Comparison

Checkbook vs Ledge

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Checkbook

Manage your daily finances with this app, tracking credit card charges, cash expenditures, and more. It offers multiple accounts, recurring transactions, fund transfers, and detailed reports with graphs. Easily search and export your financial data.

Highlights
  • Multiple account tracking
  • Recurring transaction saving
  • Fund transfers between accounts
  • Export data in CSV, QIF, HTML
  • Calendar view of transactions
  • Reports and charts for expenses/income
  • Passcode protection
Features
Currently charting
Read full description

An easy & quick way to manage your daily finances, Checkbook keeps track of your credit card charges, cash expenditures...etc. With the Checkbook application, it can totally replace your paper checkbook. You can create multiple accounts, save recurring transactions, transfer funds, view reports & graphs, export data...etc. You can even search the transaction by crossing your finger on the calendar! All details of the Checkbook are well designed to provide an excellent experience. Designed and developed by polycents! FEATURES ※Export in CSV, QIF & HTML Formats -Export your transactions by email for use of desktop applications such as Excel, Quicken...etc. ※Calendar -Show all your monthly transactions as points on the calendar. -Filter transactions by tapping a date or selecting multiple dates on the calendar. ※Recurring Transactions -Save a transaction to be used repeatedly(daily, weekly, 2 weeks, monthly, tire monthly), without retyping all the details. ※Multiple Accounts -Track as many accounts as you need. ※Categories -Supports multiple categories with beautiful icons to choose from. ※Payee & Note -All the details you need to keep track of your transactions are including. ※Search -Quickly search for transactions by dates, name, payee, and category. -Search and edit transactions on the same screen. ※Transfer -Transfer funds from one account to another. ※Reconcile Transactions -Reconcile your transactions by editing cleared/un-cleared status ※Reports & Charts -Review all your expenses & income by category or account with beautiful graphs and reports. -Supports both bar and pie charts. -You can set the time period to daily, weekly, monthly & yearly. ※Passcode -Protects your private information. ※Currency -Supports multiple currencies. ※Elegant, Powerful & User-friendly interface # Subscription Details # - Monthly and annual subscriptions are available. - Payment will be charged to your iTunes account at confirmation of purchase. - Your subscription will automatically renew unless auto-renew is disabled at least 24 hours before the end of the current subscription period. - Automatic renewals will be charged at the same price you were originally charged for the subscription. - Subscriptions can be managed by going to Account Settings on the App Store after purchase. Terms of Use: https://www.iubenda.com/terms-and-conditions/42835851 Privacy Policy: https://www.iubenda.com/privacy-policy/42835851 Developer website:https://www.polycents.com If you have any problems or suggestions please send a mail to checkbook@appxy.com, you will get the response in a short time.

About

Ledge

Effortlessly log and categorize daily purchases in seconds. Gain a clear understanding of your spending habits without complex budgeting. This app prioritizes privacy with local data storage and no personal financial information requests.

Highlights
  • Log expenses quickly
  • Sort spending into categories
  • View category totals
  • Record daily purchases
  • Build spending awareness
  • Local data storage
Read full description

Ledge makes expense tracking fast enough to actually keep up with real life. If you use tap to pay every day, Ledge is one of the simplest ways to stay on top of your spending. Log purchases in seconds, organize them into categories, and get a clear view of where your money is going without adding friction to your day. Whether you’re tracking bills, groceries, food, transport, or everyday spending, Ledge helps you stay aware without turning budgeting into a chore. Use Ledge to: • Log expenses quickly • Sort spending into categories • See category totals at a glance • Keep a simple record of daily purchases • Build better awareness of your habits over time Ledge is built to be lightweight, private, and straightforward. Your data stays on your device, everything is stored locally, and we never ask for your personal financial information. Ledge is designed for people who want a simple expense tracker without the clutter, complexity, or privacy tradeoffs of a traditional finance app.

Screenshots

Checkbook4 screens
Ledge4 screens

Verdict

The call

The clearest difference is review sentiment: Ledge at 100% against Checkbook's 56%. Ledge also leads on rating (5.0 vs 4.3) and in-app purchases (none vs 5). Checkbook's advantage is ratings volume (14K vs 2) and chart position (#147 vs unranked). On price there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Checkbook sells 5 in-app purchases, starting at $0.99 per month. Ledge asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Ledge holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: Checkbook has 14K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 56% of Checkbook's written reviews are positive against 100% of Ledge's.

UpkeepUpdate frequency

Checkbook ships an update every 6 weeks, Ledge every 3 days. The most recent releases landed on November 1, 2026 and October 17, 2026 respectively.

Scorecard10 real differences · 1 level
Checkbook versus Ledge: the parameters behind the verdict, then further details
ParameterCheckbookLedge
PriceFreeFree
Rating4.3 (14K ratings)5.0 (2 ratings) — better
Positive reviews55.8% of reviews100.0% of reviews — better
Number of ratings14K — better2
Update frequencyEvery 6 weeksEvery 3 days — better
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationSubscriptionFree — better
Best chart rank#147 — better—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS13.0 — better26.0
Further details — not scored
Size122 MB6 MB
Age rating4+4+
DeveloperBeesoft AppsNIKKI HUYHN NGUYEN

Customer experience

Checkbook

All ratings14,252 ratings
Positive82.0%
Neutral6.3%
Negative11.7%
Written reviews779 reviews
Positive55.8%
Neutral9.4%
Negative34.8%

Ledge

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Checkbook

Reported bugs

4 issues
  • Account balances not updating correctly
  • Transactions disappearing or duplicating
  • Sync issues between devices
  • App crashes or freezes after updates

Requested features

5 requests
  • Custom categories and icons
  • Budgeting and forecasting tools
  • Ability to attach receipts/photos
  • Improved account organization options
  • Automatic balance reconciliation

Ledge

Not enough reviews yet to summarise bugs or requests.

In-app purchases

5 purchases

Checkbook

Subscriptions4
  • Premium - 1 Month$0.991 Month
  • Premium - 1 Year7 Days trial$7.991 Year
  • Premium - 1 Year7 Days trial$8.991 Year
Show 1 more
  • Premium - 1 Year7 Days trial$9.991 Year
One-time1
  • Upgrade to Checkbook Pro$9.99
None

Ledge

No in-app purchases

Questions

Is Checkbook free?
Checkbook is free to download, with in-app purchases available.
Is Ledge free?
Ledge is free to download, with no in-app purchases.
Which has better reviews, Checkbook or Ledge?
Ledge is rated higher. Checkbook averages 4.3 out of 5 from 14K ratings, while Ledge averages 5.0 from 2 ratings.
Do Checkbook or Ledge have ads?
Checkbook shows ads; Ledge does not.
Which is updated more often, Checkbook or Ledge?
Checkbook ships an update every 6 weeks, and Ledge every 3 days. Most recently, Checkbook was updated on November 1, 2026 and Ledge on October 17, 2026.

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