Voya vs The Reckoner

Your financial life, connected and confident Experience a simpler way to manage your money anytime, anywhere. With the Voya mobile app, you get a comprehensive, secure, and personalized financial experience designed to help you stay on track for your future. • All-in-one access View and manage your retirement, health savings, and investment accounts in one place—alongside external accounts like checking, savings, and credit cards—for a complete picture of your financial life. • Personalized financial guidance Get tailored insights, goal tracking, and nudges to help you save more, pay off debt, plan for college, or prepare for retirement. • Interactive tools & resources Model retirement income with myOrangeMoney®, access video education, live chat support, and investment advice all designed to help you take confident action. • Secure and private Your data is protected with enhanced encryption, multi-factor authentication, biometric voice ID, and our S.A.F.E. guarantee. We never sell your personal information—ever. • Effortless experience Clean design and intuitive navigation make it easy to check balances, update contributions and beneficiaries, and manage your investments all while on the go. Plus, the entire app is also available in Spanish. • Benefits and healthcare insights If offered through your retirement or employee benefits plan, review your workplace benefits and savings options with personalized support, while also staying on top of your healthcare by tracking out-of-pocket expenses and receiving reminders for preventive care. Wherever life takes you, Voya goes with you. Log in today to experience your upgraded financial journey — personalized, secure, and built to help you retire with confidence. Current Voya Retire users will either seamlessly transition to the new experience through an automatic update or receive a prompt to update their app.

The Reckoner splits group expenses and remembers exactly who owes what, so you don't have to. HOW TO SPLIT A RECEIPT Snap a photo of any receipt. AI reads the items, tax, and tip. Tap to assign items to people and it does the math to the penny. HOW TO USE GROUPS Make a group for a trip, a house, or a regular crew. Add expenses, split evenly or by item, and always see a clear running balance of who owes whom. HOW TO SPLIT A ONE-OFF MEAL (no group needed) Add who's there, scan or type the total, assign items, add tax and tip, and get everyone's share instantly. HOW TO SETTLE UP When it's time to pay, hand off to Venmo, PayPal, or Zelle in a tap and mark it settled. The Reckoner tracks the money — it never touches it. THE RECKONER PRO Pro unlocks unlimited expenses and 50 AI receipt scans a month. 7-day free trial, then $2/month or $20/year. The Reckoner is an expense-tracking tool. It doesn't move money and isn't financial, accounting, or tax advice. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/