Comparison

翼支付 vs 京东金融

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

翼支付

Features
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翼支付是中国电信旗下的第三方支付平台,致力于为用户提供优惠、便捷、安全的数字生活服务。 有玩有买福利多 --全新购物商城,超值好物秒杀,逛玩家乡特产、精品大牌,更有超值星期五等福利活动; --买大牌美妆、正品酒水、数码潮电、安心乳饮、品质粮油、家清个护,就上翼支付!正品保障,低价好货,爆款直降; --天天团爆款,乐享霸王餐,本地休闲玩乐全搜罗; --精彩视频,看达人分享、生活妙招、前沿资讯,边看边买; --做任务攒绿能,早起打卡赢现金、天天签到抢爆款券等等更多玩法等你来探索! 便民生活优惠多 --全月享话费充值、水电燃气笔笔立减; --新增转账到他人银行卡功能,支持手机网银转账; --信用卡还款、银行卡转账0手续费; --支持扫银联、支付宝、收钱吧线下二维码,一码走天下; --支持查看数字身份证,忘带身份证就上翼支付; 安全保障专业多 --精选数十款网红产品; --免费提供保险规划服务; 资金周转便利多 --极速审核,专业可靠,额度最高可达20万; --期数自选,还款灵活,降低每月还款压力; --新户福利,免息活动,多种权益月月上新; 额度高,放款快,灵活分期; 借款最高享750元免息券; 如您在使用中有任何问题需要帮助,请联系我们: --应用内反馈:【我的】--右上角菜单--我的客服 --官方邮箱:kefu@bestpay.com.cn --客服服务热线:95106

About

京东金融

This app offers a comprehensive suite of personal financial services, including wealth management, insurance options, and borrowing solutions. Users can also access lifestyle benefits and discounts.

Highlights
  • Wealth management (funds, gold)
  • Insurance (medical, accident, life)
  • Borrowing services (loans, credit)
  • Lifestyle services and coupons
  • Food delivery discounts
Features
Read full description

京东金融以智能化、内容化为核心能力,与银行、保险公司、基金公司等金融机构,共同为用户提供专业、安全的个人金融服务。 在这里你可以: 1、 理财:一站式投资黄金,支持从购买、盯盘到回收全链路黄金投资。基金申赎便捷、更便宜,京东Plus会员免申购费,支持50万快速赎回。 2、 借贷:购物用京东白条,先消费后付款,分期免息更轻松;急用钱找京东金条借款,大平台、额度高、利息低、免息长(年化利率区间3.5%-24%) 3、保险:医疗险、意外险、人寿险、重疾险、车险等,用心严选好保险,全方位守护家人 4、生活服务:每日来省钱频道领福利,使用积分兑换白条还款券、支付券、话费券、京东外卖券 【风险提示】 借款额度、分期期数及具体利率以实际审核为准,请根据需求合理借贷,理性消费,避免逾期 温馨提示:投资有风险,入资需谨慎,产品历史业绩情况仅供参考

Screenshots

翼支付4 screens
京东金融4 screens

Verdict

The call

The clearest difference is rating: 京东金融 at 4.4 against 翼支付's 3.5. 京东金融 also leads on ratings volume (270K vs 27K). 翼支付's advantage is review sentiment (38% vs 17%). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

京东金融 holds the better App Store score, 4.4 against 3.5. That said, the two scores are not equally well evidenced: 京东金融 has 270K ratings behind it against 27K, so its average is the more settled of the two. Written reviews complicate that: 38% of 翼支付's written reviews are positive against 17% of 京东金融's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

翼支付 ships an update monthly, 京东金融 fortnightly. Both last shipped on November 8, 2026.

Scorecard3 real differences · 7 level
翼支付 versus 京东金融: the parameters behind the verdict, then further details
Parameter翼支付京东金融
PriceFreeFree
Rating3.5 (27K ratings)4.4 (270K ratings) — better
Positive reviews37.7% of reviews — better17.2% of reviews
Number of ratings27K270K — better
Update frequencyMonthlyFortnightly — better
AdsYesYes
In-app purchasesNoNo
Monetization—Free with in-app purchases
DevicesiPhone, iPod, Apple WatchiPhone, iPad, iPod, Apple Watch — better
Requires iOS13.013.0
Further details — not scored
Size312 MB187 MB
Age rating4+17+
DeveloperE-surfing Pay Co.,Ltd.Beijing Jingdong Financial Technology Holdings Co., Ltd.

Customer experience

翼支付

All ratings103 ratings
Positive17.5%
Neutral9.7%
Negative72.8%
Written reviews61 reviews
Positive37.7%
Neutral4.9%
Negative57.4%

京东金融

All ratings478 ratings
Positive45.0%
Neutral2.9%
Negative52.1%
Written reviews157 reviews
Positive17.2%
Neutral1.3%
Negative81.5%

User reviews

翼支付

From 27K App Store ratings

What we love

  • 💰 Good discounts and offers
  • 💳 Convenient for bill payments
  • 🛒 Supports various e-commerce platforms
  • 👍 Useful for campus card top-ups
  • 🎁 Frequent promotions and cashback

Room to improve

  • 😠 Annoying pop-up ads
  • 📱 Inconvenient custom keyboard
  • 🔒 Privacy concerns (data collection)
  • 💩 Generally poor user experience
  • 💸 Unnecessary or useless benefits offered

京东金融

From 270K App Store ratings

What we love

  • 👍 Straightforward and easy to use
  • 💰 Offers good financial products and services
  • 🚀 Efficient and fast transactions

Room to improve

  • 🤖 Excessive and intrusive notifications
  • 💸 High fees and interest rates
  • 🔒 Concerns about privacy and data security
  • 🐛 Buggy and unreliable app performance
  • 🤬 Aggressive and unethical business practices

Bugs and requests

翼支付

Reported bugs

17 issues
  • App crashes frequently (15.1 system)
  • App crashes constantly
  • App cannot be opened
  • App freezes on login screen
  • App freezes when using customer service interface
Show 12 more
  • Cannot set fingerprint login
  • Fingerprint verification fails
  • Cannot bind JD account
  • Cannot input password on iOS
  • App crashes on 6 Plus after update
  • Cannot pay
  • Login gets stuck
  • App is not useful
  • System messages cannot be deleted
  • Keyboard height issues
  • Cannot input password
  • App freezes on homepage

Requested features

9 requests
  • Optimize app size and performance
  • Upgrade connection protocols to TLS1.3
  • Allow system keyboard usage
  • Improve login logic (face ID > fingerprint > gesture)
  • Support fingerprint login
Show 4 more
  • Add support for ICBC savings cards
  • Support credit card top-ups
  • Support market payments
  • Redesign app icon

京东金融

Reported bugs

3 issues
  • Frequent app crashes and freezes
  • Login and authentication issues
  • Inaccurate or missing account information

Requested features

3 requests
  • Improved transparency on fees and interest rates
  • Better customer support and responsiveness
  • More user-friendly interface and navigation

In-app purchases

None

翼支付

No in-app purchases

None

京东金融

No in-app purchases

Questions

Is 翼支付 free?
翼支付 is free to download, with no in-app purchases.
Is 京东金融 free?
京东金融 is free to download, with no in-app purchases.
Which has better reviews, 翼支付 or 京东金融?
京东金融 is rated higher. 翼支付 averages 3.5 out of 5 from 27K ratings, while 京东金融 averages 4.4 from 270K ratings.
Do 翼支付 or 京东金融 have ads?
Both 翼支付 and 京东金融 show ads.
Which is updated more often, 翼支付 or 京东金融?
翼支付 ships an update monthly, and 京东金融 fortnightly. Most recently, 翼支付 was updated on November 8, 2026 and 京东金融 on November 8, 2026.

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