On The Grid Financial Mobile vs Southern Energy Credit Union
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
On The Grid Financial Mobile
Manage your finances on the go with this free mobile banking app. View accounts, deposit checks, pay bills, and transfer funds securely. Easily locate nearby ATMs and branches.
- View all accounts
- Mobile check deposit
- Bill payment management
- Fund transfers
- ATM and branch locator
- Secure communication
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On The Grid Financial’s FREE Mobile Banking Application for the iPhone™ and iPad™ BANK 24/7 • View all your accounts, including credit cards and consumer loans • Deposit checks to your account with CUeDeposit • Manage your bills wherever you are with Bill Pay • Transfer funds between your different shares • Transfer funds to pay consumer loans and Credit Card payments • Transfer funds to anyone with PayPal SAFE and SECURE On The Grid Financial uses encryption to communicate securely through all mobile service providers. Security measures block unauthorized access and protect your data, no matter how you access your accounts. LOCATE With a single click, you can find the fee-free ATMs or Shared Branching locations near you. Our search feature provides addresses and branch contact information. FREE All On The Grid Financial members may use our Mobile Application for no charge. Your wireless provider’s messaging and data rates may apply. www.cuonthegrid.com
Southern Energy Credit Union
Manage your credit union accounts conveniently and securely on the go. This app allows you to check balances, make deposits, apply for loans, transfer funds, and locate branches or ATMs. It also offers a quick balance check feature without needing to log in.
- Check balances and transaction history
- Make mobile deposits
- Apply for loans and credit cards
- Transfer funds between accounts
- Find branches and ATMs
- Fast Balances feature
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Convenient to use and there when you need it, Mobile Banking from Southern Energy Credit Union is a safe and secure way to access your Credit Union accounts on the go. The Southern Energy Credit Union Mobile Banking App allows you secure access to: • Check balances and transaction history • Make mobile deposits • Apply for a loan or credit card • Transfer funds between connected accounts • Find the closest Credit Union branch or ATM Plus, the Fast Balances feature allows you to check up to six account balances at the touch of a button without logging in.
Screenshots
Verdict
The clearest difference is rating: Southern Energy Credit Union at 4.8 against On The Grid Financial Mobile's 3.2. Southern Energy Credit Union also leads on ratings volume (4.3K vs 5) and update cadence (every 3 months vs every 13 months). On The Grid Financial Mobile's advantage is ads (none vs shown) and review sentiment (71% vs 49%). On price, in-app purchases, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Southern Energy Credit Union holds the better App Store score, 4.8 against 3.2. That said, the two scores are not equally well evidenced: Southern Energy Credit Union has 4.3K ratings behind it against 5, so its average is the more settled of the two. Written reviews complicate that: 71% of On The Grid Financial Mobile's written reviews are positive against 49% of Southern Energy Credit Union's, so the app with the better star average is not the one people write more warmly about.
On The Grid Financial Mobile ships an update every 13 months, Southern Energy Credit Union every 3 months. The most recent releases landed on August 12, 2026 and September 22, 2026 respectively.
| Parameter | On The Grid Financial Mobile | Southern Energy Credit Union |
|---|---|---|
| Price | Free | Free |
| Rating | 3.2 (5 ratings) | 4.8 (4.3K ratings) — better |
| Positive reviews | 71.4% of reviews — better | 49.5% of reviews |
| Number of ratings | 5 | 4.3K — better |
| Update frequency | Every 13 months | Every 3 months — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 88 MB | 90 MB |
| Age rating | 4+ | 4+ |
| Developer | On the Grid Financial Federal Credit Union | APCO Employees CU |
Customer experience
On The Grid Financial Mobile
Southern Energy Credit Union
Bugs and requests
On The Grid Financial Mobile
Not enough reviews yet to summarise bugs or requests.
Southern Energy Credit Union
Reported bugs
5 issues- Face ID/Touch ID not working
- Check deposit issues (e.g., multiple attempts required, errors)
- Frequent app crashes or freezes
- Login problems (e.g., getting stuck on security questions)
- Accounts not linking or syncing properly
Requested features
5 requests- Facial recognition/Touch ID login
- Ability to transfer between all accounts
- Improved notifications and alerts
- Increase mobile deposit limits
- Integrate with Zelle or other P2P payment services
In-app purchases
On The Grid Financial Mobile
No in-app purchases
Southern Energy Credit Union
No in-app purchases
Questions
Is On The Grid Financial Mobile free?
Is Southern Energy Credit Union free?
Which has better reviews, On The Grid Financial Mobile or Southern Energy Credit Union?
Do On The Grid Financial Mobile or Southern Energy Credit Union have ads?
Which is updated more often, On The Grid Financial Mobile or Southern Energy Credit Union?
Other comparisons
