Checkbook vs Innovate
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Checkbook
Manage your daily finances with this app, tracking credit card charges, cash expenditures, and more. It offers multiple accounts, recurring transactions, fund transfers, and detailed reports with graphs. Easily search and export your financial data.
- Multiple account tracking
- Recurring transaction saving
- Fund transfers between accounts
- Export data in CSV, QIF, HTML
- Calendar view of transactions
- Reports and charts for expenses/income
- Passcode protection
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An easy & quick way to manage your daily finances, Checkbook keeps track of your credit card charges, cash expenditures...etc. With the Checkbook application, it can totally replace your paper checkbook. You can create multiple accounts, save recurring transactions, transfer funds, view reports & graphs, export data...etc. You can even search the transaction by crossing your finger on the calendar! All details of the Checkbook are well designed to provide an excellent experience. Designed and developed by polycents! FEATURES ※Export in CSV, QIF & HTML Formats -Export your transactions by email for use of desktop applications such as Excel, Quicken...etc. ※Calendar -Show all your monthly transactions as points on the calendar. -Filter transactions by tapping a date or selecting multiple dates on the calendar. ※Recurring Transactions -Save a transaction to be used repeatedly(daily, weekly, 2 weeks, monthly, tire monthly), without retyping all the details. ※Multiple Accounts -Track as many accounts as you need. ※Categories -Supports multiple categories with beautiful icons to choose from. ※Payee & Note -All the details you need to keep track of your transactions are including. ※Search -Quickly search for transactions by dates, name, payee, and category. -Search and edit transactions on the same screen. ※Transfer -Transfer funds from one account to another. ※Reconcile Transactions -Reconcile your transactions by editing cleared/un-cleared status ※Reports & Charts -Review all your expenses & income by category or account with beautiful graphs and reports. -Supports both bar and pie charts. -You can set the time period to daily, weekly, monthly & yearly. ※Passcode -Protects your private information. ※Currency -Supports multiple currencies. ※Elegant, Powerful & User-friendly interface # Subscription Details # - Monthly and annual subscriptions are available. - Payment will be charged to your iTunes account at confirmation of purchase. - Your subscription will automatically renew unless auto-renew is disabled at least 24 hours before the end of the current subscription period. - Automatic renewals will be charged at the same price you were originally charged for the subscription. - Subscriptions can be managed by going to Account Settings on the App Store after purchase. Terms of Use: https://www.iubenda.com/terms-and-conditions/42835851 Privacy Policy: https://www.iubenda.com/privacy-policy/42835851 Developer website:https://www.polycents.com If you have any problems or suggestions please send a mail to checkbook@appxy.com, you will get the response in a short time.
Innovate
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Innovate offers clients a seamless way to trade, track investments, and stay connected to the markets in real time. Monitor portfolios live, view transactions instantly, access detailed market information, and switch between accounts with ease—all through a streamlined experience designed around convenience and reliability. Backed by 30+ years of trust, Innovate Securities Pvt. Ltd. combines market experience with technology built for today’s investor. Member name: Innovate Securities Pvt. Ltd. SEBI Registration Number: INZ000224735& IN-DP-CDSL-594-2021 Member Code: NSE : 07002, BSE : 6108 Registered Exchange/s name: NSE, BSE, Exchange approved segment/s: CM, FO AMFI Registered Number 42505
Screenshots
Verdict
The clearest difference is in-app purchases: Innovate at none against Checkbook's 5. Innovate also leads on ads (none vs shown). Checkbook's advantage is chart position (#135 vs unranked). On price, update cadence, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Checkbook sells 5 in-app purchases, starting at $0.99 per month. Innovate asks for nothing beyond the download.
Checkbook ships an update every 6 weeks, Innovate monthly. The most recent releases landed on October 29, 2026 and October 5, 2026 respectively.
| Parameter | Checkbook | Innovate |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (14K ratings) — better | — |
| Positive reviews | 55.8% of reviews | — |
| Number of ratings | 14K — better | — |
| Update frequency | Every 6 weeks | Monthly — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | No — better |
| Monetization | Subscription | — |
| Best chart rank | #135 — better | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 122 MB | 101 MB |
| Age rating | 4+ | 4+ |
| Developer | Beesoft Apps | INNOVATE SECURITIES PRIVATE LIMITED |
Bugs and requests
Checkbook
Reported bugs
4 issues- Account balances not updating correctly
- Transactions disappearing or duplicating
- Sync issues between devices
- App crashes or freezes after updates
Requested features
5 requests- Custom categories and icons
- Budgeting and forecasting tools
- Ability to attach receipts/photos
- Improved account organization options
- Automatic balance reconciliation
Innovate
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Checkbook
- Premium - 1 Month$0.991 Month
- Premium - 1 Year7 Days trial$7.991 Year
- Premium - 1 Year7 Days trial$8.991 Year
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- Premium - 1 Year7 Days trial$9.991 Year
- Upgrade to Checkbook Pro$9.99
Innovate
No in-app purchases
Questions
Is Checkbook free?
Is Innovate free?
Do Checkbook or Innovate have ads?
Which is updated more often, Checkbook or Innovate?
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