Comparison

fastPay vs FUPS

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

fastPay

Manage all your financial transactions easily from anywhere. Load balance, send money 24/7, pay bills, top up transportation cards, and make contactless QR code payments with instant cashback. Easily pay credit card debt and mobile phone credit.

Highlights
  • Load balance via bank card or EFT
  • 24/7 money transfers
  • Top up public transportation cards
  • Contactless QR code payments with cashback
  • Pay bills securely
  • Pay credit card debt
  • Mobile top-up
Read full description

Payments Are Now Easier and Faster with DenizPay! With its practical use and advanced features, DenizPay allows you to manage all your financial transactions easily from anywhere, whenever you want. You can load balance into your DenizPay wallet using any bank card or via EFT. You can deposit money without a card at DenizBank ATMs or quickly top up your wallet via EFT from any bank. With 24/7 money transfers, you can send money without time restrictions. Simply enter the recipient’s IBAN or mobile phone number to transfer money at any time of the day. You can top up public transportation cards such as Istanbulkart and Kentkart without waiting in line. Use any bank or credit card linked to DenizPay, or load balance instantly from your DenizPay wallet whenever you want. You can pay your electricity, water, natural gas, mobile phone, and telecommunication bills securely and quickly. Complete your payments in just a few seconds using your DenizPay balance or your bank/credit card. At locations that accept MetropolCard, you can enjoy faster shopping with contactless QR code payments. Moreover, when you pay using your DenizPay balance, you earn instant cashback! Simply scan the QR code at checkout and pay instantly—no cash or card needed. You can easily pay your credit card debt from any bank via DenizPay. Link your card to DenizPay to speed up the payment process or add a new card to complete your transaction. Mobile Top-Up You can easily top up mobile phone credit using your DenizPay balance or your linked cards. Whether it’s your own number or another number, just top up anytime you want. Download DenizPay now, speed up your financial transactions, and simplify your life. Because great things happen with DenizPay!

About

FUPS

Securely manage your finances with this app. Track budgets, make instant payments, send and receive money, and split expenses. Offers virtual and physical cards for convenient transactions and bill payments.

Highlights
  • Send and receive money via IBAN
  • QR Card for POS payments and ATM withdrawals
  • Split expenses before or after purchase
  • Secure in-app chat for financial coordination
  • Virtual card for secure recurring payments
  • Bill payments
  • Request money via payment link
Features
Read full description

Download FUPS, create your account in seconds, and securely manage your money. With FUPS, you can track your budget, make payments, send and receive money, split before expenses, and use social account. Send and Receive Money via IBAN • Instantly transfer up to 100,000 TRY to any bank account using your FUPS IBAN with no fees. • Use Easy Address instead of IBAN to send money via a phone number, email, ID number, tax number, foreign ID, or passport number. FUPS QR Card • Create instantly and start using it. • Make payments at POS terminals without a physical card and withdraw cash from ATMs easily. Upgrade to FUPS Premium • Verify your ID and become a Premium member in minutes to unlock all features and increase your limits. Easy Top-Up • Load money effortlessly using your credit or debit card, bank transfer, or by depositing cash at ATMs. Order Your FUPS Card • Get a personalized FUPS Card delivered to your address directly from the app. Social Account • Assign a shared spending limit to selected people. If they don’t use it, the money stays with you. Split Payment Before Expense • Collect shared payments before spending to avoid unexpected costs. Split Payment • Easily split expenses with others after making a purchase. Secure In-App Chat • Chat securely with friends or groups, send and receive money, set up shared payments, and request money all within the app. Twin Account • Use one card for two different accounts. Assign a separate PIN for your second account, and your spending will be directed accordingly. Smart Virtual Card • Ensure secure recurring payments with a FUPS Virtual Card. Set a custom limit, and the specified amount will be deducted on your chosen date. Pay Bills • Make fast and secure bill payments directly through the app. Withdraw Cash from ATMs • Withdraw cash from any ATM. Use the Dual Account feature to select which FUPS account you want to withdraw from. Request Money via Payment Link • Request money from non-FUPS users by sending a payment link. The recipient can enter their card details and send money easily. FUPS TR QR Code • FUPS now supports payment transactions with TR QR Code, ensuring full compatibility with all banks and payment institutions. With FUPS TR QR Code, you can: Transfer money to an IBAN Make merchant payments Process cancellations/refunds Pay with a card or directly from your account

Screenshots

fastPay4 screens
FUPS4 screens

Verdict

The call

The clearest difference is rating: fastPay at 3.8 against FUPS's 2.8. fastPay also leads on review sentiment (38% vs 25%) and iOS requirement (13.0 vs 15.6). FUPS's advantage is ads (none vs shown). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

fastPay holds the better App Store score, 3.8 against 2.8. Both are backed by a comparable volume of ratings — 47 and 24 respectively. Written reviews point the same way: 38% of fastPay's written reviews are positive against 25% of FUPS's.

UpkeepUpdate frequency

fastPay ships an update monthly, FUPS every 2 weeks. The most recent releases landed on June 1, 2026 and October 1, 2026 respectively.

Scorecard4 real differences · 6 level
fastPay versus FUPS: the parameters behind the verdict, then further details
ParameterfastPayFUPS
PriceFreeFree
Rating3.8 (47 ratings) — better2.8 (24 ratings)
Positive reviews38.1% of reviews — better25.0% of reviews
Number of ratings47 — better24
Update frequencyMonthlyEvery 2 weeks — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.6
Further details — not scored
Size269 MB226 MB
Age rating12+4+
DeveloperfastPay Elektronik Para ve Odeme Hizmetleri Anonim SirketiLydians Elektronik Para Hizmetleri A.S.

Customer experience

fastPay

All ratings47 ratings
Positive70.2%
Neutral2.1%
Negative27.7%
Written reviews21 reviews
Positive38.1%
Neutral14.3%
Negative47.6%

FUPS

All ratings24 ratings
Positive45.8%
Neutral4.2%
Negative50.0%
Written reviews84 reviews
Positive25.0%
Neutral9.5%
Negative65.5%

Bugs and requests

fastPay

Not enough reviews yet to summarise bugs or requests.

FUPS

Reported bugs

11 issues
  • Application crashes and won't open
  • Login failures and account access issues
  • 3D verification timeout errors on iOS
  • Password recovery not working
  • OTP not functioning on iOS
Show 6 more
  • Contactless payment malfunction
  • Endless loading screens after updates
  • Compatibility issues with iOS 17
  • App crashes after blue screen
  • Invalid email error for support contact
  • Transaction errors with specific merchants (PlayStation, Amazon, Apple)

Requested features

11 requests
  • Dark mode interface
  • Biometric login (Face ID/Touch ID)
  • Camera-based IBAN input instead of manual entry
  • Improved UI/interface redesign
  • Cashback and promotional campaigns
Show 6 more
  • Personal IBAN for free deposits
  • Partner bank agreements and discounts
  • Support for non-Turkish phone numbers
  • Support for non-Turkish ID verification
  • Restore previous account features
  • Monthly subscription tier instead of premium paywall

In-app purchases

None

fastPay

No in-app purchases

None

FUPS

No in-app purchases

Questions

Is fastPay free?
fastPay is free to download, with no in-app purchases.
Is FUPS free?
FUPS is free to download, with no in-app purchases.
Which has better reviews, fastPay or FUPS?
fastPay is rated higher. fastPay averages 3.8 out of 5 from 47 ratings, while FUPS averages 2.8 from 24 ratings.
Do fastPay or FUPS have ads?
fastPay shows ads; FUPS does not.
Which is updated more often, fastPay or FUPS?
fastPay ships an update monthly, and FUPS every 2 weeks. Most recently, fastPay was updated on June 1, 2026 and FUPS on October 1, 2026.

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