Comparison

iSpending vs TrackMyMoney

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iSpending

Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.

Highlights
  • Categorize income and expenses
  • Customizable spending categories
  • Instant daily, weekly, monthly, yearly summaries
  • Detailed graph reports
  • Transaction search
  • Passcode and Face ID lock
  • iCloud sync
Features
Read full description

If you are looking for the best personal finance application, this is the app for you and it's free! Millions of downloads cannot be wrong! iSpending helps you to track your income and spendings. You can add transactions under different categories, such as income, food, entertainment. Summaries for today/week/month/year are displayed right at home page. You can view detailed report for each month in beautiful graphs and find transaction easily through search. Try it yourself to see more features, you'll love it! Features: - Add income/expense transactions under different category - Add customize spending category name - Add transactions quickly - Instant summary for today/week/month/year - Passcode lock - Export through email - View history records and compare them - Graph report for 1, 3 or 6 months time period - Separate graph report for income or expense alone - Search for transaction by name, amount, note or any of them - Polished UI, easy to use - Support for saving data in iCloud and sync across devices - Unlock using FaceID Send your comments/suggestions to hanamobiles@gmail.com or visit our website. You may purchase an auto-renewing subscription through an In-App Purchase. • iSpending Premium subscription will automatically renew each month or year at the duration selected • 1 month (USD 2.99), or 1 year (USD 29.99) durations • Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. • Current subscription may not be cancelled during the active subscription period; however, you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable • Privacy policy: http://www.hanamobiles.com/appstore/privacy/privacy.html • Terms of use: http://www.hanamobiles.com/appstore/privacy/tos.html

About

TrackMyMoney

Effortlessly manage your finances by tracking income and expenses from multiple accounts. Plan your budget with customizable limits and receive helpful reminders to stay on track with your financial goals.

Highlights
  • Track income and expenses
  • Multi-account management
  • Customizable budgeting
  • Transaction import (Excel, bank statements)
  • Financial reminders
  • Real-time balance overview
Features
Read full description

TrackMyMoney presents an exceptional solution for effortlessly controlling and visualizing your cash flow. With our intuitive application, you gain the ability to seamlessly collect and organize all your expenses and income from various accounts, empowering you to take charge of your financial well-being. Moreover, our platform offers valuable features to aid in planning your budget for the future. By seamlessly integrating all your accounts, regardless of the currency, TrackMyMoney ensures you always have a comprehensive overview of your current balance. This real-time balance visibility allows you to make informed financial decisions and stay on top of your financial health. Creating a budget tailored to your specific needs is made easy with TrackMyMoney. You can set budget limits for a chosen period and have complete control over your spending habits at any given time. What's more, our application allows you to personalize each budget by including only the categories of spending that matter to you. This level of customization ensures that you focus on the areas that are most relevant to your financial goals. To streamline the process of managing your transactions, TrackMyMoney offers multiple convenient options. You have the flexibility to add transactions manually, providing a simple way to record cash transactions or any other non-electronic payments. Additionally, you can effortlessly import transactions from your Excel files, enabling you to quickly migrate your existing financial data into our system. For added convenience, you can also upload your bank statements directly into TrackMyMoney, eliminating the need for manual data entry and saving you valuable time. TrackMyMoney is designed to keep you engaged and in control of your finances. With our built-in reminders, you can easily set alerts and notifications to ensure that you never miss a beat when it comes to monitoring your financial activities. These reminders serve as a helpful prompt to review your spending, make necessary adjustments, and maintain a healthy financial trajectory. In summary, TrackMyMoney is a comprehensive financial management tool that empowers you to take control of your cash flow, effortlessly track your expenses and income from multiple accounts, and effectively plan for the future. With its user-friendly interface and powerful features, TrackMyMoney is your go-to companion for managing your finances with ease and confidence. Application provides in-app subscription that can be managed or canceled at any time in AppleId settings on your phone. Terms of use: https://docs.google.com/document/d/10rDNlXJLxH0R3zkMdnS1CIPdxmKfBIJNguav-ydMwhQ/edit?usp=sharing Privacy policy: https://docs.google.com/document/d/1SiPXmymaViOxuAAVLXXNFy0RzoUjIqc3jR5DOhD-8as/edit?usp=sharing

Screenshots

iSpending4 screens
TrackMyMoney4 screens

Verdict

The call

The clearest difference is rating: TrackMyMoney at 5.0 against iSpending's 4.4. TrackMyMoney also leads on ads (none vs shown). iSpending's advantage is ratings volume (634 vs 1) and iOS requirement (12.0 vs 16.4). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month and TrackMyMoney sells 3 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

TrackMyMoney holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: iSpending has 634 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

iSpending ships an update every 6 months, TrackMyMoney every 9 months. The most recent releases landed on November 10, 2026 and November 3, 2026 respectively.

Scorecard4 real differences · 6 level
iSpending versus TrackMyMoney: the parameters behind the verdict, then further details
ParameteriSpendingTrackMyMoney
PriceFreeFree
Rating4.4 (634 ratings)5.0 (1 ratings) — better
Positive reviews68.9% of reviews—
Number of ratings634 — better1
Update frequencyEvery 6 months — betterEvery 9 months
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPodiPhone, iPad
Requires iOS12.0 — better16.4
Further details — not scored
Size19 MB3 MB
Age rating4+4+
DeveloperHana MobileNadiia Smirnova

Customer experience

iSpending

All ratings634 ratings
Positive86.1%
Neutral7.1%
Negative6.8%
Written reviews376 reviews
Positive68.9%
Neutral10.9%
Negative20.2%

TrackMyMoney

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

iSpending

Reported bugs

3 issues
  • Transactions not displaying properly
  • Data loss after app updates
  • Inability to access past year's data

Requested features

5 requests
  • Recurring transaction options
  • Ability to edit/delete past entries
  • More detailed reporting and analytics
  • Multi-currency support
  • Sync across devices

TrackMyMoney

Not enough reviews yet to summarise bugs or requests.

In-app purchases

2 purchases

iSpending

Subscriptions2
  • iSpending Premium$2.991 Month
  • iSpending Premium$29.991 Year
3 purchases

TrackMyMoney

Subscriptions3
  • Full access for a week3 Days trial$0.997 Days
  • Full access for a month7 Days trial$2.491 Month
  • Full access for a year7 Days trial$24.491 Year

Questions

Is iSpending free?
iSpending is free to download, with in-app purchases available.
Is TrackMyMoney free?
TrackMyMoney is free to download, with in-app purchases available.
Which has better reviews, iSpending or TrackMyMoney?
TrackMyMoney is rated higher. iSpending averages 4.4 out of 5 from 634 ratings, while TrackMyMoney averages 5.0 from 1 ratings.
Do iSpending or TrackMyMoney have ads?
iSpending shows ads; TrackMyMoney does not.
Which is updated more often, iSpending or TrackMyMoney?
iSpending ships an update every 6 months, and TrackMyMoney every 9 months. Most recently, iSpending was updated on November 10, 2026 and TrackMyMoney on November 3, 2026.

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