Comparison

Checkbook vs Dutched

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Checkbook

Manage your daily finances with this app, tracking credit card charges, cash expenditures, and more. It offers multiple accounts, recurring transactions, fund transfers, and detailed reports with graphs. Easily search and export your financial data.

Highlights
  • Multiple account tracking
  • Recurring transaction saving
  • Fund transfers between accounts
  • Export data in CSV, QIF, HTML
  • Calendar view of transactions
  • Reports and charts for expenses/income
  • Passcode protection
Features
Currently charting
Read full description

An easy & quick way to manage your daily finances, Checkbook keeps track of your credit card charges, cash expenditures...etc. With the Checkbook application, it can totally replace your paper checkbook. You can create multiple accounts, save recurring transactions, transfer funds, view reports & graphs, export data...etc. You can even search the transaction by crossing your finger on the calendar! All details of the Checkbook are well designed to provide an excellent experience. Designed and developed by polycents! FEATURES ※Export in CSV, QIF & HTML Formats -Export your transactions by email for use of desktop applications such as Excel, Quicken...etc. ※Calendar -Show all your monthly transactions as points on the calendar. -Filter transactions by tapping a date or selecting multiple dates on the calendar. ※Recurring Transactions -Save a transaction to be used repeatedly(daily, weekly, 2 weeks, monthly, tire monthly), without retyping all the details. ※Multiple Accounts -Track as many accounts as you need. ※Categories -Supports multiple categories with beautiful icons to choose from. ※Payee & Note -All the details you need to keep track of your transactions are including. ※Search -Quickly search for transactions by dates, name, payee, and category. -Search and edit transactions on the same screen. ※Transfer -Transfer funds from one account to another. ※Reconcile Transactions -Reconcile your transactions by editing cleared/un-cleared status ※Reports & Charts -Review all your expenses & income by category or account with beautiful graphs and reports. -Supports both bar and pie charts. -You can set the time period to daily, weekly, monthly & yearly. ※Passcode -Protects your private information. ※Currency -Supports multiple currencies. ※Elegant, Powerful & User-friendly interface # Subscription Details # - Monthly and annual subscriptions are available. - Payment will be charged to your iTunes account at confirmation of purchase. - Your subscription will automatically renew unless auto-renew is disabled at least 24 hours before the end of the current subscription period. - Automatic renewals will be charged at the same price you were originally charged for the subscription. - Subscriptions can be managed by going to Account Settings on the App Store after purchase. Terms of Use: https://www.iubenda.com/terms-and-conditions/42835851 Privacy Policy: https://www.iubenda.com/privacy-policy/42835851 Developer website:https://www.polycents.com If you have any problems or suggestions please send a mail to checkbook@appxy.com, you will get the response in a short time.

About

Dutched

Easily track and settle shared expenses with friends, roommates, and travel companions. The app allows for various splitting methods and on-device receipt scanning, with no need for others to install the application. It prioritizes privacy with no ads or data selling.

Highlights
  • Split expenses with anyone, even without the app
  • On-device receipt scanning
  • Multiple splitting methods (equal, exact, percentage, shares)
  • Smart settle-up suggestions
  • Offline functionality with sync
  • Import from Splitwise
  • Privacy-focused design
Features
Read full description

Dutched is the easiest way to split expenses with friends, roommates, and travel companions. Track who owes whom, settle up, and move on. And the best part: the people you split with do not even need the app. WHY DUTCHED Your friends do not need to download anything. Add anyone to a group or a one on one. They can claim their expenses with a simple code whenever they decide to join, or just open a view only link to see the group in any browser. One person installs, and the whole table is covered. Free, with no limits. Unlimited expenses, unlimited groups, every way to split, and support for multiple currencies. No ads. No daily caps. No paywall on the things you use every day. Your receipts never leave your phone. Point your camera at a receipt and Dutched reads it right on your device. The photo is never uploaded, to us or to anyone else. Every cent accounted for. Balances always add up to the penny, in any currency, and your history is never quietly rewritten. FEATURES - Groups for trips, roommates, dinners, and anything in between - One on one splits with a single friend - Equal, exact, percentage, shares, and plus/minus adjustment splitting - On device receipt scanning - Import your groups and history from Splitwise (CSV export) - Multiple currencies - Smart settle up suggestions so debts clear in the fewest payments - Settle with one tap through Venmo, PayPal, or Cash App - Comments and payment reminders, so the follow-up lives with the expense - Recurring expenses for rent, subscriptions, and bills - Works offline; changes sync when you are back - Every expense shows its history: who added or edited it, and when - View only share links for people without the app - Private by design: no ads, no data selling, Sign in with Apple Dutched only tracks who owes whom. Money never moves through the app, so you settle up however you already pay each other. Split the bill, not the friendship. Get Dutched.

Screenshots

Checkbook4 screens
Dutched4 screens

Verdict

The call

The clearest difference is review sentiment: Dutched at 100% against Checkbook's 56%. Dutched also leads on rating (5.0 vs 4.3) and in-app purchases (none vs 5). Checkbook's advantage is ratings volume (14K vs 6) and chart position (#147 vs unranked). On price there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Checkbook sells 5 in-app purchases, starting at $0.99 per month. Dutched asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Dutched holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: Checkbook has 14K ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 56% of Checkbook's written reviews are positive against 100% of Dutched's.

UpkeepUpdate frequency

Checkbook ships an update every 6 weeks, Dutched every 2 days. The most recent releases landed on September 28, 2026 and September 20, 2026 respectively.

Scorecard10 real differences · 1 level
Checkbook versus Dutched: the parameters behind the verdict, then further details
ParameterCheckbookDutched
PriceFreeFree
Rating4.3 (14K ratings)5.0 (6 ratings) — better
Positive reviews55.6% of reviews100.0% of reviews — better
Number of ratings14K — better6
Update frequencyEvery 6 weeksEvery 2 days — better
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationSubscriptionFree — better
Best chart rank#147 — better—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS13.0 — better16.4
Further details — not scored
Size122 MB91 MB
Age rating4+4+
DeveloperBeesoft AppsSrimaan Sri Edara

Customer experience

Checkbook

All ratings14,252 ratings
Positive82.0%
Neutral6.3%
Negative11.7%
Written reviews770 reviews
Positive55.6%
Neutral9.4%
Negative35.1%

Dutched

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Checkbook

Reported bugs

4 issues
  • Account balances not updating correctly
  • Transactions disappearing or duplicating
  • Sync issues between devices
  • App crashes or freezes after updates

Requested features

5 requests
  • Custom categories and icons
  • Budgeting and forecasting tools
  • Ability to attach receipts/photos
  • Improved account organization options
  • Automatic balance reconciliation

Dutched

Not enough reviews yet to summarise bugs or requests.

In-app purchases

5 purchases

Checkbook

Subscriptions4
  • Premium - 1 Month$0.991 Month
  • Premium - 1 Year7 Days trial$7.991 Year
  • Premium - 1 Year7 Days trial$8.991 Year
Show 1 more
  • Premium - 1 Year7 Days trial$9.991 Year
One-time1
  • Upgrade to Checkbook Pro$9.99
None

Dutched

No in-app purchases

Questions

Is Checkbook free?
Checkbook is free to download, with in-app purchases available.
Is Dutched free?
Dutched is free to download, with no in-app purchases.
Which has better reviews, Checkbook or Dutched?
Dutched is rated higher. Checkbook averages 4.3 out of 5 from 14K ratings, while Dutched averages 5.0 from 6 ratings.
Do Checkbook or Dutched have ads?
Checkbook shows ads; Dutched does not.
Which is updated more often, Checkbook or Dutched?
Checkbook ships an update every 6 weeks, and Dutched every 2 days. Most recently, Checkbook was updated on September 28, 2026 and Dutched on September 20, 2026.

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