Comparison

iSpending vs Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iSpending

Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.

Highlights
  • Categorize income and expenses
  • Customizable spending categories
  • Instant daily, weekly, monthly, yearly summaries
  • Detailed graph reports
  • Transaction search
  • Passcode and Face ID lock
  • iCloud sync
Features
Read full description

If you are looking for the best personal finance application, this is the app for you and it's free! Millions of downloads cannot be wrong! iSpending helps you to track your income and spendings. You can add transactions under different categories, such as income, food, entertainment. Summaries for today/week/month/year are displayed right at home page. You can view detailed report for each month in beautiful graphs and find transaction easily through search. Try it yourself to see more features, you'll love it! Features: - Add income/expense transactions under different category - Add customize spending category name - Add transactions quickly - Instant summary for today/week/month/year - Passcode lock - Export through email - View history records and compare them - Graph report for 1, 3 or 6 months time period - Separate graph report for income or expense alone - Search for transaction by name, amount, note or any of them - Polished UI, easy to use - Support for saving data in iCloud and sync across devices - Unlock using FaceID Send your comments/suggestions to hanamobiles@gmail.com or visit our website. You may purchase an auto-renewing subscription through an In-App Purchase. • iSpending Premium subscription will automatically renew each month or year at the duration selected • 1 month (USD 2.99), or 1 year (USD 29.99) durations • Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. • Current subscription may not be cancelled during the active subscription period; however, you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable • Privacy policy: http://www.hanamobiles.com/appstore/privacy/privacy.html • Terms of use: http://www.hanamobiles.com/appstore/privacy/tos.html

About

Expense Tracker

Effortlessly track income and expenses with this private and powerful money manager. Organize spending across multiple accounts, gain insights with visual reports, and collaborate on shared budgets. Supports multi-currency tracking and secure device synchronization.

Highlights
  • Track daily expenses and income
  • Organize with multiple accounts
  • Multi-currency support with auto exchange rates
  • Visual spending insights and trends
  • Share accounts for collaborative budgeting
  • Import and export data (CSV/PDF)
  • Secure cross-device synchronization
Features
Read full description

Track Your Spending Smarter Expense Tracker is a simple, private, and powerful expense tracker designed to help you manage income and spending effortlessly. Track daily expenses, monitor income, and organize everything with multiple accounts - perfect for personal finance, travel, business, or shared budgets. Log expenses in any currency, create separate accounts for different purposes, and gain clear insights into where your money goes with visual reports and spending trends. Trusted by users worldwide and featured on the App Store, Expenses makes money management easy and stress-free. – Start in Seconds Create an account and begin tracking expenses instantly-no complexity, no clutter. – Travel & Multi-Currency Tracking Traveling abroad? Create a travel-based account for your destination and record expenses in the local currency. Exchange rates update automatically, with the option to set custom rates anytime. – Organize with Multiple Accounts Create and customize accounts for travel, daily spending, business, or personal goals. Keep your expenses organized and your budget under control. – Visual Insights & Spending Trends Understand your spending habits with intuitive charts, category breakdowns, and long-term trends. Turn your data into actionable financial decisions. – Share & Collaborate Easily Share accounts with family, friends, or teammates. Track expenses together in real time-ideal for trips, households, or work expenses. – Import & Export Anytime Export your expenses in CSV or PDF format for backup, reporting, or analysis. Easily migrate from other expense tracking apps. – Secure Sync Across Devices Your data stays safely synced across all your devices, including iPhone and Mac, with fast pull-to-refresh updates. Designed for Everyone – Manage Transactions with Accounts – Your finances in Charts – Manage different currencies based on Accounts – Discover ways to save money – Secure cloud sync across devices – Shared accounts with read and write access – Attach bills, invoices, and files to transactions – Synchronization in all your devices – Export Transactions, Accounts with CSV and PDF Join users in 100+ countries managing money better every day. Download Expenses now and take control of your finances. Contact Us: https://it-waves.com/contact Privacy Policy: https://it-waves.com/apps/privacy-policy T&C: https://it-waves.com/terms-and-conditions

Screenshots

iSpending4 screens
Expense Tracker4 screens

Verdict

The call

The clearest difference is ads: Expense Tracker at none against iSpending's shown. Expense Tracker also leads on review sentiment (100% vs 69%) and update cadence (every 2 weeks vs every 6 months). iSpending's advantage is iOS requirement (12.0 vs 15.1). On price, in-app purchases, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month and Expense Tracker sells 1 in-app purchase, starting at $29.99 per year. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

iSpending ships an update every 6 months, Expense Tracker every 2 weeks. The most recent releases landed on October 17, 2026 and October 13, 2026 respectively.

Scorecard4 real differences · 6 level
iSpending versus Expense Tracker: the parameters behind the verdict, then further details
ParameteriSpendingExpense Tracker
PriceFreeFree
Rating4.4 (634 ratings) — better—
Positive reviews68.9% of reviews100.0% of reviews — better
Number of ratings634 — better—
Update frequencyEvery 6 monthsEvery 2 weeks — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.0 — better15.1
Further details — not scored
Size19 MB57 MB
Age rating4+4+
DeveloperHana MobileIT WAVES

Customer experience

iSpending

All ratings634 ratings
Positive86.1%
Neutral7.1%
Negative6.8%
Written reviews376 reviews
Positive68.9%
Neutral10.9%
Negative20.2%

Expense Tracker

Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

iSpending

Reported bugs

3 issues
  • Transactions not displaying properly
  • Data loss after app updates
  • Inability to access past year's data

Requested features

5 requests
  • Recurring transaction options
  • Ability to edit/delete past entries
  • More detailed reporting and analytics
  • Multi-currency support
  • Sync across devices

Expense Tracker

Not enough reviews yet to summarise bugs or requests.

In-app purchases

2 purchases

iSpending

Subscriptions2
  • iSpending Premium$2.991 Month
  • iSpending Premium$29.991 Year
1 purchases

Expense Tracker

Subscriptions1
  • Pro Yearly$29.991 Year

Questions

Is iSpending free?
iSpending is free to download, with in-app purchases available.
Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Do iSpending or Expense Tracker have ads?
iSpending shows ads; Expense Tracker does not.
Which is updated more often, iSpending or Expense Tracker?
iSpending ships an update every 6 months, and Expense Tracker every 2 weeks. Most recently, iSpending was updated on October 17, 2026 and Expense Tracker on October 13, 2026.

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