Comparison

FNB Mobile Banking vs FNBMD

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FNB Mobile Banking

Manage your finances conveniently and securely from your mobile device. View account balances, transfer funds, pay bills, and deposit checks with ease. This free application offers a simple and efficient way to bank on the go.

Highlights
  • View account balances
  • Make transfers
  • Pay bills
  • Deposit checks
  • Secure access
  • Fingerprint authentication
Features
Read full description

Get your account information anytime, anywhere with the FNB Mobile App from First National Bank serving Ames, Ankeny, Johnston and West Des Moines, Iowa. FNB Mobile lets you view balances, make transfers, pay bills, deposit checks and more-all from your iPhone. Securely access your deposit accounts through the free* First National Bank Mobile App. Bank on the go with FNB Mobile. It's simple to use, secure and FREE. To learn how we protect your privacy, please visit http://www.fnb247.com/privacy Member FDIC. *Your mobile carrier’s text messaging and web access charges may apply. First National Bank Website Link: www.FNB247.com FNB Mobile Banking Support: www.FNB247.com/contact-us/

About

FNBMD

Manage your money with this secure financial tool. Set up balance alerts, make payments, transfer funds, and deposit checks with ease. You can also reorder or disable your debit card and access monthly statements.

Highlights
  • Balance alerts
  • Make payments
  • Transfer money
  • Mobile check deposit
  • Debit card management
  • View statements
  • Find ATMs/branches
Features
Read full description

FNBMD is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with FNBMD: -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -Reorder your debit card or turn it off if you’ve misplaced it -View and save your monthly statements -Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices.

Screenshots

FNB Mobile Banking4 screens
FNBMD4 screens

Verdict

The call

The clearest difference is update cadence: FNBMD at fortnightly against FNB Mobile Banking's every 3 months. FNB Mobile Banking's advantage is monetization model (free vs free with in-app purchases) and review sentiment (83% vs 71%). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for FNB Mobile Banking against 4.7 for FNBMD. Both are backed by a comparable volume of ratings — 1.1K and 279 respectively. Written reviews are what separate them: 83% of FNB Mobile Banking's written reviews are positive against 71% of FNBMD's.

UpkeepUpdate frequency

FNB Mobile Banking ships an update every 3 months, FNBMD fortnightly. The most recent releases landed on November 10, 2026 and November 12, 2026 respectively.

Scorecard4 real differences · 6 level
FNB Mobile Banking versus FNBMD: the parameters behind the verdict, then further details
ParameterFNB Mobile BankingFNBMD
PriceFreeFree
Rating4.8 (1.1K ratings) — better4.7 (279 ratings)
Positive reviews83.3% of reviews — better71.4% of reviews
Number of ratings1.1K — better279
Update frequencyEvery 3 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.0 — better18.4
Further details — not scored
Size182 MB198 MB
Age rating4+4+
DeveloperFirst National Bank, Ames, IowaFirst National Bank of Mount Dora

Customer experience

FNB Mobile Banking

All ratings1,031 ratings
Positive94.4%
Neutral2.2%
Negative3.4%
Written reviews48 reviews
Positive83.3%
Neutral0.0%
Negative16.7%

FNBMD

All ratings267 ratings
Positive92.9%
Neutral0.7%
Negative6.4%
Written reviews7 reviews
Positive71.4%
Neutral0.0%
Negative28.6%

Bugs and requests

FNB Mobile Banking

Reported bugs

2 issues
  • Login issues with invalid credentials
  • Camera problems with mobile check deposit

Requested features

4 requests
  • Ability to edit bill payments
  • Landscape mode support
  • Check image viewing
  • Dark mode option

FNBMD

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

FNB Mobile Banking

No in-app purchases

None

FNBMD

No in-app purchases

Questions

Is FNB Mobile Banking free?
FNB Mobile Banking is free to download, with no in-app purchases.
Is FNBMD free?
FNBMD is free to download, with no in-app purchases.
Which has better reviews, FNB Mobile Banking or FNBMD?
FNB Mobile Banking is rated higher. FNB Mobile Banking averages 4.8 out of 5 from 1.1K ratings, while FNBMD averages 4.7 from 279 ratings.
Do FNB Mobile Banking or FNBMD have ads?
Neither FNB Mobile Banking nor FNBMD shows ads.
Which is updated more often, FNB Mobile Banking or FNBMD?
FNB Mobile Banking ships an update every 3 months, and FNBMD fortnightly. Most recently, FNB Mobile Banking was updated on November 10, 2026 and FNBMD on November 12, 2026.

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