iSpending vs Budget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
iSpending
Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.
- Categorize income and expenses
- Customizable spending categories
- Instant daily, weekly, monthly, yearly summaries
- Detailed graph reports
- Transaction search
- Passcode and Face ID lock
- iCloud sync
Read full descriptionHide full description
If you are looking for the best personal finance application, this is the app for you and it's free! Millions of downloads cannot be wrong! iSpending helps you to track your income and spendings. You can add transactions under different categories, such as income, food, entertainment. Summaries for today/week/month/year are displayed right at home page. You can view detailed report for each month in beautiful graphs and find transaction easily through search. Try it yourself to see more features, you'll love it! Features: - Add income/expense transactions under different category - Add customize spending category name - Add transactions quickly - Instant summary for today/week/month/year - Passcode lock - Export through email - View history records and compare them - Graph report for 1, 3 or 6 months time period - Separate graph report for income or expense alone - Search for transaction by name, amount, note or any of them - Polished UI, easy to use - Support for saving data in iCloud and sync across devices - Unlock using FaceID Send your comments/suggestions to hanamobiles@gmail.com or visit our website. You may purchase an auto-renewing subscription through an In-App Purchase. • iSpending Premium subscription will automatically renew each month or year at the duration selected • 1 month (USD 2.99), or 1 year (USD 29.99) durations • Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. • Current subscription may not be cancelled during the active subscription period; however, you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable • Privacy policy: http://www.hanamobiles.com/appstore/privacy/privacy.html • Terms of use: http://www.hanamobiles.com/appstore/privacy/tos.html
Budget
Easily manage your finances with an intuitive expense tracker. Organize your money, track spending, and plan budgets with visual reports and customizable categories. Secure your financial data with passcode or biometric locks.
- Intuitive expense and revenue tracking
- Recurring payment reminders
- All accounts in one place
- Visual spending and income reports
- Customizable budget planning
- Secure passcode and biometric lock
- Multicurrency support
Read full descriptionHide full description
Budget, expense tracker, money is a perfect solution for those who want to manage finances without wasting time and effort. We created an app that you would actually want to keep using! Forget about incomprehensible interfaces, complicated functions and endless Excel tables! With Budget, expense tracker, money app control over the budget and finances will be simple and pleasant! You will know exactly where your money goes, hence saving up and amassing money will be easier! Budget, expense tracker, money app is: - Ease of use With an intuitive interface the process of adding expenses and revenue will be fast: fill in only key information with just a couple of taps, or add such further details as comments or photos of the receipt to the transaction. - Control over recurring payments Add recurring payments and set reminders, and the app will send you notification at the stated time. And what is more, adding a corresponding transaction will be faster than ever, it won’t require effort and will save your precious time. - All accounts in one place Look through all of your accounts and overall balance on one screen - all important information at a glance! - Visual clarity Understand your spendings and income better with informative diagrams, charts and reports. Take a closer look at your bills and transactions on one or multiple accounts for a specified time period, or select a relevant category for even more details on your financial state. Convenient sorting options and keyword search will make this process super easy. - Budget planning Set limits for selected categories of expenses and make sure to stay within cost constraints. Limits feature will help you avoid unnecessary expenses and impulse purchases, save money and you will reach your financial goals faster. - Customization Create your own categories, add accounts and the app will only display the information you actually need, nothing in excess! - Security Security is important! You can lock the app with a passcode or use biometric authentication to protect the app from intruders and make sure that you are the only one who can access your financial data. - Multicurrency support The app supports multiple currencies: you can add transactions in various currencies - for instance, when on vacation abroad, in case of income in a foreign currency or purchases in a different country. Built-in calculator will automatically update the exchange rate and make all necessary calculations. - Data safety No need to worry about your data safety! With our data synchronization you can be sure that even when you change your mobile device nothing will be lost and your information will stay with you. When it comes to financial management it’s regularity and system approach that really matter. We created an app that doesn’t require any special knowledge - an app that you will definitely want to use day by day! Know where your money goes! Achieve your financial goals faster! And Budget, expense tracker, money app is here to help!
Screenshots
Verdict
The clearest difference is in-app purchases: Budget at none against iSpending's 2. Budget also leads on rating (4.9 vs 4.4) and update cadence (every 3 weeks vs every 6 months). iSpending's advantage is ratings volume (634 vs 166). On price, ads, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month. Budget asks for nothing beyond the download.
Budget holds the better App Store score, 4.9 against 4.4. Both are backed by a comparable volume of ratings — 634 and 166 respectively. Written reviews point the same way: 69% of iSpending's written reviews are positive against 94% of Budget's.
iSpending ships an update every 6 months, Budget every 3 weeks. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.
| Parameter | iSpending | Budget |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (634 ratings) | 4.9 (166 ratings) — better |
| Positive reviews | 68.9% of reviews | 94.5% of reviews — better |
| Number of ratings | 634 — better | 166 |
| Update frequency | Every 6 months | Every 3 weeks — better |
| Ads | Yes | Yes |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 19 MB | 116 MB |
| Age rating | 4+ | 4+ |
| Developer | Hana Mobile | Orange Dog |
Customer experience
iSpending
Budget
Bugs and requests
iSpending
Reported bugs
3 issues- Transactions not displaying properly
- Data loss after app updates
- Inability to access past year's data
Requested features
5 requests- Recurring transaction options
- Ability to edit/delete past entries
- More detailed reporting and analytics
- Multi-currency support
- Sync across devices
Budget
Not enough reviews yet to summarise bugs or requests.
In-app purchases
iSpending
- iSpending Premium$2.991 Month
- iSpending Premium$29.991 Year
Budget
No in-app purchases
Questions
Is iSpending free?
Is Budget free?
Which has better reviews, iSpending or Budget?
Do iSpending or Budget have ads?
Which is updated more often, iSpending or Budget?
Other comparisons















