Comparison

iSpending vs Budget Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iSpending

Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.

Highlights
  • Categorize income and expenses
  • Customizable spending categories
  • Instant daily, weekly, monthly, yearly summaries
  • Detailed graph reports
  • Transaction search
  • Passcode and Face ID lock
  • iCloud sync
Features
Read full description

If you are looking for the best personal finance application, this is the app for you and it's free! Millions of downloads cannot be wrong! iSpending helps you to track your income and spendings. You can add transactions under different categories, such as income, food, entertainment. Summaries for today/week/month/year are displayed right at home page. You can view detailed report for each month in beautiful graphs and find transaction easily through search. Try it yourself to see more features, you'll love it! Features: - Add income/expense transactions under different category - Add customize spending category name - Add transactions quickly - Instant summary for today/week/month/year - Passcode lock - Export through email - View history records and compare them - Graph report for 1, 3 or 6 months time period - Separate graph report for income or expense alone - Search for transaction by name, amount, note or any of them - Polished UI, easy to use - Support for saving data in iCloud and sync across devices - Unlock using FaceID Send your comments/suggestions to hanamobiles@gmail.com or visit our website. You may purchase an auto-renewing subscription through an In-App Purchase. • iSpending Premium subscription will automatically renew each month or year at the duration selected • 1 month (USD 2.99), or 1 year (USD 29.99) durations • Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. • Current subscription may not be cancelled during the active subscription period; however, you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable • Privacy policy: http://www.hanamobiles.com/appstore/privacy/privacy.html • Terms of use: http://www.hanamobiles.com/appstore/privacy/tos.html

About

Budget Tracker

This AI-powered financial assistant helps you track expenses, manage budgets, and achieve financial goals. It offers automatic receipt scanning, smart categorization, and predictive budgeting to help you save money and gain control of your finances.

Highlights
  • AI receipt scanning
  • Smart expense categorization
  • Predictive budgeting
  • Customizable spending limits
  • Bank statement import
  • Financial goal setting
  • Family budget sharing
Features
Read full description

Budget Tracker is your AI-powered financial assistant. Track expenses in seconds and achieve financial freedom. AI-POWERED FEATURES AI Receipt Scanning: Snap a photo of your receipt, items and amounts are automatically logged Smart Categorization: Expenses auto-assigned to the right category Predictive Budgeting: AI analyzes spending patterns and warns you before overspending Anomaly Detection: Get alerts for unusual transactions POWERFUL BUDGET MANAGEMENT 20+ Customizable Categories: Groceries, transport, dining, rent, and more Monthly Spending Limits: Get notified before exceeding your budget Income vs. Expense Balance: See how much you save each month Recurring Transactions: Automate rent, bills, and subscriptions BANK INTEGRATION Import Bank Statements: Upload PDF, CSV, XLSX files from any bank Credit Card Tracking: Manage all your cards in one place Multiple Accounts: Separate business and personal finances Transaction Matching: Automatically match imported transactions FINANCIAL GOALS Savings Plans: Set goals for house, car, vacation, emergency fund Progress Tracking: See how close you are to achieving your goals Motivation Charts: Visualize your success Multiple Goals: Track unlimited financial objectives FAMILY BUDGET SHARING Share with spouse and kids See who spent what Set joint financial goals Manage household budget together DETAILED ANALYTICS Visual Charts: Analyze spending trends with pie and line charts PDF Reports: Export monthly/yearly reports Category Breakdown: Discover where your money goes Time Comparison: Compare spending across months and years BANK-LEVEL SECURITY 256-bit Encryption: Your data is protected with military-grade security Face ID / Touch ID: Biometric authentication iCloud Backup: Automatic cloud synchronization Privacy-First: Your data is never sold or shared with third parties GDPR Compliant: European privacy standards WHO IS IT FOR? Anyone who wants to save money Couples managing household budgets together Entrepreneurs tracking business expenses Young professionals building wealth Freelancers managing irregular income Families teaching kids about money MULTI-PLATFORM iPhone, iPad, Mac, Apple Vision Pro Sync across all your devices Works offline (no internet required) Universal app (one purchase, all devices) PRICING Free: Basic tracking, 3 categories, manual entry Weekly $2.99: AI receipt scanning (5 receipts/week), unlimited categories Monthly $9.99: Unlimited AI scanning, family sharing (up to 5 members) Yearly $69.99: All features + priority support (save 40%) Yearly Pro $89.99: For businesses, advanced reporting, unlimited users Try free for 7 days, then decide! Download Budget Tracker today and take control of your finances! Privacy Policy: https://depremhub.com/privacy.html Support: hasandoganx@gmail.com Website: https://depremhub.com

Screenshots

iSpending4 screens
Budget Tracker4 screens

Verdict

The call

The clearest difference is review sentiment: iSpending at 69% against Budget Tracker's 0%. iSpending also leads on iOS requirement (12.0 vs 17.6). Budget Tracker's advantage is ads (none vs shown) and update cadence (every 3 weeks vs every 6 months). On price, in-app purchases, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month and Budget Tracker sells 4 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

iSpending ships an update every 6 months, Budget Tracker every 3 weeks. The most recent releases landed on October 23, 2026 and October 16, 2026 respectively.

Scorecard4 real differences · 6 level
iSpending versus Budget Tracker: the parameters behind the verdict, then further details
ParameteriSpendingBudget Tracker
PriceFreeFree
Rating4.4 (634 ratings) — better—
Positive reviews68.9% of reviews — better0.0% of reviews
Number of ratings634 — better—
Update frequencyEvery 6 monthsEvery 3 weeks — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad
Requires iOS12.0 — better17.6
Further details — not scored
Size19 MB31 MB
Age rating4+12+
DeveloperHana Mobilehasan dogan

Customer experience

iSpending

All ratings634 ratings
Positive86.1%
Neutral7.1%
Negative6.8%
Written reviews376 reviews
Positive68.9%
Neutral10.9%
Negative20.2%

Budget Tracker

Written reviews3 reviews
Positive0.0%
Neutral66.7%
Negative33.3%

Bugs and requests

iSpending

Reported bugs

3 issues
  • Transactions not displaying properly
  • Data loss after app updates
  • Inability to access past year's data

Requested features

5 requests
  • Recurring transaction options
  • Ability to edit/delete past entries
  • More detailed reporting and analytics
  • Multi-currency support
  • Sync across devices

Budget Tracker

Not enough reviews yet to summarise bugs or requests.

In-app purchases

2 purchases

iSpending

Subscriptions2
  • iSpending Premium$2.991 Month
  • iSpending Premium$29.991 Year
4 purchases

Budget Tracker

Subscriptions4
  • Bir haftalık Premium3 Days trial$0.997 Days
  • Bir Aylık Premium3 Days trial$3.991 Month
  • Yıllık Premium Avantajı3 Days trial$19.991 Year
Show 1 more
  • Yıllık Kullanım Pro ücreti7 Days trial$24.991 Year

Questions

Is iSpending free?
iSpending is free to download, with in-app purchases available.
Is Budget Tracker free?
Budget Tracker is free to download, with in-app purchases available.
Do iSpending or Budget Tracker have ads?
iSpending shows ads; Budget Tracker does not.
Which is updated more often, iSpending or Budget Tracker?
iSpending ships an update every 6 months, and Budget Tracker every 3 weeks. Most recently, iSpending was updated on October 23, 2026 and Budget Tracker on October 16, 2026.

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