Comparison

Blockchain.com vs Terminal Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Blockchain.com

Invest in a wide range of cryptocurrencies, including Bitcoin, Ethereum, and Solana. This app allows you to buy, sell, swap, and send digital assets securely. You can also earn interest on your holdings through various reward programs and explore decentralized finance (DeFi) opportunities.

Highlights
  • Buy, sell, and swap crypto
  • Earn up to 10% APY on select tokens
  • Integrated DeFi wallet
  • Support for 5700+ tradable assets
  • Self-custody wallet with key control
  • Connect to DApps and NFT marketplaces
Read full description

Invest like an icon We power crypto access for everyone: from private people, to pros, to public companies. Here since the beginning of crypto. Earn up to 11% APY on 50+ assets (Rates are variable and not guaranteed) Choose Flexible Rewards for more flexibility, or Fixed-Term Rewards for boosted rates over a set term. Be Your Own Bank® Whatever your crypto goals, our combined Trading and DeFi platform gets you there: Deposit: Add funds from your bank or card and start with as little as a few dollars Buy: Buy trending tokens with just a couple taps from your phone Sell: Turn your crypto back into cash whenever you need it Swap: Instantly trade one crypto for another without leaving the app Send: Send crypto securely anywhere, with support for multi-chain wallets Earn: Put your holdings to work with transparent, variable reward rates Loan: Access liquidity from 1.9% per year without selling Perps: Trade crypto price movements with up to 50x leverage DeFi: Connect to DApps, manage NFTs, and explore web3 in one wallet 5700+ tradable assets Our DeFi Wallet supports thousands of assets across multiple chains. One of the world’s most loved crypto apps Our powerful trading platform and integrated DeFi wallet give you complete access to the future of finance. Trusted 
since 2011 - Security first: No customer has lost funds due to a security breach (as of Jan 2026) - Used by millions: Over 94M wallets (as of Jan 2026) have been created to date and growing. - Digital asset hub: We’ve handled over $1.2T worth of transactions Discover the big wide world of DeFi - Connect to DApps, manage NFTs, and access DeFi, all from a self-custody wallet where you control your keys - Support for major networks like Bitcoin, Ethereum, and Polygon - Connect to DeFi protocols and NFT marketplaces in a few taps - You’re in control: your keys, your crypto For our most loyal clients (Invite-only) As your relationship with us grows, you’ll unlock a more personalized experience - Concierge care: 24/7 White-glove support with a dedicated point of contact - Enhanced Incentives: Preferred opportunities on select yield products and early feature access - Insider Insights: Invite-only market updates and advanced online sessions - Events & Access: Access to private dinners, select conferences, and premium sporting events (where available) Get started in three simple steps 1. Create your account: Sign up and complete verification in a few minutes 2. Deposit or buy crypto: Add funds or buy your first asset directly in the app 3. Use your crypto your way: Send, swap, stake, or explore DeFi - all from your wallet Crypto-assets are high-risk and may lose value. You should ensure you understand the risks before trading or holding crypto-assets. Information provided is for general information purposes only and does not constitute investment advice or a recommendation to buy, sell, or hold any crypto-asset or to engage in any specific trading strategy. Some assets or markets may be unregulated. Please refer to our Risk Disclosure Statement (https://www.blockchain.com/en/legal/blockchain-europe/risk-disclosure) and User Agreements (https://www.blockchain.com/legal/terms) for more information. For Blockchain’s licenses, please refer to https://www.blockchain.com/en/legal/licenses

About

Terminal Pay

This app connects your Stripe account to physical payment terminals for secure, in-person transactions. It offers flexible tax settings, transaction management, and receipt printing capabilities.

Highlights
  • Stripe account integration
  • In-person payment processing
  • Flexible tax settings
  • Transaction history and refunds
  • Customizable tipping
  • Receipt printing
Features
Read full description

Terminal Pay – Seamless In-Person Stripe Payments Terminal Pay integrates your Stripe account with physical payment terminals, enabling secure and efficient in-person transactions. Key Features: • Flexible Tax Settings: Configure both inclusive and exclusive tax calculations to suit your business needs. • Comprehensive Transaction Management: Access your complete transaction history and process refunds directly from the app. • Direct Stripe Dashboard Access: Manage your Stripe account seamlessly within the app. • Customisable Tipping Options: Offer flexible tipping settings to enhance customer satisfaction. • Professional Receipt Printing: Print receipts directly from the app using Star printers, with customisable templates. Get Started in Three Easy Steps: 1. Connect Stripe: Link your existing Stripe account to Terminal Pay effortlessly. 2. Set Up Terminal: Configure your Stripe terminal device through our intuitive interface. 3. Accept Payments: Begin processing in-person payments with real-time tracking. Join thousands of merchants who trust Terminal Pay for their in-person payment needs.

Screenshots

Blockchain.com4 screens
Terminal Pay4 screens

Verdict

The call

The clearest difference is update cadence: Blockchain.com at every 2 days against Terminal Pay's monthly. Blockchain.com also leads on ratings volume (184K vs 2). Terminal Pay's advantage is monetization model (free vs free with in-app purchases) and rating (5.0 vs 4.7). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Terminal Pay holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Blockchain.com has 184K ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Blockchain.com ships an update every 2 days, Terminal Pay monthly. The most recent releases landed on September 25, 2026 and September 7, 2026 respectively.

Scorecard4 real differences · 6 level
Blockchain.com versus Terminal Pay: the parameters behind the verdict, then further details
ParameterBlockchain.comTerminal Pay
PriceFreeFree
Rating4.7 (184K ratings)5.0 (2 ratings) — better
Positive reviews65.3% of reviews—
Number of ratings184K — better2
Update frequencyEvery 2 days — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhoneiPhone, iPad — better
Requires iOS17.0 — better17.6
Further details — not scored
Size337 MB85 MB
Age rating4+17+
DeveloperBlockchainLOPAY LTD

Customer experience

Blockchain.com

All ratings184,253 ratings
Positive92.3%
Neutral2.7%
Negative5.0%
Written reviews1,607 reviews
Positive65.3%
Neutral2.1%
Negative32.7%

Terminal Pay

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Blockchain.com

No in-app purchases

None

Terminal Pay

No in-app purchases

Questions

Is Blockchain.com free?
Blockchain.com is free to download, with no in-app purchases.
Is Terminal Pay free?
Terminal Pay is free to download, with no in-app purchases.
Which has better reviews, Blockchain.com or Terminal Pay?
Terminal Pay is rated higher. Blockchain.com averages 4.7 out of 5 from 184K ratings, while Terminal Pay averages 5.0 from 2 ratings.
Do Blockchain.com or Terminal Pay have ads?
Neither Blockchain.com nor Terminal Pay shows ads.
Which is updated more often, Blockchain.com or Terminal Pay?
Blockchain.com ships an update every 2 days, and Terminal Pay monthly. Most recently, Blockchain.com was updated on September 25, 2026 and Terminal Pay on September 7, 2026.

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