Blockchain.com vs Token Open Banking

Invest like an icon We power crypto access for everyone: from private people, to pros, to public companies. Here since the beginning of crypto. Earn up to 11% APY on 50+ assets (Rates are variable and not guaranteed) Choose Flexible Rewards for more flexibility, or Fixed-Term Rewards for boosted rates over a set term. Be Your Own Bank® Whatever your crypto goals, our combined Trading and DeFi platform gets you there: Deposit: Add funds from your bank or card and start with as little as a few dollars Buy: Buy trending tokens with just a couple taps from your phone Sell: Turn your crypto back into cash whenever you need it Swap: Instantly trade one crypto for another without leaving the app Send: Send crypto securely anywhere, with support for multi-chain wallets Earn: Put your holdings to work with transparent, variable reward rates Loan: Access liquidity from 1.9% per year without selling Perps: Trade crypto price movements with up to 50x leverage DeFi: Connect to DApps, manage NFTs, and explore web3 in one wallet 5700+ tradable assets Our DeFi Wallet supports thousands of assets across multiple chains. One of the world’s most loved crypto apps Our powerful trading platform and integrated DeFi wallet give you complete access to the future of finance. Trusted 
since 2011 - Security first: No customer has lost funds due to a security breach (as of Jan 2026) - Used by millions: Over 94M wallets (as of Jan 2026) have been created to date and growing. - Digital asset hub: We’ve handled over $1.2T worth of transactions Discover the big wide world of DeFi - Connect to DApps, manage NFTs, and access DeFi, all from a self-custody wallet where you control your keys - Support for major networks like Bitcoin, Ethereum, and Polygon - Connect to DeFi protocols and NFT marketplaces in a few taps - You’re in control: your keys, your crypto For our most loyal clients (Invite-only) As your relationship with us grows, you’ll unlock a more personalized experience - Concierge care: 24/7 White-glove support with a dedicated point of contact - Enhanced Incentives: Preferred opportunities on select yield products and early feature access - Insider Insights: Invite-only market updates and advanced online sessions - Events & Access: Access to private dinners, select conferences, and premium sporting events (where available) Get started in three simple steps 1. Create your account: Sign up and complete verification in a few minutes 2. Deposit or buy crypto: Add funds or buy your first asset directly in the app 3. Use your crypto your way: Send, swap, stake, or explore DeFi - all from your wallet Crypto-assets are high-risk and may lose value. You should ensure you understand the risks before trading or holding crypto-assets. Information provided is for general information purposes only and does not constitute investment advice or a recommendation to buy, sell, or hold any crypto-asset or to engage in any specific trading strategy. Some assets or markets may be unregulated. Please refer to our Risk Disclosure Statement (https://www.blockchain.com/en/legal/blockchain-europe/risk-disclosure) and User Agreements (https://www.blockchain.com/legal/terms) for more information. For Blockchain’s licenses, please refer to https://www.blockchain.com/en/legal/licenses

The Token app allows you to control your bank-direct payments and financial permissions from one single place. CREATE IDENTITY Create your Token alias. LINK BANK ACCOUNTS Link bank accounts with your new Token identity. MAKE BANK DIRECT PAYMENTS You can now use any of your linked bank accounts as your source of payments. SHARE ACCOUNT INFORMATION Grant permissions to your trusted third parties to securely access your banking information (account balance and transaction history). REMAIN IN CONTROL The Token app uses two-factor authorization for transactions over €30 and to grant permissions - this way, you can be sure you remain in control of your accounts. Moreover, it allows you to manage all your permissions, transactions, and accounts from one place. TRY IT OUT The Token app gives you full control over who is allowed to charge your bank account and see your account information, while making it safer and easier to move money. Token is compliant with the PSD2 regulation in Europe.