iSpending vs iMoney
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
iSpending
Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.
- Categorize income and expenses
- Customizable spending categories
- Instant daily, weekly, monthly, yearly summaries
- Detailed graph reports
- Transaction search
- Passcode and Face ID lock
- iCloud sync
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If you are looking for the best personal finance application, this is the app for you and it's free! Millions of downloads cannot be wrong! iSpending helps you to track your income and spendings. You can add transactions under different categories, such as income, food, entertainment. Summaries for today/week/month/year are displayed right at home page. You can view detailed report for each month in beautiful graphs and find transaction easily through search. Try it yourself to see more features, you'll love it! Features: - Add income/expense transactions under different category - Add customize spending category name - Add transactions quickly - Instant summary for today/week/month/year - Passcode lock - Export through email - View history records and compare them - Graph report for 1, 3 or 6 months time period - Separate graph report for income or expense alone - Search for transaction by name, amount, note or any of them - Polished UI, easy to use - Support for saving data in iCloud and sync across devices - Unlock using FaceID Send your comments/suggestions to hanamobiles@gmail.com or visit our website. You may purchase an auto-renewing subscription through an In-App Purchase. • iSpending Premium subscription will automatically renew each month or year at the duration selected • 1 month (USD 2.99), or 1 year (USD 29.99) durations • Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. • Current subscription may not be cancelled during the active subscription period; however, you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable • Privacy policy: http://www.hanamobiles.com/appstore/privacy/privacy.html • Terms of use: http://www.hanamobiles.com/appstore/privacy/tos.html
iMoney
This personal finance app helps you create a home budget, track expenses, and manage bills. It offers real-time financial insights, flexible tracking periods, and multiple account management for better financial control.
- Intuitive user interface
- Fast expense entry
- Multi-language support
- Flexible time period tracking
- Summary view of finances
- Log expense and income
- Multiple account management
- Editable categories
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iMoney is a money managing as well as an expense tracking app which can be a perfect solution for making a home budget plan. It’s a personal financial manager, a productive budget planner which can actually help you to stay on top of your finances and bills. Created to ease down your financial misconceptions with real-time tracking. Features # Simple and intuitive user interface - helps you to easily manage your spending - super fast expense entry # Available in 10 different languages - Supports English, Chinese, Spanish, Arabic and many more... # Flexible Time Periods - track Weekly, Monthly or Yearly # Summary View - overview of your current balance along with expense and income totals - see your main areas of spending # Log Expense and Income - repeat transactions daily, weekly or monthly - See all the transaction at one place # Multiple Accounts - make isolate individual, business and bank accounts for instance # Categories - editable expense and income categories - choose a quality icon for each category
Screenshots
Verdict
The clearest difference is rating: iMoney at 5.0 against iSpending's 4.4. iMoney also leads on in-app purchases (none vs 2) and ads (none vs shown). iSpending's advantage is ratings volume (634 vs 6). On price, update cadence and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month. iMoney asks for nothing beyond the download.
iMoney holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: iSpending has 634 ratings behind it against 6, so its average is the more settled of the two.
iSpending ships an update every 6 months, iMoney every 4 months. The most recent releases landed on October 26, 2026 and October 14, 2026 respectively.
| Parameter | iSpending | iMoney |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (634 ratings) | 5.0 (6 ratings) — better |
| Positive reviews | 68.9% of reviews | — |
| Number of ratings | 634 — better | 6 |
| Update frequency | Every 6 months | Every 4 months — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.0 | 10.2 — better |
| Further details — not scored | ||
| Size | 19 MB | 42 MB |
| Age rating | 4+ | 4+ |
| Developer | Hana Mobile | ELSNER TECHNOLOGIES PRIVATE LIMITED |
Customer experience
iSpending
iMoney
Bugs and requests
iSpending
Reported bugs
3 issues- Transactions not displaying properly
- Data loss after app updates
- Inability to access past year's data
Requested features
5 requests- Recurring transaction options
- Ability to edit/delete past entries
- More detailed reporting and analytics
- Multi-currency support
- Sync across devices
iMoney
Not enough reviews yet to summarise bugs or requests.
In-app purchases
iSpending
- iSpending Premium$2.991 Month
- iSpending Premium$29.991 Year
iMoney
No in-app purchases
Questions
Is iSpending free?
Is iMoney free?
Which has better reviews, iSpending or iMoney?
Do iSpending or iMoney have ads?
Which is updated more often, iSpending or iMoney?
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