Comparison

My Budgets vs Go Budget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My Budgets

Easily manage your finances by setting up budgets for various categories like shopping and food. Track your spending in real-time to gain control and save money. Visualize your progress with interactive charts and reports.

Highlights
  • Automatic iCloud Sync
  • Simple and intuitive interface
  • Flexible time periods (Weekly, Monthly, Yearly)
  • Multiple budgets with carry-over
  • Summary view with budget progress
  • Log expense and income
  • Editable spending and income categories
Read full description

My Budgets is the easiest and most user friendly Budgeting App in the store. And best of all, it's free! The concept is simple: set up your Budgets for Shopping, Food, Entertainment and so on. Then enter your spending as it happens. The app then tracks your Budgets for you. This way you will soon get your Budgets under control and therefore SAVE MONEY. So give it a try and have instant control over your finances! *** Features *** ------------------------ ** Automatic iCloud Sync - Only need to enter data once ** Simple and intuitive user interface - helps you track your budgets quickly and easily ** Flexible Time Periods - choose to track Weekly, Monthly or Yearly ** Multiple Budgets - track as many different budgets as you like to help you meet your spending targets - carry over any remaining budget to the next period ** Summary View - overview of your current budget progress - time travel backwards and forwards in time - quickly see how much money you have left to spend - PDF Report of Budgets and Charts (Pro Upgrade required) ** Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) ** Categories - editable spending and income categories - choose a high quality icon for each category ** Reports - easy visualisation of your budgets and spending patterns - beautiful and interactive charts - view spending grouped by category - see the history of your budgets over time ** Multiple Accounts - for example, create a separate set of budgets for Personal and Business Accounts

About

Go Budget

Plan your spending with envelope-style categories and track bills. Share budgets with family and sync across devices with an optional subscription. Designed for simple, manual budget tracking.

Highlights
  • Envelope-style spending categories
  • Bill reminders and tracking
  • Budget sharing with family
  • Seamless sync across devices
  • Monthly, weekly, and bi-weekly budgeting
  • Manual progress tracking
Features
Read full description

Go Budget will be shut down July 1, 2026. Please export your data before that date! --- Use Go Budget to plan your budget and take control of your finances. - Create envelope-style spending categories and track purchases painlessly - Get reminders for recurring bills and track when they are paid - Add Go Budget+ to share a budget with a partner or your whole family Go Budget is designed around two goals: 1. Take the normally unpleasant experience of managing a budget and make it simple and easy to stay on top of. 2. Provide a seamless sync experience for families and others who need to share a budget. The Go Budget app is fully featured and allows you to track income, bills, daily spending, and saving goals right from your phone with a simple, modern interface. You can subscribe to Go Budget+ to: - Share and sync budgets with others - we'll automatically keep your budgets in sync - Backup budgets online securely - Access from any device To restore an existing Go Budget+ subscription, sign into the Go Budget account used when subscribing to Go Budget+. -- Go Budget embraces the philosophy that the best way to manage your budget is the old school way - by setting budgeting goals and manually tracking your progress. Go Budget makes this as simple as possible, and automates things that repeat like bills and regular income. Our budgeting method is strongly influenced by the envelope budget method, which has been battle-proven by millions of successful budgeters over the years. Go Budget makes things a bit simpler than putting money in physical envelopes, but the core principles are the same - start with your income and separate your money for bills, spending, and saving. Go Budget supports a variety of different budgeting time periods: - Monthly budgeting - Weekly budgeting - Semi-monthly budgeting - Bi-weekly budgeting This enables you to budget in the way that makes sense for you. The app also supports pretty much any type of income or bill schedule, so you can stay on top of things without having to enter them again and again every time they repeat. With Go Budget+, you can manage your household budget painlessly - every purchase and bill payment will be synced with all budget members automatically. Terms and conditions: https://gobudget.io/terms Privacy policy https://gobudget.io/privacy

Screenshots

My Budgets4 screens
Go Budget4 screens

Verdict

The call

The clearest difference is update cadence: Go Budget at every 9 days against My Budgets's every 4 months. Go Budget also leads on rating (4.8 vs 4.4) and review sentiment (93% vs 79%). My Budgets's advantage is iOS requirement (8.0 vs 15.6). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. My Budgets sells 1 one-off in-app purchase and Go Budget sells 1 in-app purchase, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Go Budget holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 68 and 39 respectively. Written reviews point the same way: 79% of My Budgets's written reviews are positive against 93% of Go Budget's.

UpkeepUpdate frequency

My Budgets ships an update every 4 months, Go Budget every 9 days. Both last shipped on October 24, 2026.

Scorecard4 real differences · 6 level
My Budgets versus Go Budget: the parameters behind the verdict, then further details
ParameterMy BudgetsGo Budget
PriceFreeFree
Rating4.4 (68 ratings)4.8 (39 ratings) — better
Positive reviews78.6% of reviews92.9% of reviews — better
Number of ratings68 — better39
Update frequencyEvery 4 monthsEvery 9 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS8.0 — better15.6
Further details — not scored
Size23 MB33 MB
Age rating4+4+
DeveloperMH Riley LtdGo Apps LLC

Customer experience

My Budgets

All ratings65 ratings
Positive84.6%
Neutral6.2%
Negative9.2%
Written reviews112 reviews
Positive78.6%
Neutral6.3%
Negative15.2%

Go Budget

All ratings38 ratings
Positive94.7%
Neutral2.6%
Negative2.6%
Written reviews14 reviews
Positive92.9%
Neutral7.1%
Negative0.0%

Bugs and requests

My Budgets

Reported bugs

13 issues
  • Budget amounts randomly change when saved
  • Income entries calculate as expenses instead of additions
  • App fails to properly handle multiple transactions on same day
  • Duplicate transactions and budgets appearing
  • Cannot add money back to budget after returns/refunds
Show 8 more
  • Cloud sync corrupts data between devices
  • Passcode protection doesn't prompt on app open
  • Pro upgrade purchase not reflected in app
  • iTunes Store connection error preventing upgrades
  • Inconsistent budget calculations with overspend/underspend
  • Random transaction amounts appearing in budgets
  • App not updated in several years
  • Hidden entries showing in reports but not in app

Requested features

17 requests
  • Transaction clearing/reconciliation checkbox
  • Split transactions across multiple categories
  • Transfer funds between budget categories
  • Bi-weekly and annual budget cycles
  • Display transaction payee names in list view
Show 12 more
  • Sync spending tracker app with budget app
  • MacBook Air/desktop application
  • Dark mode or customizable background colors
  • Adjustable font sizes
  • Year view starting from financial year (e.g., April)
  • PDF and TAB export formats (not just CSV)
  • One-time budget increases for single months
  • More transaction icons
  • Calculator-style keyboard layout
  • In-app help/contact support
  • Annual repeat function for budgets
  • 5-year data history (currently 1 year max)

Go Budget

Not enough reviews yet to summarise bugs or requests.

In-app purchases

1 purchases

My Budgets

One-time1
  • Pro Upgrade$2.99
1 purchases

Go Budget

Subscriptions1
  • Go Budget+1 Month trial$1.991 Month

Questions

Is My Budgets free?
My Budgets is free to download, with in-app purchases available.
Is Go Budget free?
Go Budget is free to download, with in-app purchases available.
Which has better reviews, My Budgets or Go Budget?
Go Budget is rated higher. My Budgets averages 4.4 out of 5 from 68 ratings, while Go Budget averages 4.8 from 39 ratings.
Do My Budgets or Go Budget have ads?
Neither My Budgets nor Go Budget shows ads.
Which is updated more often, My Budgets or Go Budget?
My Budgets ships an update every 4 months, and Go Budget every 9 days. Most recently, My Budgets was updated on October 24, 2026 and Go Budget on October 24, 2026.

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