CFCU Mobile vs MidFirst Bank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CFCU Mobile
Access your accounts 24/7 with this mobile banking app. Deposit checks remotely, view balances and history, transfer funds, and locate branches or ATMs. Manage multiple memberships and enjoy secure, real-time transactions.
- Remote check deposit
- Account balance and history viewing
- Fund transfers
- Branch and ATM locator
- Bill pay
- SMS text banking and alerts
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The CFCU mobile app allows you 24/7 access to deposit checks remotely from your iPhone or iPad, check account balances, view account history, transfer funds between your accounts or to another CFCU member* and locate branches or ATMs. You can even manage multiple memberships/accounts that you have with CFCU. Mobile banking is free** with your CFCU membership and completely safe. We use the latest technology to ensure all transactions are private and secure. Once you’ve downloaded CFCU’s mobile banking app, simply enroll and login with your credentials. Main features include: Transfers and Loan Payments – Easily and quickly move funds in real-time to and from your CFCU accounts and loans. View Account Balances and Available Balances – All amounts are quickly displayed in real-time and are easy to read. You can also access transaction details. Find Us – Locate a CFCU branch or ATM using your GPS enabled locator. It also includes dynamic mapping. Bill Pay – Allows you to pay bills through your phone or tablet app. Mobile bill pay is integrated with online bill pay so that your information is consistent across platforms. SMS Text Banking – Allows you to send commands to our short-code and receive real time balance, history and account information via text message. SMS Text Alerts – Can be either transaction based or personal messages. You even have the ability to set usage alerts where you set the dollar amount thresholds. Remote Deposit - Allows you to take a picture of your check and securely deposit it to your CFCU account. *Before making member to member transfers, authorization documentation must be completed. **Your mobile carrier may assess text messaging and/or web access charges.
MidFirst Bank
Manage your finances conveniently from your smartphone. Check balances, transfer funds, pay bills, deposit checks, and control your cards. You can also send money to others and find banking locations.
- Check account balances and transactions
- Transfer funds between accounts
- Deposit checks remotely
- Send money with Zelle®
- Lock/unlock debit and credit cards
- Pay bills and manage payees
- Find banking locations and schedule appointments
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Start banking wherever you are with MidFirst Bank! Available to all online banking customers of MidFirst Bank, Available to all online banking customers of MidFirst Bank. MidFirst Bank allows you to check balances and recent transactions, lock your debit and credit cards, transfer funds, pay bills, deposit checks, find locations and send money with Zelle® - all from your smartphone. Member FDIC Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount or check number Internal/External Transfers - Easily transfer cash between your internal and external accounts Mobile Deposit - Deposit checks on the go to your MidFirst Bank account Zelle® - Send money to your friends and family with your mobile device Card Controls - Lock and unlock your MidFirst debit and credit cards - Receive convenient purchase notifications Bill Pay - Pay new bills, add new payees, revise bills scheduled to be paid, and review previously paid bills Statements - Access your statements and tax forms electronically from your mobile phone Schedule an Appointment - Find nearby banking centers using the mobile device's built-in GPS (or search by zip code or address) - Schedule an appointment to open a new account, apply for a loan, or meet with a MidFirst personal banker
Screenshots
Verdict
CFCU Mobile and MidFirst Bank both sit at 4.9 stars, but that hides the real split: 81% of CFCU Mobile's written reviews are positive against 12% of MidFirst Bank's. On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for CFCU Mobile against 4.9 for MidFirst Bank. Both are backed by a comparable volume of ratings — 12K and 5.7K respectively. Written reviews are what separate them: 81% of CFCU Mobile's written reviews are positive against 12% of MidFirst Bank's.
Both ship on a similar rhythm, roughly monthly. Both last shipped on October 29, 2026.
| Parameter | CFCU Mobile | MidFirst Bank |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (12K ratings) — better | 4.9 (5.7K ratings) |
| Positive reviews | 81.3% of reviews — better | 11.8% of reviews |
| Number of ratings | 12K — better | 5.7K |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 | 16.0 |
| Further details — not scored | ||
| Size | 182 MB | 303 MB |
| Age rating | 4+ | 4+ |
| Developer | Communication Federal Credit Union | MidFirst Bank |
Customer experience
CFCU Mobile
MidFirst Bank
User reviews
CFCU Mobile
From 12K App Store ratingsWhat we love
- 👍 Great customer service
- 🚀 Convenient mobile banking
- 💡 Helpful budgeting tools
- 🔒 Secure banking experience
- 🤝 Positive long-term relationships
Room to improve
- 🐛 Frequent app maintenance/downtime
- 🔍 Difficulty linking accounts
- 📱 Suboptimal mobile app experience
- 💻 Outdated desktop platform
- 🤔 Inconsistent notification system
MidFirst Bank
From 5.7K App Store ratingsWhat we love
- 🚀 Fast and efficient
- 🔒 Increased security features
- 👍 Intuitive and user-friendly interface
- 💡 Expanded functionality and new features
Room to improve
- 🐛 Frequent crashes and bugs
- ⏱️ Slow performance and long load times
- 🔍 Difficulty navigating and accessing information
- 🔌 Unreliable connectivity and login issues
Bugs and requests
CFCU Mobile
Reported bugs
4 issues- Login issues after app updates
- Inability to access bill pay and transfer features
- Mobile deposit not working as expected
- Calendar functionality not working correctly
Requested features
4 requests- Add note functionality for internal transfers
- Implement dark mode option
- Improve mobile deposit feature reliability
- Enhance account aggregation capabilities
MidFirst Bank
Reported bugs
4 issues- Inconsistent account balance calculations
- Frequent unexpected logouts
- Inability to access certain account details
- Plaid connection issues after update
Requested features
4 requests- Restore previous app functionality
- Improve transaction history and balance visibility
- Add check image viewing capability
- Enhance third-party app integration
In-app purchases
CFCU Mobile
No in-app purchases
MidFirst Bank
No in-app purchases
Questions
Is CFCU Mobile free?
Is MidFirst Bank free?
Which has better reviews, CFCU Mobile or MidFirst Bank?
Do CFCU Mobile or MidFirst Bank have ads?
Which is updated more often, CFCU Mobile or MidFirst Bank?
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