iSpending vs Xpence
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
iSpending
Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.
- Categorize income and expenses
- Customizable spending categories
- Instant daily, weekly, monthly, yearly summaries
- Detailed graph reports
- Transaction search
- Passcode and Face ID lock
- iCloud sync
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If you are looking for the best personal finance application, this is the app for you and it's free! Millions of downloads cannot be wrong! iSpending helps you to track your income and spendings. You can add transactions under different categories, such as income, food, entertainment. Summaries for today/week/month/year are displayed right at home page. You can view detailed report for each month in beautiful graphs and find transaction easily through search. Try it yourself to see more features, you'll love it! Features: - Add income/expense transactions under different category - Add customize spending category name - Add transactions quickly - Instant summary for today/week/month/year - Passcode lock - Export through email - View history records and compare them - Graph report for 1, 3 or 6 months time period - Separate graph report for income or expense alone - Search for transaction by name, amount, note or any of them - Polished UI, easy to use - Support for saving data in iCloud and sync across devices - Unlock using FaceID Send your comments/suggestions to hanamobiles@gmail.com or visit our website. You may purchase an auto-renewing subscription through an In-App Purchase. • iSpending Premium subscription will automatically renew each month or year at the duration selected • 1 month (USD 2.99), or 1 year (USD 29.99) durations • Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. • Current subscription may not be cancelled during the active subscription period; however, you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable • Privacy policy: http://www.hanamobiles.com/appstore/privacy/privacy.html • Terms of use: http://www.hanamobiles.com/appstore/privacy/tos.html
Xpence
Manage your personal finances by tracking expenses and income across multiple accounts. Gain insights into spending habits with a user-friendly interface and detailed transaction filtering. Secure your data with biometric authentication.
- Track expenses and income
- Multiple account management
- Transaction filtering
- PDF report export
- Biometric security
- Multiple currency support
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Track all of your expenses and income to be more aware of your spending habits with Xpence, the app that helps you manage your personal finances in one user-friendly place. MAIN FEATURES: - Create up to 9 different accounts to keep track of all your transactions - Set monthly budgets by category, monitor your spending, and reach your financial goals more easily - Export a PDF Report of all your transactions - Filter your transactions by Date, Account, or Category - At a glance, check your recent transactions, current account balances, and budgets directly from your Home Screen OTHER FEATURES: - Keep your transactions safe with Face ID/Touch ID - Choose between 15 different Currencies - Search among your transactions - Choose between Dark and Light mode COMING SOON: Recurring transactions Thank you for downloading our app! Send us an email at crazytableproductions@gmail.com for any kind of feedback, we really appreciate it. Privacy Policy: https://xpence-money-tracke-0.flycricket.io/privacy.html
Screenshots
Verdict
The clearest difference is rating: Xpence at 5.0 against iSpending's 4.4. iSpending's advantage is ratings volume (634 vs 2) and iOS requirement (12.0 vs 17.6). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month and Xpence sells 3 in-app purchases, starting at $0.49 per month. Whichever you choose, the download price is not the number that matters.
Xpence holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: iSpending has 634 ratings behind it against 2, so its average is the more settled of the two.
iSpending ships an update every 6 months, Xpence every 3 months. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.
| Parameter | iSpending | Xpence |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (634 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 68.9% of reviews | — |
| Number of ratings | 634 — better | 2 |
| Update frequency | Every 6 months | Every 3 months — better |
| Ads | Yes | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad, Mac — better |
| Requires iOS | 12.0 — better | 17.6 |
| Further details — not scored | ||
| Size | 19 MB | 31 MB |
| Age rating | 4+ | 17+ |
| Developer | Hana Mobile | Giada Ciotola |
Customer experience
iSpending
Xpence
Bugs and requests
iSpending
Reported bugs
3 issues- Transactions not displaying properly
- Data loss after app updates
- Inability to access past year's data
Requested features
5 requests- Recurring transaction options
- Ability to edit/delete past entries
- More detailed reporting and analytics
- Multi-currency support
- Sync across devices
Xpence
Not enough reviews yet to summarise bugs or requests.
In-app purchases
iSpending
- iSpending Premium$2.991 Month
- iSpending Premium$29.991 Year
Xpence
- Monthly Subscription3 Days trial$0.491 Month
- Yearly Subscription$4.991 Year
- Unlock Xpence Forever$39.99
Questions
Is iSpending free?
Is Xpence free?
Which has better reviews, iSpending or Xpence?
Do iSpending or Xpence have ads?
Which is updated more often, iSpending or Xpence?
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