Comparison

iSpending vs Moneify.ai

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iSpending

Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.

Highlights
  • Categorize income and expenses
  • Customizable spending categories
  • Instant daily, weekly, monthly, yearly summaries
  • Detailed graph reports
  • Transaction search
  • Passcode and Face ID lock
  • iCloud sync
Features
Read full description

If you are looking for the best personal finance application, this is the app for you and it's free! Millions of downloads cannot be wrong! iSpending helps you to track your income and spendings. You can add transactions under different categories, such as income, food, entertainment. Summaries for today/week/month/year are displayed right at home page. You can view detailed report for each month in beautiful graphs and find transaction easily through search. Try it yourself to see more features, you'll love it! Features: - Add income/expense transactions under different category - Add customize spending category name - Add transactions quickly - Instant summary for today/week/month/year - Passcode lock - Export through email - View history records and compare them - Graph report for 1, 3 or 6 months time period - Separate graph report for income or expense alone - Search for transaction by name, amount, note or any of them - Polished UI, easy to use - Support for saving data in iCloud and sync across devices - Unlock using FaceID Send your comments/suggestions to hanamobiles@gmail.com or visit our website. You may purchase an auto-renewing subscription through an In-App Purchase. • iSpending Premium subscription will automatically renew each month or year at the duration selected • 1 month (USD 2.99), or 1 year (USD 29.99) durations • Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. • Current subscription may not be cancelled during the active subscription period; however, you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable • Privacy policy: http://www.hanamobiles.com/appstore/privacy/privacy.html • Terms of use: http://www.hanamobiles.com/appstore/privacy/tos.html

About

Moneify.ai

Features
Read full description

Moneify helps you track income, expenses, and transfers across multiple accounts—cash, bank, cards, and digital wallets—in one place. Organize transactions with categories and notes, set budgets and savings goals, and build consistency with streaks so you always know where your money goes. Clear, everyday workflows and a bilingual interface so you can use the app in the language you prefer.

Screenshots

iSpending4 screens
Moneify.ai4 screens

Verdict

The call

The clearest difference is in-app purchases: Moneify.ai at none against iSpending's 2. Moneify.ai also leads on ads (none vs shown) and update cadence (every 3 weeks vs every 6 months). iSpending's advantage is iOS requirement (12.0 vs 16.0). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month. Moneify.ai asks for nothing beyond the download.

UpkeepUpdate frequency

iSpending ships an update every 6 months, Moneify.ai every 3 weeks. The most recent releases landed on October 24, 2026 and October 17, 2026 respectively.

Scorecard4 real differences · 6 level
iSpending versus Moneify.ai: the parameters behind the verdict, then further details
ParameteriSpendingMoneify.ai
PriceFreeFree
Rating4.4 (634 ratings) — better—
Positive reviews68.9% of reviews—
Number of ratings634 — better—
Update frequencyEvery 6 monthsEvery 3 weeks — better
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPodiPhone, iPad
Requires iOS12.0 — better16.0
Further details — not scored
Size19 MB47 MB
Age rating4+4+
DeveloperHana MobileConstsolutions

Bugs and requests

iSpending

Reported bugs

3 issues
  • Transactions not displaying properly
  • Data loss after app updates
  • Inability to access past year's data

Requested features

5 requests
  • Recurring transaction options
  • Ability to edit/delete past entries
  • More detailed reporting and analytics
  • Multi-currency support
  • Sync across devices

Moneify.ai

Not enough reviews yet to summarise bugs or requests.

In-app purchases

2 purchases

iSpending

Subscriptions2
  • iSpending Premium$2.991 Month
  • iSpending Premium$29.991 Year
None

Moneify.ai

No in-app purchases

Questions

Is iSpending free?
iSpending is free to download, with in-app purchases available.
Is Moneify.ai free?
Moneify.ai is free to download, with no in-app purchases.
Do iSpending or Moneify.ai have ads?
iSpending shows ads; Moneify.ai does not.
Which is updated more often, iSpending or Moneify.ai?
iSpending ships an update every 6 months, and Moneify.ai every 3 weeks. Most recently, iSpending was updated on October 24, 2026 and Moneify.ai on October 17, 2026.

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