Comparison

动卡空间 vs 翼支付

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

动卡空间

Manage your credit cards with this official banking app. Access services like balance checks, repayments, credit limit adjustments, and easy card applications. Discover exclusive lifestyle benefits including discounts on dining, travel, and transportation, plus special installment offers for purchases and bills.

Highlights
  • Credit card management
  • Balance check and repayment
  • Credit limit adjustment
  • Apply for new cards
  • Lifestyle discounts
  • Installment plans
  • Apply for supplementary cards
Features
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【我们是】 中信银行信用卡唯一官方APP——银行级安全保障,为你提供一站式智能化的信用卡管理和用卡服务。 【主要功能】 用卡服务:查账还款、额度调整、账单分期、一键办卡,高效便捷。 生活福利:美食团购、机酒高铁出行、地铁打车,天天享福利。 分期优惠:购车购物、家居装修、医疗健康、账单还款,享分期优惠。 【热门信用卡】 人气卡片推荐—— 「中信银行万豪旅享家联名卡」、「中信银行银联标准IC金卡」、「中信银行颜国王i白金卡」等,总有一款适合你。 办卡畅享优惠—— 返现、立减金、优惠券,“食住行娱购”生活场景全覆盖。 【附属卡】 轻松为家人申请一份专属的关爱。 主卡管理,账单明了;额度可控,安全放心;即开即用,支付便利。 【温馨提示】 ● 具体页面内容与活动规则以实际页面展示为准信用卡、借款的额度、利率及通过时间等以实际审批结果为准 ● 借款需谨慎,请根据个人能力合理借款 ● 理财非存款,产品投资有风险,投资需谨慎 ● 促销活动,活动规则、期限及方式,活动以产品内部信息为准

About

翼支付

Features
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翼支付是中国电信旗下的第三方支付平台,致力于为用户提供优惠、便捷、安全的数字生活服务。 有玩有买福利多 --全新购物商城,超值好物秒杀,逛玩家乡特产、精品大牌,更有超值星期五等福利活动; --买大牌美妆、正品酒水、数码潮电、安心乳饮、品质粮油、家清个护,就上翼支付!正品保障,低价好货,爆款直降; --天天团爆款,乐享霸王餐,本地休闲玩乐全搜罗; --精彩视频,看达人分享、生活妙招、前沿资讯,边看边买; --做任务攒绿能,早起打卡赢现金、天天签到抢爆款券等等更多玩法等你来探索! 便民生活优惠多 --全月享话费充值、水电燃气笔笔立减; --新增转账到他人银行卡功能,支持手机网银转账; --信用卡还款、银行卡转账0手续费; --支持扫银联、支付宝、收钱吧线下二维码,一码走天下; --支持查看数字身份证,忘带身份证就上翼支付; 安全保障专业多 --精选数十款网红产品; --免费提供保险规划服务; 资金周转便利多 --极速审核,专业可靠,额度最高可达20万; --期数自选,还款灵活,降低每月还款压力; --新户福利,免息活动,多种权益月月上新; 额度高,放款快,灵活分期; 借款最高享750元免息券; 如您在使用中有任何问题需要帮助,请联系我们: --应用内反馈:【我的】--右上角菜单--我的客服 --官方邮箱:kefu@bestpay.com.cn --客服服务热线:95106

Screenshots

动卡空间4 screens
翼支付4 screens

Verdict

The call

The clearest difference is ads: 动卡空间 at none against 翼支付's shown. 动卡空间 also leads on update cadence (every 2 weeks vs monthly). 翼支付's advantage is review sentiment (38% vs 26%). On price, rating, ratings volume and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 3.4 for 动卡空间 against 3.5 for 翼支付. Both are backed by a comparable volume of ratings — 19K and 27K respectively. Written reviews are what separate them: 26% of 动卡空间's written reviews are positive against 38% of 翼支付's.

UpkeepUpdate frequency

动卡空间 ships an update every 2 weeks, 翼支付 monthly. Both last shipped on November 13, 2026.

Scorecard3 real differences · 7 level
动卡空间 versus 翼支付: the parameters behind the verdict, then further details
Parameter动卡空间翼支付
PriceFreeFree
Rating3.4 (19K ratings)3.5 (27K ratings) — better
Positive reviews26.1% of reviews37.7% of reviews — better
Number of ratings19K27K — better
Update frequencyEvery 2 weeks — betterMonthly
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod, Apple Watch — better
Requires iOS13.013.0
Further details — not scored
Size202 MB312 MB
Age rating4+4+
Developer中信银行E-surfing Pay Co.,Ltd.

Customer experience

动卡空间

All ratings153 ratings
Positive6.5%
Neutral2.6%
Negative90.8%
Written reviews88 reviews
Positive26.1%
Neutral3.4%
Negative70.5%

翼支付

All ratings103 ratings
Positive17.5%
Neutral9.7%
Negative72.8%
Written reviews61 reviews
Positive37.7%
Neutral4.9%
Negative57.4%

Bugs and requests

动卡空间

Not enough reviews yet to summarise bugs or requests.

翼支付

Reported bugs

17 issues
  • App crashes frequently (15.1 system)
  • App crashes constantly
  • App cannot be opened
  • App freezes on login screen
  • App freezes when using customer service interface
Show 12 more
  • Cannot set fingerprint login
  • Fingerprint verification fails
  • Cannot bind JD account
  • Cannot input password on iOS
  • App crashes on 6 Plus after update
  • Cannot pay
  • Login gets stuck
  • App is not useful
  • System messages cannot be deleted
  • Keyboard height issues
  • Cannot input password
  • App freezes on homepage

Requested features

9 requests
  • Optimize app size and performance
  • Upgrade connection protocols to TLS1.3
  • Allow system keyboard usage
  • Improve login logic (face ID > fingerprint > gesture)
  • Support fingerprint login
Show 4 more
  • Add support for ICBC savings cards
  • Support credit card top-ups
  • Support market payments
  • Redesign app icon

In-app purchases

None

动卡空间

No in-app purchases

None

翼支付

No in-app purchases

Questions

Is 动卡空间 free?
动卡空间 is free to download, with no in-app purchases.
Is 翼支付 free?
翼支付 is free to download, with no in-app purchases.
Which has better reviews, 动卡空间 or 翼支付?
翼支付 is rated higher. 动卡空间 averages 3.4 out of 5 from 19K ratings, while 翼支付 averages 3.5 from 27K ratings.
Do 动卡空间 or 翼支付 have ads?
翼支付 shows ads; 动卡空间 does not.
Which is updated more often, 动卡空间 or 翼支付?
动卡空间 ships an update every 2 weeks, and 翼支付 monthly. Most recently, 动卡空间 was updated on November 13, 2026 and 翼支付 on November 13, 2026.

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