IB ONE Wallet vs BPSB Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
IB ONE Wallet
Manage your finances conveniently from your mobile device. This app allows you to view your accounts, transfer funds, pay bills, and send money securely. You can also monitor your credit score and manage your debit cards.
- Accounts Dashboard
- Transfer Funds
- Bill Pay
- Send Money with Zelle®
- Check Credit Score
- Manage Debit Card(s)
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Take your banking on the go with ONE Wallet from Independent Bank, and elevate your overall banking experience. Features Include: Accounts Dashboard Transfer Funds Bill Pay Send Money with Zelle® Check Your Credit Score Manage Your Debit Card(s) Location Finder To get started with ONE Wallet Digital Banking, you must be an Independent Bank customer and enrolled in Online Banking. To learn more, please visit IndependentBank.com or contact our Customer Connection Hub at 800.355.0641. Member FDIC.
BPSB Mobile
Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, and deposit checks directly from your iPhone or iPad. Available to existing online banking customers.
- Check account balances
- Search recent transactions
- Transfer funds between accounts
- Pay bills and manage payees
- Deposit checks remotely
- View scheduled and paid bills
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Start banking wherever you are with BPSB Mobile for iPhone and iPad! Available to all Bay Port State Bank online banking customers. BPSB Mobile allows you to check balances, make transfers, pay bills, and make deposits. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Bill Pay - Make payments to new and existing payees, cancel scheduled bills and review previously paid bills from your mobile device. (You must be enrolled into Bill Pay to use Mobile Bill Pay). Check Deposit -Deposit checks while on the go All features may not be available on the iPad application.
Screenshots
Verdict
The clearest difference is update cadence: BPSB Mobile at monthly against IB ONE Wallet's every 6 months. IB ONE Wallet's advantage is ratings volume (9.7K vs 55). On price, rating, review sentiment and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.6 for IB ONE Wallet against 4.5 for BPSB Mobile. That said, the two scores are not equally well evidenced: IB ONE Wallet has 9.7K ratings behind it against 55, so its average is the more settled of the two. Written reviews are what separate them: 43% of IB ONE Wallet's written reviews are positive against 50% of BPSB Mobile's.
IB ONE Wallet ships an update every 6 months, BPSB Mobile monthly. Both last shipped on September 25, 2026.
| Parameter | IB ONE Wallet | BPSB Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (9.7K ratings) — better | 4.5 (55 ratings) |
| Positive reviews | 43.3% of reviews | 50.0% of reviews — better |
| Number of ratings | 9.7K — better | 55 |
| Update frequency | Every 6 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 88 MB | 148 MB |
| Age rating | 4+ | 4+ |
| Developer | Independent Bank Michigan | Bay Port State Bank |
Customer experience
IB ONE Wallet
BPSB Mobile
Bugs and requests
IB ONE Wallet
Reported bugs
4 issues- Incompatible with iPad
- Zelle feature not working
- Accounts not syncing properly
- Frequent session timeouts
Requested features
4 requests- Bills calendar for budgeting
- Apple Watch app
- Improved transaction history
- Faster in-app payments
BPSB Mobile
Not enough reviews yet to summarise bugs or requests.
In-app purchases
IB ONE Wallet
No in-app purchases
BPSB Mobile
No in-app purchases
Questions
Is IB ONE Wallet free?
Is BPSB Mobile free?
Which has better reviews, IB ONE Wallet or BPSB Mobile?
Do IB ONE Wallet or BPSB Mobile have ads?
Which is updated more often, IB ONE Wallet or BPSB Mobile?
Other comparisons
