Comparison

Voya vs Speedchain

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Voya

Manage your entire financial life from one secure app. Track retirement, health savings, and investment accounts, alongside external banking and credit card information. Receive personalized guidance and access interactive tools to help you achieve your financial goals.

Highlights
  • All-in-one account aggregation
  • Personalized financial guidance
  • Retirement income modeling
  • Secure data protection
  • Workplace benefits insights
  • Healthcare expense tracking
Features
Currently charting
Read full description

Your financial life, connected and confident Experience a simpler way to manage your money anytime, anywhere. With the Voya mobile app, you get a comprehensive, secure, and personalized financial experience designed to help you stay on track for your future. • All-in-one access View and manage your retirement, health savings, and investment accounts in one place—alongside external accounts like checking, savings, and credit cards—for a complete picture of your financial life. • Personalized financial guidance Get tailored insights, goal tracking, and nudges to help you save more, pay off debt, plan for college, or prepare for retirement. • Interactive tools & resources Model retirement income with myOrangeMoney®, access video education, live chat support, and investment advice all designed to help you take confident action. • Secure and private Your data is protected with enhanced encryption, multi-factor authentication, biometric voice ID, and our S.A.F.E. guarantee. We never sell your personal information—ever. • Effortless experience Clean design and intuitive navigation make it easy to check balances, update contributions and beneficiaries, and manage your investments all while on the go. Plus, the entire app is also available in Spanish. • Benefits and healthcare insights If offered through your retirement or employee benefits plan, review your workplace benefits and savings options with personalized support, while also staying on top of your healthcare by tracking out-of-pocket expenses and receiving reminders for preventive care. Wherever life takes you, Voya goes with you. Log in today to experience your upgraded financial journey — personalized, secure, and built to help you retire with confidence. Current Voya Retire users will either seamlessly transition to the new experience through an automatic update or receive a prompt to update their app.

About

Speedchain

Manage construction project expenses in real-time with a modern platform. Capture receipts, track budgets, and gain full spend visibility by linking card purchases to GL, project, and cost codes from anywhere.

Highlights
  • Real-time job cost tracking
  • Automated cost code matching
  • Instant receipt capture
  • Proactive budget controls
  • Streamlined approval workflows
  • Seamless integration with ERPs
Features
Read full description

Speedchain is a commercial credit card and modern expense management platform built for construction. The Speedchain mobile app gives you access to the Speedchain platform for real-time expense management. Capture receipts, track budgets, and gain full spend visibility. Link card purchases to the right GL, project and cost code from anywhere. KEY FEATURES: REAL-TIME JOB COST TRACKING No more flying blind. Get a live view of every dollar spent, as it happens, right on your dashboard. Stop making critical decisions with outdated information and prevent budget surprises before they derail your project. AUTOMATED COST CODE MATCHING Forget about manual data entry. Speedchain lets you instantly match every transaction to the correct GL, project, cost code, and cost type. INSTANT RECEIPT CAPTURE Snap a photo of a receipt with our mobile app right on your phone, and you’re done. Eliminate the stress of lost receipts and the end-of-month scramble to reconcile expenses. PROACTIVE BUDGET CONTROLS Be the first to know when you’re approaching a budget threshold. Our platform sends instant alerts, giving you an early warning system to spot overruns before they happen and course-correct while you still can. STREAMLINED APPROVAL WORKFLOWS Eliminate bottlenecks that slow your projects down. Approve expenses with a few clicks and get full visibility into what’s pending and where bottlenecks are causing delays. SEAMLESS INTEGRATION Speedchain connects directly with the systems you already use, including Procore, Sage, and other major ERP and accounting platforms. Ensure a seamless flow of accurate data from the field to the back office. With Speedchain, you spend less time on paperwork and more time managing your projects. Take control of your project spend, protect your margins, and empower your team to build more profitably. Download Speedchain and close the loop on project level spend

Screenshots

Voya4 screens
Speedchain4 screens

Verdict

The call

The clearest difference is ratings volume: Voya at 190K against Speedchain's 4. Voya also leads on chart position (#151 vs unranked) and update cadence (fortnightly vs monthly). Speedchain's advantage is rating (5.0 vs 4.7). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Speedchain holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Voya has 190K ratings behind it against 4, so its average is the more settled of the two.

UpkeepUpdate frequency

Voya ships an update fortnightly, Speedchain monthly. The most recent releases landed on October 21, 2026 and September 29, 2026 respectively.

Scorecard4 real differences · 7 level
Voya versus Speedchain: the parameters behind the verdict, then further details
ParameterVoyaSpeedchain
PriceFreeFree
Rating4.7 (190K ratings)5.0 (4 ratings) — better
Positive reviews23.9% of reviews—
Number of ratings190K — better4
Update frequencyFortnightly — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
Best chart rank#151 — better—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size138 MB34 MB
Age rating4+4+
DeveloperVoya Services CompanySpeedchain

Customer experience

Voya

All ratings188,486 ratings
Positive93.9%
Neutral2.6%
Negative3.5%
Written reviews796 reviews
Positive23.9%
Neutral9.7%
Negative66.5%

Speedchain

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Voya

Reported bugs

3 issues
  • Login issues with Face ID/Touch ID
  • Inability to access account details and transactions
  • Inconsistent app behavior across iOS versions

Requested features

4 requests
  • Ability to view monthly/quarterly investment performance
  • Option to customize contribution limits
  • Improved fund lookup and research tools
  • Enhanced portfolio tracking and analytics

Speedchain

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Voya

No in-app purchases

None

Speedchain

No in-app purchases

Questions

Is Voya free?
Voya is free to download, with no in-app purchases.
Is Speedchain free?
Speedchain is free to download, with no in-app purchases.
Which has better reviews, Voya or Speedchain?
Speedchain is rated higher. Voya averages 4.7 out of 5 from 190K ratings, while Speedchain averages 5.0 from 4 ratings.
Do Voya or Speedchain have ads?
Neither Voya nor Speedchain shows ads.
Which is updated more often, Voya or Speedchain?
Voya ships an update fortnightly, and Speedchain monthly. Most recently, Voya was updated on October 21, 2026 and Speedchain on September 29, 2026.

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