Voya vs Aware

Your financial life, connected and confident Experience a simpler way to manage your money anytime, anywhere. With the Voya mobile app, you get a comprehensive, secure, and personalized financial experience designed to help you stay on track for your future. • All-in-one access View and manage your retirement, health savings, and investment accounts in one place—alongside external accounts like checking, savings, and credit cards—for a complete picture of your financial life. • Personalized financial guidance Get tailored insights, goal tracking, and nudges to help you save more, pay off debt, plan for college, or prepare for retirement. • Interactive tools & resources Model retirement income with myOrangeMoney®, access video education, live chat support, and investment advice all designed to help you take confident action. • Secure and private Your data is protected with enhanced encryption, multi-factor authentication, biometric voice ID, and our S.A.F.E. guarantee. We never sell your personal information—ever. • Effortless experience Clean design and intuitive navigation make it easy to check balances, update contributions and beneficiaries, and manage your investments all while on the go. Plus, the entire app is also available in Spanish. • Benefits and healthcare insights If offered through your retirement or employee benefits plan, review your workplace benefits and savings options with personalized support, while also staying on top of your healthcare by tracking out-of-pocket expenses and receiving reminders for preventive care. Wherever life takes you, Voya goes with you. Log in today to experience your upgraded financial journey — personalized, secure, and built to help you retire with confidence. Current Voya Retire users will either seamlessly transition to the new experience through an automatic update or receive a prompt to update their app.

Aware-Wallet is not just another standard budgeting tool filled with charts and numbers but It’s also a clarity engine designed around your real habits. The FREE version help you track your money (with just 1 account) and do what the other budgeting app does but with many advanced features and settings. The PREMIUM version allows MULTIPLE ACCOUNTS (unlimited) and in addition it helps you understand How/When/why your money are spent. In fact, the intelligent insights feature make easy to reveal PATTERNS in your behavior (Instead of overwhelming you just with raw data) and highlights what actually matters. You can set SMART RULES to keep monitoring the transaction for you and alert you if a rules you set it is not anymore satisfied. Furthermore, you are able to set RECURRENT expenses which make feel the experience much easier and automatic and much more features... Overall It is not about controlling every cent but understand the story behind your spending. The reality is that to manage well the finances it’s not just question of pure budgeting but financial awareness is the most important point to solve. Anyway, whether you are budgeting tightly, improving spending habits, or building long-term financial awareness, Aware-Wallet helps you stay in control with a clean and professional experience. WHAT YOU CAN DO WITH FREE PLAN: • Core tracking experience (limited to just 1 account) • Log income and expenses with their amount, date, category, account used and notes. • Manage categories with custom names, icons and set a budget to use for each of them (if wanted). • Filter by month or year for focused analysis • Keep your data safe with local persistence and the optional iCloud backup (option in settings) • Export CSV file of all your data, format that can be easily processed by external tools (option in settings) • iCloud backup synch so to keep persistent your data even if you uninstall the app or install it in another device • Export CSV file of all your data, format that can be easily processed by external tools (option in settings) • Full dashboards experience (Spending by Categories & Income Vs Expenses) with monthly/yearly filtering • Dark Mode setting for a stunning and clear high contrast view. PREMIUM UNLOCKS (by just one time payment, not subscription required): • Possibility to receive notification at the end of the month with your spending summary (option in settings) • Multiple active accounts (theoretically unlimited, you can set all the accounts you want) • Transfer money to an account to another • Switch between overall and single-account views if needed • Financial-Patterns for helping you to discover your expenses habits (accessible by the "More" tab) • Smart-Rules to monitor your expenses with warnings if a rule you set is violated (accessible by the "More" tab) • Set Recurrent expenses (accessible by the "More" tab) • Smart Receipts scanning to insert expenses on the fly by just scanning a receipt. • Home screen widgets THANK YOU TO TRY THIS APP AND LOOKING FORWARD TO RECEIVE YOUR FEEDBACKS!