Comparison

iSpending vs Monthly Budget Planner App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iSpending

Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.

Highlights
  • Categorize income and expenses
  • Customizable spending categories
  • Instant daily, weekly, monthly, yearly summaries
  • Detailed graph reports
  • Transaction search
  • Passcode and Face ID lock
  • iCloud sync
Features
Read full description

If you are looking for the best personal finance application, this is the app for you and it's free! Millions of downloads cannot be wrong! iSpending helps you to track your income and spendings. You can add transactions under different categories, such as income, food, entertainment. Summaries for today/week/month/year are displayed right at home page. You can view detailed report for each month in beautiful graphs and find transaction easily through search. Try it yourself to see more features, you'll love it! Features: - Add income/expense transactions under different category - Add customize spending category name - Add transactions quickly - Instant summary for today/week/month/year - Passcode lock - Export through email - View history records and compare them - Graph report for 1, 3 or 6 months time period - Separate graph report for income or expense alone - Search for transaction by name, amount, note or any of them - Polished UI, easy to use - Support for saving data in iCloud and sync across devices - Unlock using FaceID Send your comments/suggestions to hanamobiles@gmail.com or visit our website. You may purchase an auto-renewing subscription through an In-App Purchase. • iSpending Premium subscription will automatically renew each month or year at the duration selected • 1 month (USD 2.99), or 1 year (USD 29.99) durations • Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. • Current subscription may not be cancelled during the active subscription period; however, you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable • Privacy policy: http://www.hanamobiles.com/appstore/privacy/privacy.html • Terms of use: http://www.hanamobiles.com/appstore/privacy/tos.html

About

Monthly Budget Planner App

Easily track personal spending, split bills with friends or groups, and gain insights into your financial habits. Log expenses quickly, filter by various criteria, and export data for further analysis. Works offline and supports over 120 currencies.

Highlights
  • Personal and group expense tracking
  • Bill splitting (equal or uneven)
  • Expense logging by category and payment source
  • Spending insights and budget management
  • CSV export to Excel or Google Sheets
  • Offline functionality
  • Support for 120+ currencies
Features
Read full description

Take control of everyday spending with a simple budget app that helps you add all expenses, track spends, and manage your money smoothly—on your own or with a group. Budget App turns day-to-day personal finance into a clear routine. Add expenses and income, organize transactions by category, set a monthly budget, and understand where your money goes without wrestling with a spreadsheet. Your home view keeps the essentials easy to scan: how much you have spent, how much remains, and which categories need attention. Use it as a practical budget planner for daily decisions. If you prefer a weekly budget check-in, review what you have logged and adjust before small purchases add up. If you think month to month, the monthly budget planner view keeps your total budget and category progress together. TRACK MONEY WITHOUT THE CLUTTER Record purchases as they happen and build a more accurate picture over time. This money tracker app keeps expenses and income in one organized place, while the spending tracker makes it easier to review recent activity. Use the expense tracker to capture category-based spending, and the cash tracker approach for cash purchases you would otherwise forget. SEE WHAT IS LEFT Budget App gives you a clear view of your spending, total budget, percentage used, and amount remaining. It works as a straightforward finance tracker for people who want useful answers—not accounting jargon. Compare monthly spending, review category progress, and use those signals to make calmer decisions. BUILD A HABIT THAT LASTS A money tracking app is only useful when it stays updated. Choose gentle daily or weekly reminders to log transactions, and use your visible streak as encouragement to keep going. Miss a day? Pick up where you left off without guilt. BUDGET TOGETHER WISELY Create a group budget for a couple, family, household, trip, event, or shared purchase. Invite others, coordinate spending, and see how the group is doing against a common budget. People can open an invitation and join the relevant group budget even if they do not already have an account. DESIGNED FOR EVERYDAY MONEY MANAGEMENT Budget App combines the simplicity of an expense manager with the context of an income and expense tracker. It supports the mindful routine people often want from a money saving app: notice patterns, make adjustments, and create more room to save money—without exaggerated promises or complicated dashboards. KEY FEATURES • Log expenses by category • Add income by source or category • Set and monitor a monthly budget • See spent, remaining, and percentage used • Review category progress and transactions • Compare total spending with the previous month • Choose daily or weekly logging reminders • Build consistency with a visible streak • Create, join, and contribute to group budgets • Coordinate shared spending with people you trust If you use a separate subscription manager, add recurring payments as expenses so they remain visible alongside everyday purchases. Whether you are comparing options for a free budget app or replacing a complicated system, Budget App gives you a warmer, clearer way to understand your money. Start logging today and make every budget easier to follow. Privacy Policy: https://fatmachines.com/privacy Terms: https://fatmachines.com/terms

Screenshots

iSpending4 screens
Monthly Budget Planner App4 screens

Verdict

The call

The clearest difference is rating: Monthly Budget Planner App at 5.0 against iSpending's 4.4. Monthly Budget Planner App also leads on update cadence (every 10 days vs every 6 months) and monetization model (ad-supported vs free with in-app purchases). iSpending's advantage is ratings volume (634 vs 1) and iOS requirement (12.0 vs 15.5). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month and Monthly Budget Planner App sells 6 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Monthly Budget Planner App holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: iSpending has 634 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

iSpending ships an update every 6 months, Monthly Budget Planner App every 10 days. The most recent releases landed on October 17, 2026 and October 1, 2026 respectively.

Scorecard5 real differences · 5 level
iSpending versus Monthly Budget Planner App: the parameters behind the verdict, then further details
ParameteriSpendingMonthly Budget Planner App
PriceFreeFree
Rating4.4 (634 ratings)5.0 (1 ratings) — better
Positive reviews68.9% of reviews—
Number of ratings634 — better1
Update frequencyEvery 6 monthsEvery 10 days — better
AdsYesYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesAd-supported — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS12.0 — better15.5
Further details — not scored
Size19 MB92 MB
Age rating4+4+
DeveloperHana MobileFatMachines LLC

Customer experience

iSpending

All ratings634 ratings
Positive86.1%
Neutral7.1%
Negative6.8%
Written reviews376 reviews
Positive68.9%
Neutral10.9%
Negative20.2%

Monthly Budget Planner App

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

iSpending

Reported bugs

3 issues
  • Transactions not displaying properly
  • Data loss after app updates
  • Inability to access past year's data

Requested features

5 requests
  • Recurring transaction options
  • Ability to edit/delete past entries
  • More detailed reporting and analytics
  • Multi-currency support
  • Sync across devices

Monthly Budget Planner App

Not enough reviews yet to summarise bugs or requests.

In-app purchases

2 purchases

iSpending

Subscriptions2
  • iSpending Premium$2.991 Month
  • iSpending Premium$29.991 Year
6 purchases

Monthly Budget Planner App

Subscriptions4
  • Spend Tracker Premium$2.991 Month
  • Spend Tracker Premium$4.991 Month
  • Spend Tracker Premium$24.991 Year
Show 1 more
  • Spend Tracker Premium$44.991 Year
One-time2
  • Spend Tracker Premium$34.99
  • Spend Tracker Premium$59.99

Questions

Is iSpending free?
iSpending is free to download, with in-app purchases available.
Is Monthly Budget Planner App free?
Monthly Budget Planner App is free to download, with in-app purchases available.
Which has better reviews, iSpending or Monthly Budget Planner App?
Monthly Budget Planner App is rated higher. iSpending averages 4.4 out of 5 from 634 ratings, while Monthly Budget Planner App averages 5.0 from 1 ratings.
Do iSpending or Monthly Budget Planner App have ads?
Both iSpending and Monthly Budget Planner App show ads.
Which is updated more often, iSpending or Monthly Budget Planner App?
iSpending ships an update every 6 months, and Monthly Budget Planner App every 10 days. Most recently, iSpending was updated on October 17, 2026 and Monthly Budget Planner App on October 1, 2026.

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