Monaeo vs PURE Insurance

**This is a companion app for those travelers who utilize Monaeo's broader residency / tax compliance platform built for individuals (Personal Edition) and companies (Enterprise Edition).** Manage travel-related tax exposures and defend against audits with Monaeo’s technology solutions. Monaeo’s platform helps companies and individuals analyze their travel data (for e.g., from this companion app, travel booking, credit card transactions, etc.) to better manage and prove multi-location tax exposures including: Statutory Residency, Domicile Change, Payroll Withholding, Nexus/Permanent Establishment, Corporate Income Allocation, among others. This *companion app* can help Monaeo subscribers automatically track and review the number of days they spend in different locations for personal or work purposes. If you are a business traveler you should check with your HR/Mobility team whether you are approved to use this app as part of Monaeo’s Enterprise Edition. If you are a Personal Edition subscriber, this app can help make for a stronger audit defense. Monaeo’s customers include thousands of wealthy individuals and over 50 global enterprise clients across the technology, software, media, transportation, and financial services sectors. HOW THE MONAEO APP WORKS Monaeo’s companion app can enhance the experience by providing an easy way for travelers to automatically log their trips on the mobile device of their choice (phone, tablet or laptop). The app can run in the background to help you effortlessly and securely track the number of days spent in different tax jurisdictions. This travel data is then encrypted and sent securely to our servers where Monaeo’s proprietary computation engines generate the relevant reports, alerts, data feeds, and calculations you need for confident compliance and audit defense. KEY BENEFITS OF THE APP * Convenience: Automated travel logging. Search trips and travel in the calendar. * Visibility: Early alerts help you plan travel to avoid unnecessary exposures or penalties * Reliability: Audit-tested reports with hard data help protect you in case of an audit PROTECTING YOUR PRIVACY Monaeo has carefully designed every part of the platform including this app to ensure the highest levels of individual privacy and security: * You own your data in Monaeo and control access to it * This app only accesses information absolutely needed for compliance * All app data is encrypted before being sent to our servers and remains encrypted in storage SYSTEM REQUIREMENTS * Available on iPhone, iPad, iPad Mini, and iPod * OS 10.3 and above Note: continued use of GPS running in the background may dramatically decrease battery life. Having trouble logging in? You can reach our support team at support@monaeo.com

WHY PURE Insurance is about more than just the things we protect. It’s about our members: making them smarter about risk, helping them reduce their chances of experiencing a claim, and making them more resilient so that if a claim does happen, they can recover faster and with greater ease. WHY PURE’S MOBILE APP PURE’s mobile app makes it easy to get the most out of your membership: * Submit and Track Claims in Real Time * Quickly Access Policies and Auto ID Cards * Pay Bills * Get On-The-Go Roadside Assistance After An Accident or Breakdown * Access Member-Exclusive Benefits: As a PURE member, you can access exclusive benefits through the app that are intended to simplify your insurance, and your life, including: * Evergreen PURE360™: Our digital home inspection report provides a constant source of information for members to better understand the “health” of their homes and other potential risks as they approach. Through customized alerts, members will be informed when systems in their home (i.e. water heater) are near the end of their useful life or are recalled, helping to reduce the chance of a claim. * PURE Advice Dashboard: Amplifying the best advice of your independent advisors, the PURE Advice Dashboard is a personalized tool, using insights from our experience and data, to identify coverage gaps and policy savings opportunities to help members make more informed decisions about their insurance. * PURE Home Spotlight: Leveraging our massive data library, PURE Home Spotlight gives members access to important risk information on homes for sale including historical details on construction permits, prior insurance claims, property-specific risks like flood and wildfire, and an early indication of its insurability with PURE. * Subscriber Savings Account (SSA): As a member-owned (policyholder-owned) insurance company, PURE may allocate a portion of its total capital to individual members through SSAs. Since inception, PURE has allocated over $100M back to the membership. After 10 years, members begin to receive cash distributions from these accounts (That’s PURE Gold!). Based on the success of the year, we anticipate payments up to 20% of their SSA balance. * PURE Member Advocates®: Your reliable and compassionate single point of contact before, during and after a claim. " For any issues with the App, please reach out to reviews@pureinsurance.com