Comparison

iSpending vs Small Business Accounting

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iSpending

Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.

Highlights
  • Categorize income and expenses
  • Customizable spending categories
  • Instant daily, weekly, monthly, yearly summaries
  • Detailed graph reports
  • Transaction search
  • Passcode and Face ID lock
  • iCloud sync
Features
Read full description

If you are looking for the best personal finance application, this is the app for you and it's free! Millions of downloads cannot be wrong! iSpending helps you to track your income and spendings. You can add transactions under different categories, such as income, food, entertainment. Summaries for today/week/month/year are displayed right at home page. You can view detailed report for each month in beautiful graphs and find transaction easily through search. Try it yourself to see more features, you'll love it! Features: - Add income/expense transactions under different category - Add customize spending category name - Add transactions quickly - Instant summary for today/week/month/year - Passcode lock - Export through email - View history records and compare them - Graph report for 1, 3 or 6 months time period - Separate graph report for income or expense alone - Search for transaction by name, amount, note or any of them - Polished UI, easy to use - Support for saving data in iCloud and sync across devices - Unlock using FaceID Send your comments/suggestions to hanamobiles@gmail.com or visit our website. You may purchase an auto-renewing subscription through an In-App Purchase. • iSpending Premium subscription will automatically renew each month or year at the duration selected • 1 month (USD 2.99), or 1 year (USD 29.99) durations • Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. • Current subscription may not be cancelled during the active subscription period; however, you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable • Privacy policy: http://www.hanamobiles.com/appstore/privacy/privacy.html • Terms of use: http://www.hanamobiles.com/appstore/privacy/tos.html

About

Small Business Accounting

This app simplifies bookkeeping for self-employed individuals and freelancers. It offers an easy-to-use interface without requiring registration, with data syncing across Apple devices. Ideal for first-time tax filers seeking affordable accounting solutions.

Highlights
  • No registration or login required
  • Cross-device compatibility (iPhone, iPad, Mac)
  • Affordable pricing
  • CSV data export
  • Device and iCloud data storage
  • Unlimited transaction entries (premium)
  • iCloud data sync and backup (premium)
Features
Read full description

Small Business Accounting is an accounting app for iPhone, iPad, and Mac. It is easy to use with no registration or login required. It also supports data synchronization with iCloud, so you can use it seamlessly from any device you like. It is designed to be simple and easy to use, especially for self-employed and freelancers, and is recommended for first-time tax filers. Features - No membership registration or login required - Can be used on iPhone, iPad, and Mac - Simple and reasonably priced - CSV export is possible - Data is stored on your device or in iCloud. Recommended for - Want to use reasonably priced accounting software - Want to use it from any device (iPhone, iPad, Mac) - I'm worried about syncing my financial institution's information Premium Service (auto-renewing subscription) - Unlimited number of transaction entries (up to 50 in the free version) - iCloud data sync and backup - Multiple books (ledgers) available $5.99 per month, $49.99 per year (save 30%) 1 month free trial *Prices and free trials are subject to change. Price may vary by location. Subscriptions will be charged to your credit card through your iTunes account. Your subscription will automatically renew unless canceled at least 24 hours before the end of the current period. You will not be able to cancel the subscription once activated. After purchase, manage your subscriptions in App Store Account Settings. Any unused portion of a free trial period, will be forfeited when the user purchases a subscription. Terms of Use: https://monelyze.app/terms/ Privacy Policy: https://monelyze.app/privacy/

Screenshots

iSpending4 screens
Small Business Accounting4 screens

Verdict

The call

The clearest difference is ads: Small Business Accounting at none against iSpending's shown. Small Business Accounting also leads on update cadence (every 6 weeks vs every 6 months) and rating (4.7 vs 4.4). iSpending's advantage is review sentiment (69% vs 58%) and iOS requirement (12.0 vs 18.0). On price, ratings volume, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month and Small Business Accounting sells 2 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Small Business Accounting holds the better App Store score, 4.7 against 4.4. Both are backed by a comparable volume of ratings — 634 and 550 respectively. Written reviews complicate that: 69% of iSpending's written reviews are positive against 58% of Small Business Accounting's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

iSpending ships an update every 6 months, Small Business Accounting every 6 weeks. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

Scorecard5 real differences · 5 level
iSpending versus Small Business Accounting: the parameters behind the verdict, then further details
ParameteriSpendingSmall Business Accounting
PriceFreeFree
Rating4.4 (634 ratings)4.7 (550 ratings) — better
Positive reviews68.9% of reviews — better58.3% of reviews
Number of ratings634 — better550
Update frequencyEvery 6 monthsEvery 6 weeks — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPodiPhone, iPad, Mac — better
Requires iOS12.0 — better18.0
Further details — not scored
Size19 MB3 MB
Age rating4+4+
DeveloperHana MobileMonelyze Inc.

Customer experience

iSpending

All ratings634 ratings
Positive86.1%
Neutral7.1%
Negative6.8%
Written reviews376 reviews
Positive68.9%
Neutral10.9%
Negative20.2%

Small Business Accounting

All ratings544 ratings
Positive91.2%
Neutral3.3%
Negative5.5%
Written reviews103 reviews
Positive58.3%
Neutral9.7%
Negative32.0%

User reviews

iSpending

From 634 App Store ratings

What we love

  • 👍 Easy to use
  • 💰 Helps organize finances
  • 📊 Provides good visibility into spending
  • 🚀 Simple and straightforward

Room to improve

  • 🔒 Limited functionality without paid upgrade
  • 🐛 Crashes and bugs reported
  • 🗓️ Lack of customization options (categories, date range)
  • 💻 No cross-device sync or backup

Small Business Accounting

From 550 App Store ratings

What we love

  • 👍 Easy to use
  • 👍 Simple and intuitive interface
  • 👍 Helpful for small businesses
  • 👍 Good for personal finance
  • 🚀 Efficient for basic accounting needs

Room to improve

  • 🐛 Occasional crashes or freezes
  • 🔧 Limited functionality compared to other accounting apps
  • 💰 Paid version may be too expensive for some users
  • 🔍 Lack of detailed reporting and analytics
  • 📁 Issues with data sync and backup

Bugs and requests

iSpending

Reported bugs

3 issues
  • Transactions not displaying properly
  • Data loss after app updates
  • Inability to access past year's data

Requested features

5 requests
  • Recurring transaction options
  • Ability to edit/delete past entries
  • More detailed reporting and analytics
  • Multi-currency support
  • Sync across devices

Small Business Accounting

Reported bugs

4 issues
  • Syncing issues between devices
  • Transactions not displaying correctly
  • Unexpected app crashes or freezes
  • Incorrect data entry or calculation errors

Requested features

5 requests
  • Add recurring transaction option
  • Ability to attach receipts and invoices
  • Support for multiple currencies
  • More detailed financial reporting
  • Improved data export and integration options

In-app purchases

2 purchases

iSpending

Subscriptions2
  • iSpending Premium$2.991 Month
  • iSpending Premium$29.991 Year
2 purchases

Small Business Accounting

Subscriptions2
  • Premium Service - Monthly1 Month trial$5.991 Month
  • Premium Service - Yearly1 Month trial$49.991 Year

Questions

Is iSpending free?
iSpending is free to download, with in-app purchases available.
Is Small Business Accounting free?
Small Business Accounting is free to download, with in-app purchases available.
Which has better reviews, iSpending or Small Business Accounting?
Small Business Accounting is rated higher. iSpending averages 4.4 out of 5 from 634 ratings, while Small Business Accounting averages 4.7 from 550 ratings.
Do iSpending or Small Business Accounting have ads?
iSpending shows ads; Small Business Accounting does not.
Which is updated more often, iSpending or Small Business Accounting?
iSpending ships an update every 6 months, and Small Business Accounting every 6 weeks. Most recently, iSpending was updated on November 6, 2026 and Small Business Accounting on November 7, 2026.

Other comparisons