Comparison

iSpending vs Budget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iSpending

Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.

Highlights
  • Categorize income and expenses
  • Customizable spending categories
  • Instant daily, weekly, monthly, yearly summaries
  • Detailed graph reports
  • Transaction search
  • Passcode and Face ID lock
  • iCloud sync
Features
Read full description

If you are looking for the best personal finance application, this is the app for you and it's free! Millions of downloads cannot be wrong! iSpending helps you to track your income and spendings. You can add transactions under different categories, such as income, food, entertainment. Summaries for today/week/month/year are displayed right at home page. You can view detailed report for each month in beautiful graphs and find transaction easily through search. Try it yourself to see more features, you'll love it! Features: - Add income/expense transactions under different category - Add customize spending category name - Add transactions quickly - Instant summary for today/week/month/year - Passcode lock - Export through email - View history records and compare them - Graph report for 1, 3 or 6 months time period - Separate graph report for income or expense alone - Search for transaction by name, amount, note or any of them - Polished UI, easy to use - Support for saving data in iCloud and sync across devices - Unlock using FaceID Send your comments/suggestions to hanamobiles@gmail.com or visit our website. You may purchase an auto-renewing subscription through an In-App Purchase. • iSpending Premium subscription will automatically renew each month or year at the duration selected • 1 month (USD 2.99), or 1 year (USD 29.99) durations • Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. • Current subscription may not be cancelled during the active subscription period; however, you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable • Privacy policy: http://www.hanamobiles.com/appstore/privacy/privacy.html • Terms of use: http://www.hanamobiles.com/appstore/privacy/tos.html

About

Budget

Easily manage your finances with an intuitive expense tracker. Organize your money, track spending, and plan budgets with visual reports and customizable categories. Secure your financial data with passcode or biometric locks.

Highlights
  • Intuitive expense and revenue tracking
  • Recurring payment reminders
  • All accounts in one place
  • Visual spending and income reports
  • Customizable budget planning
  • Secure passcode and biometric lock
  • Multicurrency support
Features
Read full description

Budget, expense tracker, money is a perfect solution for those who want to manage finances without wasting time and effort. We created an app that you would actually want to keep using! Forget about incomprehensible interfaces, complicated functions and endless Excel tables! With Budget, expense tracker, money app control over the budget and finances will be simple and pleasant! You will know exactly where your money goes, hence saving up and amassing money will be easier! Budget, expense tracker, money app is: - Ease of use With an intuitive interface the process of adding expenses and revenue will be fast: fill in only key information with just a couple of taps, or add such further details as comments or photos of the receipt to the transaction. - Control over recurring payments Add recurring payments and set reminders, and the app will send you notification at the stated time. And what is more, adding a corresponding transaction will be faster than ever, it won’t require effort and will save your precious time. - All accounts in one place Look through all of your accounts and overall balance on one screen - all important information at a glance! - Visual clarity Understand your spendings and income better with informative diagrams, charts and reports. Take a closer look at your bills and transactions on one or multiple accounts for a specified time period, or select a relevant category for even more details on your financial state. Convenient sorting options and keyword search will make this process super easy. - Budget planning Set limits for selected categories of expenses and make sure to stay within cost constraints. Limits feature will help you avoid unnecessary expenses and impulse purchases, save money and you will reach your financial goals faster. - Customization Create your own categories, add accounts and the app will only display the information you actually need, nothing in excess! - Security Security is important! You can lock the app with a passcode or use biometric authentication to protect the app from intruders and make sure that you are the only one who can access your financial data. - Multicurrency support The app supports multiple currencies: you can add transactions in various currencies - for instance, when on vacation abroad, in case of income in a foreign currency or purchases in a different country. Built-in calculator will automatically update the exchange rate and make all necessary calculations. - Data safety No need to worry about your data safety! With our data synchronization you can be sure that even when you change your mobile device nothing will be lost and your information will stay with you. When it comes to financial management it’s regularity and system approach that really matter. We created an app that doesn’t require any special knowledge - an app that you will definitely want to use day by day! Know where your money goes! Achieve your financial goals faster! And Budget, expense tracker, money app is here to help!

Screenshots

iSpending4 screens
Budget4 screens

Verdict

The call

The clearest difference is in-app purchases: Budget at none against iSpending's 2. Budget also leads on rating (4.9 vs 4.4) and update cadence (every 3 weeks vs every 6 months). iSpending's advantage is ratings volume (634 vs 166). On price, ads, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month. Budget asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Budget holds the better App Store score, 4.9 against 4.4. Both are backed by a comparable volume of ratings — 634 and 166 respectively. Written reviews point the same way: 69% of iSpending's written reviews are positive against 94% of Budget's.

UpkeepUpdate frequency

iSpending ships an update every 6 months, Budget every 3 weeks. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

Scorecard5 real differences · 5 level
iSpending versus Budget: the parameters behind the verdict, then further details
ParameteriSpendingBudget
PriceFreeFree
Rating4.4 (634 ratings)4.9 (166 ratings) — better
Positive reviews68.9% of reviews94.5% of reviews — better
Number of ratings634 — better166
Update frequencyEvery 6 monthsEvery 3 weeks — better
AdsYesYes
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.0 — better13.0
Further details — not scored
Size19 MB116 MB
Age rating4+4+
DeveloperHana MobileOrange Dog

Customer experience

iSpending

All ratings634 ratings
Positive86.1%
Neutral7.1%
Negative6.8%
Written reviews376 reviews
Positive68.9%
Neutral10.9%
Negative20.2%

Budget

All ratings149 ratings
Positive98.0%
Neutral1.3%
Negative0.7%
Written reviews217 reviews
Positive94.5%
Neutral3.2%
Negative2.3%

Bugs and requests

iSpending

Reported bugs

3 issues
  • Transactions not displaying properly
  • Data loss after app updates
  • Inability to access past year's data

Requested features

5 requests
  • Recurring transaction options
  • Ability to edit/delete past entries
  • More detailed reporting and analytics
  • Multi-currency support
  • Sync across devices

Budget

Not enough reviews yet to summarise bugs or requests.

In-app purchases

2 purchases

iSpending

Subscriptions2
  • iSpending Premium$2.991 Month
  • iSpending Premium$29.991 Year
None

Budget

No in-app purchases

Questions

Is iSpending free?
iSpending is free to download, with in-app purchases available.
Is Budget free?
Budget is free to download, with no in-app purchases.
Which has better reviews, iSpending or Budget?
Budget is rated higher. iSpending averages 4.4 out of 5 from 634 ratings, while Budget averages 4.9 from 166 ratings.
Do iSpending or Budget have ads?
Both iSpending and Budget show ads.
Which is updated more often, iSpending or Budget?
iSpending ships an update every 6 months, and Budget every 3 weeks. Most recently, iSpending was updated on November 6, 2026 and Budget on November 7, 2026.

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