Voya vs PALIDIN.M
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Voya
Manage your entire financial life from one secure app. Track retirement, health savings, and investment accounts, alongside external banking and credit card information. Receive personalized guidance and access interactive tools to help you achieve your financial goals.
- All-in-one account aggregation
- Personalized financial guidance
- Retirement income modeling
- Secure data protection
- Workplace benefits insights
- Healthcare expense tracking
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Your financial life, connected and confident Experience a simpler way to manage your money anytime, anywhere. With the Voya mobile app, you get a comprehensive, secure, and personalized financial experience designed to help you stay on track for your future. • All-in-one access View and manage your retirement, health savings, and investment accounts in one place—alongside external accounts like checking, savings, and credit cards—for a complete picture of your financial life. • Personalized financial guidance Get tailored insights, goal tracking, and nudges to help you save more, pay off debt, plan for college, or prepare for retirement. • Interactive tools & resources Model retirement income with myOrangeMoney®, access video education, live chat support, and investment advice all designed to help you take confident action. • Secure and private Your data is protected with enhanced encryption, multi-factor authentication, biometric voice ID, and our S.A.F.E. guarantee. We never sell your personal information—ever. • Effortless experience Clean design and intuitive navigation make it easy to check balances, update contributions and beneficiaries, and manage your investments all while on the go. Plus, the entire app is also available in Spanish. • Benefits and healthcare insights If offered through your retirement or employee benefits plan, review your workplace benefits and savings options with personalized support, while also staying on top of your healthcare by tracking out-of-pocket expenses and receiving reminders for preventive care. Wherever life takes you, Voya goes with you. Log in today to experience your upgraded financial journey — personalized, secure, and built to help you retire with confidence. Current Voya Retire users will either seamlessly transition to the new experience through an automatic update or receive a prompt to update their app.
PALIDIN.M
This mobile system authenticates government-issued identity documents using a smartphone's camera. It captures images of the ID and a selfie for live presence verification, performing forensic-level tests to ensure authenticity. Results are stored in a cloud portal in real-time.
- Mobile ID document authentication
- Smartphone camera image capture
- Live selfie verification
- Forensic-level document tests
- Cloud-based real-time results
- Supports global ID documents
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UVeritech’s PALIDIN Mobile (PALIDIN.M) system authenticates government-issued identity documents without the need for additional hardware resources or infrastructure, such as a connected desktop computer or dedicated document reader scanner. PALIDIN.M uses the camera of a smartphone or tablet to capture images of both the front and back of the ID document, as well as a “selfie” to ensure live presence of the customer. The authentication process is quick and easy and the results are stored in the cloud portal in real-time A dozen or more forensic-level tests (eg. customer identity, physical document integrity, barcode extraction enabling data cross-check) are performed on the document. PALIDIN.M supports a broad range of global documents including: driver license, identification cards, passports, visas, and many more document types.
Screenshots
Verdict
The clearest difference is rating: Voya at 4.7 against PALIDIN.M's 2.6. Voya also leads on update cadence (fortnightly vs every 3 months) and ratings volume (188K vs 5). PALIDIN.M's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Voya holds the better App Store score, 4.7 against 2.6. That said, the two scores are not equally well evidenced: Voya has 188K ratings behind it against 5, so its average is the more settled of the two.
Voya ships an update fortnightly, PALIDIN.M every 3 months. The most recent releases landed on October 18, 2026 and September 30, 2026 respectively.
| Parameter | Voya | PALIDIN.M |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (188K ratings) — better | 2.6 (5 ratings) |
| Positive reviews | 23.9% of reviews | — |
| Number of ratings | 188K — better | 5 |
| Update frequency | Fortnightly — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Best chart rank | #190 — better | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 138 MB | 107 MB |
| Age rating | 4+ | 4+ |
| Developer | Voya Services Company | UVeritech, Inc |
Customer experience
Voya
PALIDIN.M
Bugs and requests
Voya
Reported bugs
3 issues- Login issues with Face ID/Touch ID
- Inability to access account details and transactions
- Inconsistent app behavior across iOS versions
Requested features
4 requests- Ability to view monthly/quarterly investment performance
- Option to customize contribution limits
- Improved fund lookup and research tools
- Enhanced portfolio tracking and analytics
PALIDIN.M
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Voya
No in-app purchases
PALIDIN.M
No in-app purchases









