翼支付 vs 京东金融
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
翼支付
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翼支付是中国电信旗下的第三方支付平台,致力于为用户提供优惠、便捷、安全的数字生活服务。 有玩有买福利多 --全新购物商城,超值好物秒杀,逛玩家乡特产、精品大牌,更有超值星期五等福利活动; --买大牌美妆、正品酒水、数码潮电、安心乳饮、品质粮油、家清个护,就上翼支付!正品保障,低价好货,爆款直降; --天天团爆款,乐享霸王餐,本地休闲玩乐全搜罗; --精彩视频,看达人分享、生活妙招、前沿资讯,边看边买; --做任务攒绿能,早起打卡赢现金、天天签到抢爆款券等等更多玩法等你来探索! 便民生活优惠多 --全月享话费充值、水电燃气笔笔立减; --新增转账到他人银行卡功能,支持手机网银转账; --信用卡还款、银行卡转账0手续费; --支持扫银联、支付宝、收钱吧线下二维码,一码走天下; --支持查看数字身份证,忘带身份证就上翼支付; 安全保障专业多 --精选数十款网红产品; --免费提供保险规划服务; 资金周转便利多 --极速审核,专业可靠,额度最高可达20万; --期数自选,还款灵活,降低每月还款压力; --新户福利,免息活动,多种权益月月上新; 额度高,放款快,灵活分期; 借款最高享750元免息券; 如您在使用中有任何问题需要帮助,请联系我们: --应用内反馈:【我的】--右上角菜单--我的客服 --官方邮箱:kefu@bestpay.com.cn --客服服务热线:95106
京东金融
This app offers a comprehensive suite of personal financial services, including wealth management, insurance options, and borrowing solutions. Users can also access lifestyle benefits and discounts.
- Wealth management (funds, gold)
- Insurance (medical, accident, life)
- Borrowing services (loans, credit)
- Lifestyle services and coupons
- Food delivery discounts
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京东金融以智能化、内容化为核心能力,与银行、保险公司、基金公司等金融机构,共同为用户提供专业、安全的个人金融服务。 在这里你可以: 1、 理财:一站式投资黄金,支持从购买、盯盘到回收全链路黄金投资。基金申赎便捷、更便宜,京东Plus会员免申购费,支持50万快速赎回。 2、 借贷:购物用京东白条,先消费后付款,分期免息更轻松;急用钱找京东金条借款,大平台、额度高、利息低、免息长(年化利率区间3.5%-24%) 3、保险:医疗险、意外险、人寿险、重疾险、车险等,用心严选好保险,全方位守护家人 4、生活服务:每日来省钱频道领福利,使用积分兑换白条还款券、支付券、话费券、京东外卖券 【风险提示】 借款额度、分期期数及具体利率以实际审核为准,请根据需求合理借贷,理性消费,避免逾期 温馨提示:投资有风险,入资需谨慎,产品历史业绩情况仅供参考
Screenshots
Verdict
The clearest difference is rating: 京东金融 at 4.4 against 翼支付's 3.5. 京东金融 also leads on ratings volume (270K vs 27K). 翼支付's advantage is review sentiment (38% vs 17%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
京东金融 holds the better App Store score, 4.4 against 3.5. That said, the two scores are not equally well evidenced: 京东金融 has 270K ratings behind it against 27K, so its average is the more settled of the two. Written reviews complicate that: 38% of 翼支付's written reviews are positive against 17% of 京东金融's, so the app with the better star average is not the one people write more warmly about.
翼支付 ships an update monthly, 京东金融 fortnightly. Both last shipped on November 8, 2026.
| Parameter | 翼支付 | 京东金融 |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (27K ratings) | 4.4 (270K ratings) — better |
| Positive reviews | 37.7% of reviews — better | 17.2% of reviews |
| Number of ratings | 27K | 270K — better |
| Update frequency | Monthly | Fortnightly — better |
| Ads | Yes | Yes |
| In-app purchases | No | No |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone, iPod, Apple Watch | iPhone, iPad, iPod, Apple Watch — better |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 312 MB | 187 MB |
| Age rating | 4+ | 17+ |
| Developer | E-surfing Pay Co.,Ltd. | Beijing Jingdong Financial Technology Holdings Co., Ltd. |
Customer experience
翼支付
京东金融
User reviews
翼支付
From 27K App Store ratingsWhat we love
- 💰 Good discounts and offers
- 💳 Convenient for bill payments
- 🛒 Supports various e-commerce platforms
- 👍 Useful for campus card top-ups
- 🎁 Frequent promotions and cashback
Room to improve
- 😠 Annoying pop-up ads
- 📱 Inconvenient custom keyboard
- 🔒 Privacy concerns (data collection)
- 💩 Generally poor user experience
- 💸 Unnecessary or useless benefits offered
京东金融
From 270K App Store ratingsWhat we love
- 👍 Straightforward and easy to use
- 💰 Offers good financial products and services
- 🚀 Efficient and fast transactions
Room to improve
- 🤖 Excessive and intrusive notifications
- 💸 High fees and interest rates
- 🔒 Concerns about privacy and data security
- 🐛 Buggy and unreliable app performance
- 🤬 Aggressive and unethical business practices
Bugs and requests
翼支付
Reported bugs
17 issues- App crashes frequently (15.1 system)
- App crashes constantly
- App cannot be opened
- App freezes on login screen
- App freezes when using customer service interface
Show 12 moreShow fewer
- Cannot set fingerprint login
- Fingerprint verification fails
- Cannot bind JD account
- Cannot input password on iOS
- App crashes on 6 Plus after update
- Cannot pay
- Login gets stuck
- App is not useful
- System messages cannot be deleted
- Keyboard height issues
- Cannot input password
- App freezes on homepage
Requested features
9 requests- Optimize app size and performance
- Upgrade connection protocols to TLS1.3
- Allow system keyboard usage
- Improve login logic (face ID > fingerprint > gesture)
- Support fingerprint login
Show 4 moreShow fewer
- Add support for ICBC savings cards
- Support credit card top-ups
- Support market payments
- Redesign app icon
京东金融
Reported bugs
3 issues- Frequent app crashes and freezes
- Login and authentication issues
- Inaccurate or missing account information
Requested features
3 requests- Improved transparency on fees and interest rates
- Better customer support and responsiveness
- More user-friendly interface and navigation
In-app purchases
翼支付
No in-app purchases
京东金融
No in-app purchases







