翼支付 vs 奇富借条(原360借条)
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
翼支付
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翼支付是中国电信旗下的第三方支付平台,致力于为用户提供优惠、便捷、安全的数字生活服务。 有玩有买福利多 --全新购物商城,超值好物秒杀,逛玩家乡特产、精品大牌,更有超值星期五等福利活动; --买大牌美妆、正品酒水、数码潮电、安心乳饮、品质粮油、家清个护,就上翼支付!正品保障,低价好货,爆款直降; --天天团爆款,乐享霸王餐,本地休闲玩乐全搜罗; --精彩视频,看达人分享、生活妙招、前沿资讯,边看边买; --做任务攒绿能,早起打卡赢现金、天天签到抢爆款券等等更多玩法等你来探索! 便民生活优惠多 --全月享话费充值、水电燃气笔笔立减; --新增转账到他人银行卡功能,支持手机网银转账; --信用卡还款、银行卡转账0手续费; --支持扫银联、支付宝、收钱吧线下二维码,一码走天下; --支持查看数字身份证,忘带身份证就上翼支付; 安全保障专业多 --精选数十款网红产品; --免费提供保险规划服务; 资金周转便利多 --极速审核,专业可靠,额度最高可达20万; --期数自选,还款灵活,降低每月还款压力; --新户福利,免息活动,多种权益月月上新; 额度高,放款快,灵活分期; 借款最高享750元免息券; 如您在使用中有任何问题需要帮助,请联系我们: --应用内反馈:【我的】--右上角菜单--我的客服 --官方邮箱:kefu@bestpay.com.cn --客服服务热线:95106
奇富借条(原360借条)
This app provides mobile credit loans with high limits and transparent fees. It offers flexible repayment options, a fully online application process with facial recognition, and secure borrowing. New users can benefit from an interest-free offer.
- High loan limits up to 200,000 yuan
- Transparent interest and fees
- Flexible repayment options (3, 6, 12, 24 months)
- Fully online application with facial recognition
- Secure borrowing with advanced technology
- New user interest-free gift package
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奇富借条(原360借条),是奇富科技旗下信贷科技服务品牌。 【产品特点】 1、手机贷款额度: 审批后最高额度20万元; 2、贷款息费透明: 年化利率(单利)7.2%-24%(以审核为准); 3、手机贷款更便捷: 贷款全程线上申请,免抵押贷款;使用手机号+身份信息等材料即可申请;奇富借条创新“刷脸”识别,免上门,免纸质材料; 4、安全借贷: 奇富科技旗下产品,具有先进的网络安全技术,为您借钱保驾护航; 5、新人免息规则: 活动开始日期2022年1月1日结束日期2026年12月31日 奇富借条新用户限时最长免息30天,最高免息65元,借12期享最后一期免息; 注:具体券使用规则获取,请以app具体活动页面规则为准! 微信关注“360借条-奇富借条”公众号,第一时间获取奇富借条最新消息! 无惧目标,奇富借条为你撑腰! PS: 1.贷款额度、利率,放款时间以实际审核为准; 2.优惠活动仅免除部分利息,详细免息方式以APP内活动规则为准; 3.贷款有风险,借款需谨慎;请根据个人能力合理贷款,理性消费,避免逾期; 4.投资有风险,选择需谨慎。
Screenshots
Verdict
The clearest difference is rating: 奇富借条(原360借条) at 4.9 against 翼支付's 3.5. 奇富借条(原360借条) also leads on ads (none vs shown) and ratings volume (2.8M vs 27K). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
奇富借条(原360借条) holds the better App Store score, 4.9 against 3.5. That said, the two scores are not equally well evidenced: 奇富借条(原360借条) has 2.8M ratings behind it against 27K, so its average is the more settled of the two. Written reviews point the same way: 38% of 翼支付's written reviews are positive against 58% of 奇富借条(原360借条)'s.
翼支付 ships an update monthly, 奇富借条(原360借条) fortnightly. Both last shipped on October 22, 2026.
| Parameter | 翼支付 | 奇富借条(原360借条) |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (27K ratings) | 4.9 (2.8M ratings) — better |
| Positive reviews | 37.7% of reviews | 57.6% of reviews — better |
| Number of ratings | 27K | 2.8M — better |
| Update frequency | Monthly | Fortnightly — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone, iPod, Apple Watch — better | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 312 MB | 96 MB |
| Age rating | 4+ | 17+ |
| Developer | E-surfing Pay Co.,Ltd. | Fuzhou Qifu Online Microcredit Co., Ltd |
Customer experience
翼支付
奇富借条(原360借条)
User reviews
翼支付
From 27K App Store ratingsWhat we love
- 💰 Good discounts and offers
- 💳 Convenient for bill payments
- 🛒 Supports various e-commerce platforms
- 👍 Useful for campus card top-ups
- 🎁 Frequent promotions and cashback
Room to improve
- 😠 Annoying pop-up ads
- 📱 Inconvenient custom keyboard
- 🔒 Privacy concerns (data collection)
- 💩 Generally poor user experience
- 💸 Unnecessary or useless benefits offered
奇富借条(原360借条)
From 2.8M App Store ratingsWhat we love
- 🚀 Fast and efficient
- 💳 Convenient for financial needs
- 👍 Simple and user-friendly
- 🙏 Helpful in emergencies
Room to improve
- 🐛 Crashes and freezes
- 💰 High interest rates
- 🔒 Privacy and security concerns
- 📞 Aggressive marketing and constant calls
Bugs and requests
翼支付
Reported bugs
17 issues- App crashes frequently (15.1 system)
- App crashes constantly
- App cannot be opened
- App freezes on login screen
- App freezes when using customer service interface
Show 12 moreShow fewer
- Cannot set fingerprint login
- Fingerprint verification fails
- Cannot bind JD account
- Cannot input password on iOS
- App crashes on 6 Plus after update
- Cannot pay
- Login gets stuck
- App is not useful
- System messages cannot be deleted
- Keyboard height issues
- Cannot input password
- App freezes on homepage
Requested features
9 requests- Optimize app size and performance
- Upgrade connection protocols to TLS1.3
- Allow system keyboard usage
- Improve login logic (face ID > fingerprint > gesture)
- Support fingerprint login
Show 4 moreShow fewer
- Add support for ICBC savings cards
- Support credit card top-ups
- Support market payments
- Redesign app icon
奇富借条(原360借条)
Reported bugs
2 issues- Unreliable loan disbursement
- Difficulties with account cancellation
Requested features
3 requests- Improve approval rate
- Provide more transparent pricing
- Offer better customer support
In-app purchases
翼支付
No in-app purchases
奇富借条(原360借条)
No in-app purchases








