Comparison

MidFirst Bank vs Dutched

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MidFirst Bank

Manage your finances conveniently from your smartphone. Check balances, transfer funds, pay bills, deposit checks, and control your cards. You can also send money to others and find banking locations.

Highlights
  • Check account balances and transactions
  • Transfer funds between accounts
  • Deposit checks remotely
  • Send money with Zelle®
  • Lock/unlock debit and credit cards
  • Pay bills and manage payees
  • Find banking locations and schedule appointments
Features
Read full description

Start banking wherever you are with MidFirst Bank! Available to all online banking customers of MidFirst Bank, Available to all online banking customers of MidFirst Bank. MidFirst Bank allows you to check balances and recent transactions, lock your debit and credit cards, transfer funds, pay bills, deposit checks, find locations and send money with Zelle® - all from your smartphone. Member FDIC Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount or check number Internal/External Transfers - Easily transfer cash between your internal and external accounts Mobile Deposit - Deposit checks on the go to your MidFirst Bank account Zelle® - Send money to your friends and family with your mobile device Card Controls - Lock and unlock your MidFirst debit and credit cards - Receive convenient purchase notifications Bill Pay - Pay new bills, add new payees, revise bills scheduled to be paid, and review previously paid bills Statements - Access your statements and tax forms electronically from your mobile phone Schedule an Appointment - Find nearby banking centers using the mobile device's built-in GPS (or search by zip code or address) - Schedule an appointment to open a new account, apply for a loan, or meet with a MidFirst personal banker

About

Dutched

Easily track and settle shared expenses with friends, roommates, and travel companions. The app allows for various splitting methods and on-device receipt scanning, with no need for others to install the application. It prioritizes privacy with no ads or data selling.

Highlights
  • Split expenses with anyone, even without the app
  • On-device receipt scanning
  • Multiple splitting methods (equal, exact, percentage, shares)
  • Smart settle-up suggestions
  • Offline functionality with sync
  • Import from Splitwise
  • Privacy-focused design
Features
Read full description

Dutched is the easiest way to split expenses with friends, roommates, and travel companions. Track who owes whom, settle up, and move on. And the best part: the people you split with do not even need the app. WHY DUTCHED Your friends do not need to download anything. Add anyone to a group or a one on one. They can claim their expenses with a simple code whenever they decide to join, or just open a view only link to see the group in any browser. One person installs, and the whole table is covered. Free, with no limits. Unlimited expenses, unlimited groups, every way to split, and support for multiple currencies. No ads. No daily caps. No paywall on the things you use every day. Your receipts never leave your phone. Point your camera at a receipt and Dutched reads it right on your device. The photo is never uploaded, to us or to anyone else. Every cent accounted for. Balances always add up to the penny, in any currency, and your history is never quietly rewritten. FEATURES - Groups for trips, roommates, dinners, and anything in between - One on one splits with a single friend - Equal, exact, percentage, shares, and plus/minus adjustment splitting - On device receipt scanning - Import your groups and history from Splitwise (CSV export) - Multiple currencies - Smart settle up suggestions so debts clear in the fewest payments - Settle with one tap through Venmo, PayPal, or Cash App - Comments and payment reminders, so the follow-up lives with the expense - Recurring expenses for rent, subscriptions, and bills - Works offline; changes sync when you are back - Every expense shows its history: who added or edited it, and when - View only share links for people without the app - Private by design: no ads, no data selling, Sign in with Apple Dutched only tracks who owes whom. Money never moves through the app, so you settle up however you already pay each other. Split the bill, not the friendship. Get Dutched.

Screenshots

MidFirst Bank4 screens
Dutched4 screens

Verdict

The call

MidFirst Bank and Dutched both sit at 4.9 stars, but that hides the real split: 100% of Dutched's written reviews are positive against 11% of MidFirst Bank's. Dutched also leads on update cadence (every 2 days vs monthly). MidFirst Bank's advantage is ratings volume (4.4K vs 6). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for MidFirst Bank against 5.0 for Dutched. That said, the two scores are not equally well evidenced: MidFirst Bank has 4.4K ratings behind it against 6, so its average is the more settled of the two. Written reviews are what separate them: 11% of MidFirst Bank's written reviews are positive against 100% of Dutched's.

UpkeepUpdate frequency

MidFirst Bank ships an update monthly, Dutched every 2 days. The most recent releases landed on September 27, 2026 and September 20, 2026 respectively.

Scorecard3 real differences · 7 level
MidFirst Bank versus Dutched: the parameters behind the verdict, then further details
ParameterMidFirst BankDutched
PriceFreeFree
Rating4.9 (4.4K ratings)5.0 (6 ratings) — better
Positive reviews11.4% of reviews100.0% of reviews — better
Number of ratings4.4K — better6
Update frequencyMonthlyEvery 2 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better16.4
Further details — not scored
Size301 MB91 MB
Age rating4+4+
DeveloperMidFirst BankSrimaan Sri Edara

Customer experience

MidFirst Bank

All ratings4,444 ratings
Positive97.3%
Neutral1.7%
Negative1.0%
Written reviews394 reviews
Positive11.4%
Neutral2.0%
Negative86.5%

Dutched

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

MidFirst Bank

Reported bugs

4 issues
  • Inconsistent account balance calculations
  • Frequent unexpected logouts
  • Inability to access certain account details
  • Plaid connection issues after update

Requested features

4 requests
  • Restore previous app functionality
  • Improve transaction history and balance visibility
  • Add check image viewing capability
  • Enhance third-party app integration

Dutched

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

MidFirst Bank

No in-app purchases

None

Dutched

No in-app purchases

Questions

Is MidFirst Bank free?
MidFirst Bank is free to download, with no in-app purchases.
Is Dutched free?
Dutched is free to download, with no in-app purchases.
Which has better reviews, MidFirst Bank or Dutched?
Dutched is rated higher. MidFirst Bank averages 4.9 out of 5 from 4.4K ratings, while Dutched averages 5.0 from 6 ratings.
Do MidFirst Bank or Dutched have ads?
Neither MidFirst Bank nor Dutched shows ads.
Which is updated more often, MidFirst Bank or Dutched?
MidFirst Bank ships an update monthly, and Dutched every 2 days. Most recently, MidFirst Bank was updated on September 27, 2026 and Dutched on September 20, 2026.

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