Best Budget vs My Budgets
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Best Budget
This personal finance app helps you manage your money by creating unlimited income and expense budgets. Track transactions, monitor spending against your budgets, and gain insights into your financial habits. It offers robust reporting and data management features to help you become your own financial expert.
- Create unlimited budgets
- Track income and expenses
- Set budget details (name, amount, category)
- Rollover budget amounts
- Transfer funds between budgets
- View transaction history
- Generate income/expense reports
- Export budgets (HTML, CSV, PDF)
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Best Budget is an easy to use app to help you keep to a budget, as a personal finance application, you can create unlimited income and expense budgets with or without recurring, and track the transitions of each budget. With Best Budget, you can check your income and expense at a glance, and monitor which transactions are going on a budget. Best Budget will help you to become your own financial expert. Features: ⁃ Create unlimited expense or income budgets. ⁃ Set budget name, amount, type, category, date range and if no cycle or cycle by a specific date range etc. ⁃ Set if budget available amount is rollover or not. ⁃ Transfer available amount from one budget to another. ⁃ Add transactions to each budget. ⁃ View history of past circular budget. ⁃ Time marker to show the status of current date at each budget. ⁃ Custom a reminder to help you manage budgets. ⁃ Report to show your income and expense proportion of a date range. ⁃ Report to show percentage of each budget of a date range. ⁃ Export your budgets in form of HTML, CSV or PDF. ⁃ Custom date range of budgets to be exported. ⁃ Search transactions by name, amount and note. ⁃ Clean and tidy user interface. ⁃ Supports AirPrint. ⁃ Supports WiFi backup & restore. ⁃ Supports Dropbox backup and restore. ⁃ Support migrating data to pro version. ⁃ Supports Apple Watch version. If you have any question or suggestion, please email to userfeed@vip.tom.com.
My Budgets
Easily manage your finances by setting up budgets for various categories like shopping and food. Track your spending in real-time to gain control and save money. Visualize your progress with interactive charts and reports.
- Automatic iCloud Sync
- Simple and intuitive interface
- Flexible time periods (Weekly, Monthly, Yearly)
- Multiple budgets with carry-over
- Summary view with budget progress
- Log expense and income
- Editable spending and income categories
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My Budgets is the easiest and most user friendly Budgeting App in the store. And best of all, it's free! The concept is simple: set up your Budgets for Shopping, Food, Entertainment and so on. Then enter your spending as it happens. The app then tracks your Budgets for you. This way you will soon get your Budgets under control and therefore SAVE MONEY. So give it a try and have instant control over your finances! *** Features *** ------------------------ ** Automatic iCloud Sync - Only need to enter data once ** Simple and intuitive user interface - helps you track your budgets quickly and easily ** Flexible Time Periods - choose to track Weekly, Monthly or Yearly ** Multiple Budgets - track as many different budgets as you like to help you meet your spending targets - carry over any remaining budget to the next period ** Summary View - overview of your current budget progress - time travel backwards and forwards in time - quickly see how much money you have left to spend - PDF Report of Budgets and Charts (Pro Upgrade required) ** Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) ** Categories - editable spending and income categories - choose a high quality icon for each category ** Reports - easy visualisation of your budgets and spending patterns - beautiful and interactive charts - view spending grouped by category - see the history of your budgets over time ** Multiple Accounts - for example, create a separate set of budgets for Personal and Business Accounts
Screenshots
Verdict
The clearest difference is in-app purchases: Best Budget at none against My Budgets's 1. My Budgets's advantage is ads (none vs shown) and rating (4.4 vs 3.9). On price, review sentiment, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. My Budgets sells 1 one-off in-app purchase. Best Budget asks for nothing beyond the download.
My Budgets holds the better App Store score, 4.4 against 3.9. Both are backed by a comparable volume of ratings — 68 and 68 respectively. Written reviews point the same way: 76% of Best Budget's written reviews are positive against 79% of My Budgets's.
Best Budget ships an update every 6 months, My Budgets every 4 months. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.
| Parameter | Best Budget | My Budgets |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (68 ratings) | 4.4 (68 ratings) — better |
| Positive reviews | 76.2% of reviews | 78.6% of reviews — better |
| Number of ratings | 68 | 68 |
| Update frequency | Every 6 months | Every 4 months — better |
| Ads | Yes | No — better |
| In-app purchases | No — better | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPad, iPod |
| Requires iOS | 16 | 8.0 — better |
| Further details — not scored | ||
| Size | 52 MB | 23 MB |
| Age rating | 4+ | 4+ |
| Developer | 倩 赵 | MH Riley Ltd |
Customer experience
Best Budget
My Budgets
User reviews
Best Budget
From 68 App Store ratingsWhat we love
- 👍 Simple and easy to use
- 🚀 Efficient budgeting features
- 💡 Helpful for tracking expenses
- 🔒 Secure and private
- 👍 Great for managing multiple budgets
Room to improve
- 🐛 Occasional bugs and glitches
- 💸 Aggressive advertising in free version
- 🔍 Limited customization options
- 🤔 Confusing interface for some users
My Budgets
From 68 App Store ratingsWhat we love
- 👍 Simple and intuitive user interface
- ⚡ Quick and easy transaction entry
- 💰 No bank connection required for privacy
- 📊 Clear visual budget tracking with progress bars
- 🔄 Syncs across Apple devices seamlessly
Room to improve
- 🐛 Budget amounts change unexpectedly after entry
- 🐛 Income entries subtract instead of add funds
- 📏 Font size cannot be adjusted
- 📅 Date navigation only by month, not year
- 🔧 Not intuitive for new users
Bugs and requests
Best Budget
Reported bugs
3 issues- Transactions not saving properly
- Budgets disappearing without explanation
- Incorrect calculations and balance display
Requested features
4 requests- Ability to link accounts and sync data
- More detailed reporting and analytics
- Recurring income and expense options
- Improved user guide and tutorials
My Budgets
Reported bugs
13 issues- Budget amounts randomly change when saved
- Income entries calculate as expenses instead of additions
- App fails to properly handle multiple transactions on same day
- Duplicate transactions and budgets appearing
- Cannot add money back to budget after returns/refunds
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- Cloud sync corrupts data between devices
- Passcode protection doesn't prompt on app open
- Pro upgrade purchase not reflected in app
- iTunes Store connection error preventing upgrades
- Inconsistent budget calculations with overspend/underspend
- Random transaction amounts appearing in budgets
- App not updated in several years
- Hidden entries showing in reports but not in app
Requested features
17 requests- Transaction clearing/reconciliation checkbox
- Split transactions across multiple categories
- Transfer funds between budget categories
- Bi-weekly and annual budget cycles
- Display transaction payee names in list view
Show 12 moreShow fewer
- Sync spending tracker app with budget app
- MacBook Air/desktop application
- Dark mode or customizable background colors
- Adjustable font sizes
- Year view starting from financial year (e.g., April)
- PDF and TAB export formats (not just CSV)
- One-time budget increases for single months
- More transaction icons
- Calculator-style keyboard layout
- In-app help/contact support
- Annual repeat function for budgets
- 5-year data history (currently 1 year max)
In-app purchases
Best Budget
No in-app purchases
My Budgets
- Pro Upgrade$2.99
Questions
Is Best Budget free?
Is My Budgets free?
Which has better reviews, Best Budget or My Budgets?
Do Best Budget or My Budgets have ads?
Which is updated more often, Best Budget or My Budgets?
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