Checkbook vs Ledge
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Checkbook
Manage your daily finances with this app, tracking credit card charges, cash expenditures, and more. It offers multiple accounts, recurring transactions, fund transfers, and detailed reports with graphs. Easily search and export your financial data.
- Multiple account tracking
- Recurring transaction saving
- Fund transfers between accounts
- Export data in CSV, QIF, HTML
- Calendar view of transactions
- Reports and charts for expenses/income
- Passcode protection
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An easy & quick way to manage your daily finances, Checkbook keeps track of your credit card charges, cash expenditures...etc. With the Checkbook application, it can totally replace your paper checkbook. You can create multiple accounts, save recurring transactions, transfer funds, view reports & graphs, export data...etc. You can even search the transaction by crossing your finger on the calendar! All details of the Checkbook are well designed to provide an excellent experience. Designed and developed by polycents! FEATURES ※Export in CSV, QIF & HTML Formats -Export your transactions by email for use of desktop applications such as Excel, Quicken...etc. ※Calendar -Show all your monthly transactions as points on the calendar. -Filter transactions by tapping a date or selecting multiple dates on the calendar. ※Recurring Transactions -Save a transaction to be used repeatedly(daily, weekly, 2 weeks, monthly, tire monthly), without retyping all the details. ※Multiple Accounts -Track as many accounts as you need. ※Categories -Supports multiple categories with beautiful icons to choose from. ※Payee & Note -All the details you need to keep track of your transactions are including. ※Search -Quickly search for transactions by dates, name, payee, and category. -Search and edit transactions on the same screen. ※Transfer -Transfer funds from one account to another. ※Reconcile Transactions -Reconcile your transactions by editing cleared/un-cleared status ※Reports & Charts -Review all your expenses & income by category or account with beautiful graphs and reports. -Supports both bar and pie charts. -You can set the time period to daily, weekly, monthly & yearly. ※Passcode -Protects your private information. ※Currency -Supports multiple currencies. ※Elegant, Powerful & User-friendly interface # Subscription Details # - Monthly and annual subscriptions are available. - Payment will be charged to your iTunes account at confirmation of purchase. - Your subscription will automatically renew unless auto-renew is disabled at least 24 hours before the end of the current subscription period. - Automatic renewals will be charged at the same price you were originally charged for the subscription. - Subscriptions can be managed by going to Account Settings on the App Store after purchase. Terms of Use: https://www.iubenda.com/terms-and-conditions/42835851 Privacy Policy: https://www.iubenda.com/privacy-policy/42835851 Developer website:https://www.polycents.com If you have any problems or suggestions please send a mail to checkbook@appxy.com, you will get the response in a short time.
Ledge
Effortlessly log and categorize daily purchases in seconds. Gain a clear understanding of your spending habits without complex budgeting. This app prioritizes privacy with local data storage and no personal financial information requests.
- Log expenses quickly
- Sort spending into categories
- View category totals
- Record daily purchases
- Build spending awareness
- Local data storage
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Ledge makes expense tracking fast enough to actually keep up with real life. If you use tap to pay every day, Ledge is one of the simplest ways to stay on top of your spending. Log purchases in seconds, organize them into categories, and get a clear view of where your money is going without adding friction to your day. Whether you’re tracking bills, groceries, food, transport, or everyday spending, Ledge helps you stay aware without turning budgeting into a chore. Use Ledge to: • Log expenses quickly • Sort spending into categories • See category totals at a glance • Keep a simple record of daily purchases • Build better awareness of your habits over time Ledge is built to be lightweight, private, and straightforward. Your data stays on your device, everything is stored locally, and we never ask for your personal financial information. Ledge is designed for people who want a simple expense tracker without the clutter, complexity, or privacy tradeoffs of a traditional finance app.
Screenshots
Verdict
The clearest difference is review sentiment: Ledge at 100% against Checkbook's 56%. Ledge also leads on rating (5.0 vs 4.3) and in-app purchases (none vs 5). Checkbook's advantage is ratings volume (14K vs 2) and chart position (#147 vs unranked). On price there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Checkbook sells 5 in-app purchases, starting at $0.99 per month. Ledge asks for nothing beyond the download.
Ledge holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: Checkbook has 14K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 56% of Checkbook's written reviews are positive against 100% of Ledge's.
Checkbook ships an update every 6 weeks, Ledge every 3 days. The most recent releases landed on November 1, 2026 and October 17, 2026 respectively.
| Parameter | Checkbook | Ledge |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (14K ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 55.8% of reviews | 100.0% of reviews — better |
| Number of ratings | 14K — better | 2 |
| Update frequency | Every 6 weeks | Every 3 days — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | No — better |
| Monetization | Subscription | Free — better |
| Best chart rank | #147 — better | — |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 13.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 122 MB | 6 MB |
| Age rating | 4+ | 4+ |
| Developer | Beesoft Apps | NIKKI HUYHN NGUYEN |
Customer experience
Checkbook
Ledge
Bugs and requests
Checkbook
Reported bugs
4 issues- Account balances not updating correctly
- Transactions disappearing or duplicating
- Sync issues between devices
- App crashes or freezes after updates
Requested features
5 requests- Custom categories and icons
- Budgeting and forecasting tools
- Ability to attach receipts/photos
- Improved account organization options
- Automatic balance reconciliation
Ledge
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Checkbook
- Premium - 1 Month$0.991 Month
- Premium - 1 Year7 Days trial$7.991 Year
- Premium - 1 Year7 Days trial$8.991 Year
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- Premium - 1 Year7 Days trial$9.991 Year
- Upgrade to Checkbook Pro$9.99
Ledge
No in-app purchases









