My Budgets vs Budget Projects
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
My Budgets
Easily manage your finances by setting up budgets for various categories like shopping and food. Track your spending in real-time to gain control and save money. Visualize your progress with interactive charts and reports.
- Automatic iCloud Sync
- Simple and intuitive interface
- Flexible time periods (Weekly, Monthly, Yearly)
- Multiple budgets with carry-over
- Summary view with budget progress
- Log expense and income
- Editable spending and income categories
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My Budgets is the easiest and most user friendly Budgeting App in the store. And best of all, it's free! The concept is simple: set up your Budgets for Shopping, Food, Entertainment and so on. Then enter your spending as it happens. The app then tracks your Budgets for you. This way you will soon get your Budgets under control and therefore SAVE MONEY. So give it a try and have instant control over your finances! *** Features *** ------------------------ ** Automatic iCloud Sync - Only need to enter data once ** Simple and intuitive user interface - helps you track your budgets quickly and easily ** Flexible Time Periods - choose to track Weekly, Monthly or Yearly ** Multiple Budgets - track as many different budgets as you like to help you meet your spending targets - carry over any remaining budget to the next period ** Summary View - overview of your current budget progress - time travel backwards and forwards in time - quickly see how much money you have left to spend - PDF Report of Budgets and Charts (Pro Upgrade required) ** Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) ** Categories - editable spending and income categories - choose a high quality icon for each category ** Reports - easy visualisation of your budgets and spending patterns - beautiful and interactive charts - view spending grouped by category - see the history of your budgets over time ** Multiple Accounts - for example, create a separate set of budgets for Personal and Business Accounts
Budget Projects
This app helps you manage your finances by creating income and expense budgets. Track your spending against these budgets to gain control and save money. Visualize your financial habits with detailed reports and charts.
- Create unlimited budgets
- Recurring budget options
- Progress bar for budget tracking
- Detailed financial reports and charts
- Customizable categories
- Transaction search and export
- Passcode and Touch ID protection
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Stop asking the question that where my money went, and why there is no money left in my wallet. Budget Projects keeps your money well managed and spent. By Budget Projects, you can create income and expense budgets, which indicate how much money you plan to spend or get, then when you have transactions under that budget, add them into it. When there is less money to spend under a budget, you will automatically control spending. This app helps controlling yourself spending money randomly and keeping your money well organized. After using it for a while, you will be surprised how much money you will save. Key Features: ⁃ Create unlimited budgets with recurring or not. ⁃ Recurring budgets by single or multiple cycles of daily, weekly, monthly, or yearly. ⁃ Progress bar to show used amount VS budget amount. ⁃ Over roll amount to next cycles or not. ⁃ Custom order of added budgets. ⁃ Add recurring transactions. ⁃ Editable default categories and you can add your own. ⁃ Pie chart reports to show income, expense and savings. ⁃ Cycle pie chart reports to show percentage and amount of each budget. ⁃ Chart report to show cash flow tendency. ⁃ Search transactions by their name, type amount or note. ⁃ Hide Expired Budgets or not. ⁃ Air print support. ⁃ iCloud backup and restore. ⁃ Dropbox backup and restore. ⁃ Passcode protection. ⁃ Supports Touch ID as passcode. ⁃ Custom week and month start day. ⁃ Create unlimited reminders. ⁃ Export data in form of CSV, HTML or PDF. ⁃ Adds 3D Touch function. ⁃ Supports Apple Watch. ⁃ Supports universal version (available on both iPhone and iPad). If you have any question or suggestion, please email to linklinksapp@tom.com.
Screenshots
Verdict
The clearest difference is ads: My Budgets at none against Budget Projects's shown. My Budgets also leads on review sentiment (79% vs 62%) and iOS requirement (8.0 vs 16). On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. My Budgets sells 1 one-off in-app purchase and Budget Projects sells 3 in-app purchases, starting at $1.99 per 6 months. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 4.4 for My Budgets against 4.3 for Budget Projects. Both are backed by a comparable volume of ratings — 65 and 80 respectively. Written reviews are what separate them: 79% of My Budgets's written reviews are positive against 62% of Budget Projects's.
My Budgets ships an update every 4 months, Budget Projects every 6 months. The most recent releases landed on October 14, 2026 and October 13, 2026 respectively.
| Parameter | My Budgets | Budget Projects |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (65 ratings) — better | 4.3 (80 ratings) |
| Positive reviews | 78.6% of reviews — better | 62.4% of reviews |
| Number of ratings | 65 | 80 — better |
| Update frequency | Every 4 months — better | Every 6 months |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod, Apple Watch — better |
| Requires iOS | 8.0 — better | 16 |
| Further details — not scored | ||
| Size | 23 MB | 38 MB |
| Age rating | 4+ | 4+ |
| Developer | MH Riley Ltd | LINKLINKS LTD |
Customer experience
My Budgets
Budget Projects
User reviews
My Budgets
From 65 App Store ratingsWhat we love
- 👍 Simple and intuitive user interface
- ⚡ Quick and easy transaction entry
- 💰 No bank connection required for privacy
- 📊 Clear visual budget tracking with progress bars
- 🔄 Syncs across Apple devices seamlessly
Room to improve
- 🐛 Budget amounts change unexpectedly after entry
- 🐛 Income entries subtract instead of add funds
- 📏 Font size cannot be adjusted
- 📅 Date navigation only by month, not year
- 🔧 Not intuitive for new users
Budget Projects
From 80 App Store ratingsWhat we love
- 👍 User-friendly and intuitive interface
- 💰 Simple, no-frills budgeting approach
- 🔄 Rollover feature between budget periods
- 📊 Customizable budget categories
- 🔒 No bank account linking required
Room to improve
- 📢 Excessive and intrusive advertisements
- 🐛 Frequent app crashes
- ⚠️ Data loss after updates
- 🔄 Recurring costs sometimes disappear
- 📅 Date field stuck in January (recent bug)
Bugs and requests
My Budgets
Reported bugs
13 issues- Budget amounts randomly change when saved
- Income entries calculate as expenses instead of additions
- App fails to properly handle multiple transactions on same day
- Duplicate transactions and budgets appearing
- Cannot add money back to budget after returns/refunds
Show 8 moreShow fewer
- Cloud sync corrupts data between devices
- Passcode protection doesn't prompt on app open
- Pro upgrade purchase not reflected in app
- iTunes Store connection error preventing upgrades
- Inconsistent budget calculations with overspend/underspend
- Random transaction amounts appearing in budgets
- App not updated in several years
- Hidden entries showing in reports but not in app
Requested features
17 requests- Transaction clearing/reconciliation checkbox
- Split transactions across multiple categories
- Transfer funds between budget categories
- Bi-weekly and annual budget cycles
- Display transaction payee names in list view
Show 12 moreShow fewer
- Sync spending tracker app with budget app
- MacBook Air/desktop application
- Dark mode or customizable background colors
- Adjustable font sizes
- Year view starting from financial year (e.g., April)
- PDF and TAB export formats (not just CSV)
- One-time budget increases for single months
- More transaction icons
- Calculator-style keyboard layout
- In-app help/contact support
- Annual repeat function for budgets
- 5-year data history (currently 1 year max)
Budget Projects
Reported bugs
10 issues- App crashes when creating budgets
- Recurring costs not deducted from associated budgets
- Date field defaults to January instead of current date
- Ads appearing in center of screen and not closeable
- Data erased after app updates
Show 5 moreShow fewer
- App freezes or becomes unresponsive
- Transactions showing as 'earned' instead of 'spent'
- Incompatibility with iOS 15 and later
- Unexpected charges for in-app purchases
- Budgets disappearing without explanation
Requested features
11 requests- In-app tutorial or contextual help menu
- Automatic transaction entry from bank accounts
- Biweekly recurring payment option
- Default time setting for all transactions
- Monthly calendar view of expenses
Show 6 moreShow fewer
- Ability to change budget cycle date
- Zero-dollar budget groups for tracking unexpected expenses
- Better UI/UX design and layout improvements
- Easier decimal entry without calculator
- Multi-month or year-long budget tracking
- Improved customer support responsiveness
In-app purchases
My Budgets
- Pro Upgrade$2.99
Budget Projects
- Premium - 6 months$1.996 Months
- Remove Ads Forever$9.99
- Unlimited Transactions$11.99
Questions
Is My Budgets free?
Is Budget Projects free?
Which has better reviews, My Budgets or Budget Projects?
Do My Budgets or Budget Projects have ads?
Which is updated more often, My Budgets or Budget Projects?
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