Comparison

Voya vs BCG Retirement

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Voya

Manage your entire financial life from one secure app. Track retirement, health savings, and investment accounts, alongside external banking and credit card information. Receive personalized guidance and access interactive tools to help you achieve your financial goals.

Highlights
  • All-in-one account aggregation
  • Personalized financial guidance
  • Retirement income modeling
  • Secure data protection
  • Workplace benefits insights
  • Healthcare expense tracking
Features
Currently charting
Read full description

Your financial life, connected and confident Experience a simpler way to manage your money anytime, anywhere. With the Voya mobile app, you get a comprehensive, secure, and personalized financial experience designed to help you stay on track for your future. • All-in-one access View and manage your retirement, health savings, and investment accounts in one place—alongside external accounts like checking, savings, and credit cards—for a complete picture of your financial life. • Personalized financial guidance Get tailored insights, goal tracking, and nudges to help you save more, pay off debt, plan for college, or prepare for retirement. • Interactive tools & resources Model retirement income with myOrangeMoney®, access video education, live chat support, and investment advice all designed to help you take confident action. • Secure and private Your data is protected with enhanced encryption, multi-factor authentication, biometric voice ID, and our S.A.F.E. guarantee. We never sell your personal information—ever. • Effortless experience Clean design and intuitive navigation make it easy to check balances, update contributions and beneficiaries, and manage your investments all while on the go. Plus, the entire app is also available in Spanish. • Benefits and healthcare insights If offered through your retirement or employee benefits plan, review your workplace benefits and savings options with personalized support, while also staying on top of your healthcare by tracking out-of-pocket expenses and receiving reminders for preventive care. Wherever life takes you, Voya goes with you. Log in today to experience your upgraded financial journey — personalized, secure, and built to help you retire with confidence. Current Voya Retire users will either seamlessly transition to the new experience through an automatic update or receive a prompt to update their app.

About

BCG Retirement

Access your retirement plan account information on the go. Track portfolio values, view account balances, contributions, and rates of return in real time. Quickly access plan details and other account information from your mobile device.

Highlights
  • Real-time money management
  • Track portfolio values 24/7
  • View account balance
  • Check contribution history
  • Access rate of return
  • Quickly view plan information
Features
Read full description

Participants in retirement plans serviced by Benefit Consultants Group use this app to access their account information anytime, anywhere on their mobile device. Use your device to: • Manage your money in real time and track portfolio values 24 hours a day. • View account balance, contribution and rate of return. • Quickly and easily access plan information. • View other details of your account.

Screenshots

Voya4 screens
BCG Retirement4 screens

Verdict

The call

The clearest difference is rating: Voya at 4.7 against BCG Retirement's 2.0. Voya also leads on update cadence (fortnightly vs every 5 months) and ratings volume (191K vs 4). BCG Retirement's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Voya holds the better App Store score, 4.7 against 2.0. That said, the two scores are not equally well evidenced: Voya has 191K ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 24% of Voya's written reviews are positive against 0% of BCG Retirement's.

UpkeepUpdate frequency

Voya ships an update fortnightly, BCG Retirement every 5 months. The most recent releases landed on November 4, 2026 and November 3, 2026 respectively.

Scorecard6 real differences · 5 level
Voya versus BCG Retirement: the parameters behind the verdict, then further details
ParameterVoyaBCG Retirement
PriceFreeFree
Rating4.7 (191K ratings) — better2.0 (4 ratings)
Positive reviews23.8% of reviews — better0.0% of reviews
Number of ratings191K — better4
Update frequencyFortnightly — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
Best chart rank#163 — better—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size138 MB20 MB
Age rating4+4+
DeveloperVoya Services CompanyThe Horace Mann Companies

Customer experience

Voya

All ratings188,486 ratings
Positive93.9%
Neutral2.6%
Negative3.5%
Written reviews804 reviews
Positive23.8%
Neutral9.8%
Negative66.4%

BCG Retirement

All ratings4 ratings
Positive25.0%
Neutral0.0%
Negative75.0%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

Voya

Reported bugs

3 issues
  • Login issues with Face ID/Touch ID
  • Inability to access account details and transactions
  • Inconsistent app behavior across iOS versions

Requested features

4 requests
  • Ability to view monthly/quarterly investment performance
  • Option to customize contribution limits
  • Improved fund lookup and research tools
  • Enhanced portfolio tracking and analytics

BCG Retirement

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Voya

No in-app purchases

None

BCG Retirement

No in-app purchases

Questions

Is Voya free?
Voya is free to download, with no in-app purchases.
Is BCG Retirement free?
BCG Retirement is free to download, with no in-app purchases.
Which has better reviews, Voya or BCG Retirement?
Voya is rated higher. Voya averages 4.7 out of 5 from 191K ratings, while BCG Retirement averages 2.0 from 4 ratings.
Do Voya or BCG Retirement have ads?
Neither Voya nor BCG Retirement shows ads.
Which is updated more often, Voya or BCG Retirement?
Voya ships an update fortnightly, and BCG Retirement every 5 months. Most recently, Voya was updated on November 4, 2026 and BCG Retirement on November 3, 2026.

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