iSpending vs Flexi Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
iSpending
Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.
- Categorize income and expenses
- Customizable spending categories
- Instant daily, weekly, monthly, yearly summaries
- Detailed graph reports
- Transaction search
- Passcode and Face ID lock
- iCloud sync
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If you are looking for the best personal finance application, this is the app for you and it's free! Millions of downloads cannot be wrong! iSpending helps you to track your income and spendings. You can add transactions under different categories, such as income, food, entertainment. Summaries for today/week/month/year are displayed right at home page. You can view detailed report for each month in beautiful graphs and find transaction easily through search. Try it yourself to see more features, you'll love it! Features: - Add income/expense transactions under different category - Add customize spending category name - Add transactions quickly - Instant summary for today/week/month/year - Passcode lock - Export through email - View history records and compare them - Graph report for 1, 3 or 6 months time period - Separate graph report for income or expense alone - Search for transaction by name, amount, note or any of them - Polished UI, easy to use - Support for saving data in iCloud and sync across devices - Unlock using FaceID Send your comments/suggestions to hanamobiles@gmail.com or visit our website. You may purchase an auto-renewing subscription through an In-App Purchase. • iSpending Premium subscription will automatically renew each month or year at the duration selected • 1 month (USD 2.99), or 1 year (USD 29.99) durations • Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. • Current subscription may not be cancelled during the active subscription period; however, you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable • Privacy policy: http://www.hanamobiles.com/appstore/privacy/privacy.html • Terms of use: http://www.hanamobiles.com/appstore/privacy/tos.html
Flexi Expense Tracker
Manage your finances privately and securely without connecting bank accounts. Track expenses, set budgets, monitor assets, and view detailed analytics. Ideal for personal budgeting, freelancers, families, and travelers.
- Offline expense and income tracking
- Visual budget planning by category
- Asset monitoring (property, stocks, crypto)
- Fast transaction entry with details
- Flexible group management
- Recurring transaction reminders
- Multi-currency support
- Spreadsheet export (CSV)
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Take full control of your money — without giving away your bank password. Track expenses, plan budgets, monitor recurring bills, and now watch your assets grow — all offline, all private. Built for real life: families, freelancers, travellers and anyone who wants a complete financial picture without connecting a bank account. One download. Years of clarity. You'll never look for another money app again. --- WHY PEOPLE LOVE IT --- VISUAL BUDGET TRACKING Set budgets by month, group or category. Watch donut ring charts fill up in real time so you always know where you stand -- before you overspend. ASSET MONITORING Watch your assets grow — property, stocks, gold, crypto and more, all in one place. FAST TRANSACTION ENTRY Add an expense or income in seconds. Choose type, sub-type, payment method, category, place and notes -- all from one smooth form. FLEXIBLE GROUPS Create separate groups for family, work trips, side businesses or clients. Switch between them instantly and see totals per group. RECURRING AND UPCOMING TRANSACTIONS Set repeat rules for salary, rent, EMIs and subscriptions. See upcoming bills right on your Home Screen widget -- never miss a due date. MULTI-CURRENCY SUPPORT Track spending in different currencies per group or trip. View clean currency-wise summaries for travel or international income. ANALYTICS THAT MAKES SENSE See income vs expenses by day, month, category or payment method. Export clean spreadsheet reports for backup, accounting or sharing with your advisor. PRIVATE BY DESIGN All data is stored locally on your device. No account. No cloud sync required. Your finances stay yours. RECEIPT PHOTOS Attach bill photos to any transaction and find them instantly when you need them. SMART NOTIFICATIONS Get reminders for upcoming transactions so recurring bills never sneak up on you. SPREADSHEET EXPORT Generate filtered expense reports and export to CSV — open in Excel, Numbers, or share with your accountant in seconds. --- PERFECT FOR --- - Personal budgeting and household expenses - Freelancers tracking client income and project costs - Families managing shared budgets - Travellers splitting trip costs by currency - Side businesses, rentals or shared expenses Start tracking your money today. Your wallet will thank you.
Screenshots
Verdict
The clearest difference is rating: Flexi Expense Tracker at 5.0 against iSpending's 4.4. Flexi Expense Tracker also leads on update cadence (every 2 weeks vs every 6 months). iSpending's advantage is ratings volume (634 vs 2) and iOS requirement (12.0 vs 16.2). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month and Flexi Expense Tracker sells 4 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
Flexi Expense Tracker holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: iSpending has 634 ratings behind it against 2, so its average is the more settled of the two.
iSpending ships an update every 6 months, Flexi Expense Tracker every 2 weeks. The most recent releases landed on September 23, 2026 and September 9, 2026 respectively.
| Parameter | iSpending | Flexi Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (634 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 68.9% of reviews | — |
| Number of ratings | 634 — better | 2 |
| Update frequency | Every 6 months | Every 2 weeks — better |
| Ads | Yes | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 12.0 — better | 16.2 |
| Further details — not scored | ||
| Size | 19 MB | 18 MB |
| Age rating | 4+ | 4+ |
| Developer | Hana Mobile | Swetha MB |
Customer experience
iSpending
Flexi Expense Tracker
Bugs and requests
iSpending
Reported bugs
3 issues- Transactions not displaying properly
- Data loss after app updates
- Inability to access past year's data
Requested features
5 requests- Recurring transaction options
- Ability to edit/delete past entries
- More detailed reporting and analytics
- Multi-currency support
- Sync across devices
Flexi Expense Tracker
Not enough reviews yet to summarise bugs or requests.
In-app purchases
iSpending
- iSpending Premium$2.991 Month
- iSpending Premium$29.991 Year
Flexi Expense Tracker
- Unlock Expense Income Recording14 Days trial$0.991 Month
- Unlock all expense Income tracking14 Days trial$4.996 Months
- Unlock all expense Income tracking14 Days trial$7.991 Year
- AdFree & Access all functions of App$9.99
Questions
Is iSpending free?
Is Flexi Expense Tracker free?
Which has better reviews, iSpending or Flexi Expense Tracker?
Do iSpending or Flexi Expense Tracker have ads?
Which is updated more often, iSpending or Flexi Expense Tracker?
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