Comparison

Checkbook vs ReceiptHQ

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Checkbook

Manage your daily finances with this app, tracking credit card charges, cash expenditures, and more. It offers multiple accounts, recurring transactions, fund transfers, and detailed reports with graphs. Easily search and export your financial data.

Highlights
  • Multiple account tracking
  • Recurring transaction saving
  • Fund transfers between accounts
  • Export data in CSV, QIF, HTML
  • Calendar view of transactions
  • Reports and charts for expenses/income
  • Passcode protection
Features
Currently charting
Read full description

An easy & quick way to manage your daily finances, Checkbook keeps track of your credit card charges, cash expenditures...etc. With the Checkbook application, it can totally replace your paper checkbook. You can create multiple accounts, save recurring transactions, transfer funds, view reports & graphs, export data...etc. You can even search the transaction by crossing your finger on the calendar! All details of the Checkbook are well designed to provide an excellent experience. Designed and developed by polycents! FEATURES ※Export in CSV, QIF & HTML Formats -Export your transactions by email for use of desktop applications such as Excel, Quicken...etc. ※Calendar -Show all your monthly transactions as points on the calendar. -Filter transactions by tapping a date or selecting multiple dates on the calendar. ※Recurring Transactions -Save a transaction to be used repeatedly(daily, weekly, 2 weeks, monthly, tire monthly), without retyping all the details. ※Multiple Accounts -Track as many accounts as you need. ※Categories -Supports multiple categories with beautiful icons to choose from. ※Payee & Note -All the details you need to keep track of your transactions are including. ※Search -Quickly search for transactions by dates, name, payee, and category. -Search and edit transactions on the same screen. ※Transfer -Transfer funds from one account to another. ※Reconcile Transactions -Reconcile your transactions by editing cleared/un-cleared status ※Reports & Charts -Review all your expenses & income by category or account with beautiful graphs and reports. -Supports both bar and pie charts. -You can set the time period to daily, weekly, monthly & yearly. ※Passcode -Protects your private information. ※Currency -Supports multiple currencies. ※Elegant, Powerful & User-friendly interface # Subscription Details # - Monthly and annual subscriptions are available. - Payment will be charged to your iTunes account at confirmation of purchase. - Your subscription will automatically renew unless auto-renew is disabled at least 24 hours before the end of the current subscription period. - Automatic renewals will be charged at the same price you were originally charged for the subscription. - Subscriptions can be managed by going to Account Settings on the App Store after purchase. Terms of Use: https://www.iubenda.com/terms-and-conditions/42835851 Privacy Policy: https://www.iubenda.com/privacy-policy/42835851 Developer website:https://www.polycents.com If you have any problems or suggestions please send a mail to checkbook@appxy.com, you will get the response in a short time.

About

ReceiptHQ

Automatically categorize expenses from receipts and bank statements to estimate tax savings. Track business mileage and manage returns or warranties with on-device AI. Get a clear overview of your finances and tax obligations.

Highlights
  • Automatic expense categorization with AI
  • Estimated tax savings calculation
  • On-device AI processing
  • Business mileage tracking
  • Bank statement import for write-offs
  • Return and warranty reminders
  • Financial dashboard and tax estimates
Features
Read full description

Every receipt you lose is money you gave away. ReceiptHQ makes sure that never happens again. Snap a receipt and watch it land on the right Schedule C tax line — automatically, with your estimated tax savings shown on the spot. Drive for work? Your miles log themselves. Already spent the money? Import a bank statement and ReceiptHQ finds the write-offs you missed. At tax time, everything your accountant needs is one tap away. Built for freelancers, 1099 contractors, gig workers, and anyone with self-employment income. No account required, either. WHY RECEIPTHQ IS DIFFERENT Most receipt apps read the text and stop there — you still do the tax thinking. ReceiptHQ's on-device AI predicts the correct Schedule C category for every expense, learns your vendors, and shows what each deduction is worth: "≈ $14 estimated tax savings." You watch your savings grow all year instead of guessing in April. And it all runs ON YOUR IPHONE — no servers, no account, no tracking. Our privacy label says it plainly: Data Not Collected. SCAN. CATEGORIZED. DONE. Snap with your camera, import from Photos, or share from any app Amounts, dates, and vendors extracted automatically AI suggests the right Schedule C line — confirm with one tap Anything uncertain is flagged for review, never guessed FOUND MONEY — WRITE-OFFS HIDING IN YOUR STATEMENTS Import a bank or card statement (PDF, CSV, or QFX/OFX) and ReceiptHQ scans it on your device for missed deductions See the total instantly: "Found 7 write-offs ≈ $1,036 in deductions" Each arrives pre-sorted to its Schedule C line — confirm with a tap No bank connection, no login — ever VERIFIED DEDUCTIONS — NEVER COUNT A PURCHASE TWICE Scanned a receipt AND imported the matching bank charge? ReceiptHQ sees it's the same purchase, links them, and marks the deduction "Verified" — no double-counting, with your receipt kept as proof GET PAID Create professional invoice PDFs with your logo and clean templates Add your own payment links — clients pay by tappable link or QR code Mark an invoice paid and it flows into your income and tax totals We're never in the money flow — you keep 100% MAXIMIZE EVERY DEDUCTION The Deduction Optimizer shows which method saves more: home office (simplified vs. actual) and vehicle (standard mileage vs. actual expenses) — private math on your iPhone MILEAGE THAT TRACKS ITSELF Start a drive with one tap, or let automatic detection catch it Classify business or personal with a swipe; a Live Activity shows your deduction adding up as you drive IRS-compliant log, always export-ready KNOW WHERE YOU STAND, ALL YEAR A dashboard with net profit, deductions, and estimated savings at a glance Deduction Finder surfaces write-offs you missed Quarterly tax estimate tells you what to set aside — with reminders before each IRS deadline and a one-tap link to pay at IRS Direct Pay ASK RECEIPTHQ, IN PLAIN ENGLISH Chat with your finances: "What did I spend on supplies this quarter?" Answers come from your own numbers, computed privately on your iPhone. TAX TIME IN ONE TAP Audit-Ready Tax Pack: Schedule C totals, every receipt image, and your full mileage log in one PDF Accountant Pack: a full Schedule C CSV for your accountant or tax software Hand it over. You're done. PRIVATE BY DESIGN All AI runs on your iPhone — nothing is uploaded, ever Optional iCloud sync to your own private iCloud, only if you turn it on Face ID lock built in FREE TO START Scan and store receipts, send invoices, log miles and income, and see what the AI can do — free Your deductions are already happening. Start keeping them. — Tax savings shown are estimates based on your inputs and are not tax advice. Subscriptions auto-renew unless canceled at least 24 hours before the period ends; manage in Settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.mobileinnov.com/PrivacyPolicy.html

Screenshots

Checkbook4 screens
ReceiptHQ4 screens

Verdict

The call

The clearest difference is rating: ReceiptHQ at 5.0 against Checkbook's 4.3. ReceiptHQ also leads on monetization model (free with in-app purchases vs subscription) and ads (none vs shown). Checkbook's advantage is ratings volume (14K vs 1) and chart position (#144 vs unranked). On price and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Checkbook sells 5 in-app purchases, starting at $0.99 per month and ReceiptHQ sells 1 in-app purchase, starting at $9.99 per year. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

ReceiptHQ holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: Checkbook has 14K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Checkbook ships an update every 6 weeks, ReceiptHQ fortnightly. The most recent releases landed on October 22, 2026 and October 17, 2026 respectively.

Scorecard8 real differences · 3 level
Checkbook versus ReceiptHQ: the parameters behind the verdict, then further details
ParameterCheckbookReceiptHQ
PriceFreeFree
Rating4.3 (14K ratings)5.0 (1 ratings) — better
Positive reviews55.7% of reviews—
Number of ratings14K — better1
Update frequencyEvery 6 weeksFortnightly — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationSubscriptionFree with in-app purchases — better
Best chart rank#144 — better—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS13.0 — better26.0
Further details — not scored
Size122 MB6 MB
Age rating4+4+
DeveloperBeesoft AppsMobile Innovations LLC

Customer experience

Checkbook

All ratings14,252 ratings
Positive82.0%
Neutral6.3%
Negative11.7%
Written reviews776 reviews
Positive55.7%
Neutral9.4%
Negative34.9%

ReceiptHQ

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Checkbook

Reported bugs

4 issues
  • Account balances not updating correctly
  • Transactions disappearing or duplicating
  • Sync issues between devices
  • App crashes or freezes after updates

Requested features

5 requests
  • Custom categories and icons
  • Budgeting and forecasting tools
  • Ability to attach receipts/photos
  • Improved account organization options
  • Automatic balance reconciliation

ReceiptHQ

Not enough reviews yet to summarise bugs or requests.

In-app purchases

5 purchases

Checkbook

Subscriptions4
  • Premium - 1 Month$0.991 Month
  • Premium - 1 Year7 Days trial$7.991 Year
  • Premium - 1 Year7 Days trial$8.991 Year
Show 1 more
  • Premium - 1 Year7 Days trial$9.991 Year
One-time1
  • Upgrade to Checkbook Pro$9.99
1 purchases

ReceiptHQ

Subscriptions1
  • ReceiptHQ Pro Upgrade14 Days trial$9.991 Year

Questions

Is Checkbook free?
Checkbook is free to download, with in-app purchases available.
Is ReceiptHQ free?
ReceiptHQ is free to download, with in-app purchases available.
Which has better reviews, Checkbook or ReceiptHQ?
ReceiptHQ is rated higher. Checkbook averages 4.3 out of 5 from 14K ratings, while ReceiptHQ averages 5.0 from 1 ratings.
Do Checkbook or ReceiptHQ have ads?
Checkbook shows ads; ReceiptHQ does not.
Which is updated more often, Checkbook or ReceiptHQ?
Checkbook ships an update every 6 weeks, and ReceiptHQ fortnightly. Most recently, Checkbook was updated on October 22, 2026 and ReceiptHQ on October 17, 2026.

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