Comparison

iSpending vs Xpence

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iSpending

Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.

Highlights
  • Categorize income and expenses
  • Customizable spending categories
  • Instant daily, weekly, monthly, yearly summaries
  • Detailed graph reports
  • Transaction search
  • Passcode and Face ID lock
  • iCloud sync
Features
Read full description

If you are looking for the best personal finance application, this is the app for you and it's free! Millions of downloads cannot be wrong! iSpending helps you to track your income and spendings. You can add transactions under different categories, such as income, food, entertainment. Summaries for today/week/month/year are displayed right at home page. You can view detailed report for each month in beautiful graphs and find transaction easily through search. Try it yourself to see more features, you'll love it! Features: - Add income/expense transactions under different category - Add customize spending category name - Add transactions quickly - Instant summary for today/week/month/year - Passcode lock - Export through email - View history records and compare them - Graph report for 1, 3 or 6 months time period - Separate graph report for income or expense alone - Search for transaction by name, amount, note or any of them - Polished UI, easy to use - Support for saving data in iCloud and sync across devices - Unlock using FaceID Send your comments/suggestions to hanamobiles@gmail.com or visit our website. You may purchase an auto-renewing subscription through an In-App Purchase. • iSpending Premium subscription will automatically renew each month or year at the duration selected • 1 month (USD 2.99), or 1 year (USD 29.99) durations • Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. • Current subscription may not be cancelled during the active subscription period; however, you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable • Privacy policy: http://www.hanamobiles.com/appstore/privacy/privacy.html • Terms of use: http://www.hanamobiles.com/appstore/privacy/tos.html

About

Xpence

Manage your personal finances by tracking expenses and income across multiple accounts. Gain insights into spending habits with a user-friendly interface and detailed transaction filtering. Secure your data with biometric authentication.

Highlights
  • Track expenses and income
  • Multiple account management
  • Transaction filtering
  • PDF report export
  • Biometric security
  • Multiple currency support
Features
Read full description

Track all of your expenses and income to be more aware of your spending habits with Xpence, the app that helps you manage your personal finances in one user-friendly place. MAIN FEATURES: - Create up to 9 different accounts to keep track of all your transactions - Set monthly budgets by category, monitor your spending, and reach your financial goals more easily - Export a PDF Report of all your transactions - Filter your transactions by Date, Account, or Category - At a glance, check your recent transactions, current account balances, and budgets directly from your Home Screen OTHER FEATURES: - Keep your transactions safe with Face ID/Touch ID - Choose between 15 different Currencies - Search among your transactions - Choose between Dark and Light mode COMING SOON: Recurring transactions Thank you for downloading our app! Send us an email at crazytableproductions@gmail.com for any kind of feedback, we really appreciate it. Privacy Policy: https://xpence-money-tracke-0.flycricket.io/privacy.html

Screenshots

iSpending4 screens
Xpence4 screens

Verdict

The call

The clearest difference is rating: Xpence at 5.0 against iSpending's 4.4. iSpending's advantage is ratings volume (634 vs 2) and iOS requirement (12.0 vs 17.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month and Xpence sells 3 in-app purchases, starting at $0.49 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Xpence holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: iSpending has 634 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

iSpending ships an update every 6 months, Xpence every 3 months. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

Scorecard3 real differences · 7 level
iSpending versus Xpence: the parameters behind the verdict, then further details
ParameteriSpendingXpence
PriceFreeFree
Rating4.4 (634 ratings)5.0 (2 ratings) — better
Positive reviews68.9% of reviews—
Number of ratings634 — better2
Update frequencyEvery 6 monthsEvery 3 months — better
AdsYesYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad, Mac — better
Requires iOS12.0 — better17.6
Further details — not scored
Size19 MB31 MB
Age rating4+17+
DeveloperHana MobileGiada Ciotola

Customer experience

iSpending

All ratings634 ratings
Positive86.1%
Neutral7.1%
Negative6.8%
Written reviews376 reviews
Positive68.9%
Neutral10.9%
Negative20.2%

Xpence

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

iSpending

Reported bugs

3 issues
  • Transactions not displaying properly
  • Data loss after app updates
  • Inability to access past year's data

Requested features

5 requests
  • Recurring transaction options
  • Ability to edit/delete past entries
  • More detailed reporting and analytics
  • Multi-currency support
  • Sync across devices

Xpence

Not enough reviews yet to summarise bugs or requests.

In-app purchases

2 purchases

iSpending

Subscriptions2
  • iSpending Premium$2.991 Month
  • iSpending Premium$29.991 Year
3 purchases

Xpence

Subscriptions2
  • Monthly Subscription3 Days trial$0.491 Month
  • Yearly Subscription$4.991 Year
One-time1
  • Unlock Xpence Forever$39.99

Questions

Is iSpending free?
iSpending is free to download, with in-app purchases available.
Is Xpence free?
Xpence is free to download, with in-app purchases available.
Which has better reviews, iSpending or Xpence?
Xpence is rated higher. iSpending averages 4.4 out of 5 from 634 ratings, while Xpence averages 5.0 from 2 ratings.
Do iSpending or Xpence have ads?
Both iSpending and Xpence show ads.
Which is updated more often, iSpending or Xpence?
iSpending ships an update every 6 months, and Xpence every 3 months. Most recently, iSpending was updated on November 1, 2026 and Xpence on November 3, 2026.

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