaction by crossing your finger on the calendar! All details of the Checkbook are well designed to provide an excellent experience. Designed and developed by polycents! FEATURES ※Export in CSV, QIF & HTML Formats -Export your transactions by email for use of desktop applications such as Excel, Quicken...etc. ※Calendar -Show all your monthly transactions as points on the calendar. -Filter transactions by tapping a date or selecting multiple dates on the calendar. ※Recurring Transactions -Save a transaction to be used repeatedly(daily, weekly, 2 weeks, monthly, tire monthly), without retyping all the details. ※Multiple Accounts -Track as many accounts as you need. ※Categories -Supports multiple categories with beautiful icons to choose from. ※Payee & Note -All the details you need to keep track of your transactions are including. ※Search -Quickly search for transactions by dates, name, payee, and category. -Search and edit transactions on the same screen. ※Transfer -Transfer funds from one account to another. ※Reconcile Transactions -Reconcile your transactions by editing cleared/un-cleared status ※Reports & Charts -Review all your expenses & income by category or account with beautiful graphs and reports. -Supports both bar and pie charts. -You can set the time period to daily, weekly, monthly & yearly. ※Passcode -Protects your private information. ※Currency -Supports multiple currencies. ※Elegant, Powerful & User-friendly interface # Subscription Details # - Monthly and annual subscriptions are available. - Payment will be charged to your iTunes account at confirmation of purchase. - Your subscription will automatically renew unless auto-renew is disabled at least 24 hours before the end of the current subscription period. - Automatic renewals will be charged at the same price you were originally charged for the subscription. - Subscriptions can be managed by going to Account Settings on the App Store after purchase. Terms of Use: https://www.iubenda.com/terms-and-conditions/42835851 Privacy Policy: https://www.iubenda.com/privacy-policy/42835851 Developer website:https://www.polycents.com If you have any problems or suggestions please send a mail to checkbook@appxy.com, you will get the response in a short time.

About

CashTrace

This app helps you quickly log expenses, track cash flow, and understand your spending habits with clear charts and insights. Keep your financial data private and synced across your Apple devices.

Highlights
  • Log expenses and income quickly
  • Track daily, weekly, and monthly spending
  • Visualize budget with charts and insights
  • Add recurring transactions
  • Import data via CSV
  • Organize spending with custom categories
  • Private iCloud sync
Read full description

CashTrace is a private expense tracker and budget app that helps you log spending in seconds, follow cash flow, and stay in control of your money every day. Built for fast daily use, CashTrace combines simple money tracking with clear charts, averages, and insights so you can see where your money goes without the clutter. Your data stays in your iCloud, syncs across your Apple devices, and is never shared with third parties. Why people download CashTrace: • Track expenses and income in seconds • See daily, weekly, and monthly spending trends • Understand your budget with charts, averages, and insights • Add recurring transactions for bills, rent, and subscriptions • Import existing finance data with CSV • Organize spending with custom categories, notes, and calendar view • Keep everything private with secure iCloud sync • Stay focused with a clean, easy-to-use money manager Whether you want a simple expense tracker, a practical budget planner, or a private money manager, CashTrace gives you a fast, focused way to build better money habits and stay on top of spending. Terms of use: https://www.cashtrace.io/terms

Screenshots

Checkbook4 screens
CashTrace4 screens

Verdict

The call

The clearest difference is rating: CashTrace at 4.9 against Checkbook's 4.3. CashTrace also leads on monetization model (freemium vs subscription) and ads (none vs shown). Checkbook's advantage is ratings volume (14K vs 35) and chart position (#143 vs unranked). On price, review sentiment, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Checkbook sells 5 in-app purchases, starting at $0.99 per month and CashTrace sells 6 in-app purchases, starting at $1.49 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

CashTrace holds the better App Store score, 4.9 against 4.3. That said, the two scores are not equally well evidenced: Checkbook has 14K ratings behind it against 35, so its average is the more settled of the two. Written reviews split almost evenly too, at 56% and 56% positive.

UpkeepUpdate frequency

Checkbook ships an update every 6 weeks, CashTrace every 10 days. The most recent releases landed on November 10, 2026 and November 3, 2026 respectively.

Scorecard7 real differences · 4 level
Checkbook versus CashTrace: the parameters behind the verdict, then further details
ParameterCheckbookCashTrace
PriceFreeFree
Rating4.3 (14K ratings)4.9 (35 ratings) — better
Positive reviews55.9% of reviews — better55.6% of reviews
Number of ratings14K — better35
Update frequencyEvery 6 weeksEvery 10 days — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationSubscriptionFreemium — better
Best chart rank#143 — better—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS13.0 — better26.1
Further details — not scored
Size122 MB26 MB
Age rating4++12
DeveloperBeesoft AppsBoris Gutic

Customer experience

Checkbook

All ratings14,252 ratings
Positive82.0%
Neutral6.3%
Negative11.7%
Written reviews782 reviews
Positive55.9%
Neutral9.3%
Negative34.8%

CashTrace

All ratings35 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews9 reviews
Positive55.6%
Neutral11.1%
Negative33.3%

Bugs and requests

Checkbook

Reported bugs

4 issues
  • Account balances not updating correctly
  • Transactions disappearing or duplicating
  • Sync issues between devices
  • App crashes or freezes after updates

Requested features

5 requests
  • Custom categories and icons
  • Budgeting and forecasting tools
  • Ability to attach receipts/photos
  • Improved account organization options
  • Automatic balance reconciliation

CashTrace

Not enough reviews yet to summarise bugs or requests.

In-app purchases

5 purchases

Checkbook

Subscriptions4
  • Premium - 1 Month$0.991 Month
  • Premium - 1 Year7 Days trial$7.991 Year
  • Premium - 1 Year7 Days trial$8.991 Year
Show 1 more
  • Premium - 1 Year7 Days trial$9.991 Year
One-time1
  • Upgrade to Checkbook Pro$9.99
6 purchases

CashTrace

Subscriptions6
  • CashTrace Pro$1.491 Month
  • CashTrace Pro7 Days trial$1.991 Month
  • CashTrace Pro$1.991 Month
Show 3 more
  • CashTrace Pro$8.991 Year
  • CashTrace Pro7 Days trial$12.991 Year
  • CashTrace Pro$12.991 Year

Questions

Is Checkbook free?
Checkbook is free to download, with in-app purchases available.
Is CashTrace free?
CashTrace is free to download, with in-app purchases available.
Which has better reviews, Checkbook or CashTrace?
CashTrace is rated higher. Checkbook averages 4.3 out of 5 from 14K ratings, while CashTrace averages 4.9 from 35 ratings.
Do Checkbook or CashTrace have ads?
Checkbook shows ads; CashTrace does not.
Which is updated more often, Checkbook or CashTrace?
Checkbook ships an update every 6 weeks, and CashTrace every 10 days. Most recently, Checkbook was updated on November 10, 2026 and CashTrace on November 3, 2026.

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