邮储银行 vs 鲨鱼记账本Pro
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
邮储银行
Read full descriptionHide full description
本产品是中国邮政储蓄银行为iPhone用户打造的手机银行。客户通过手机银行可办理账户查询及管理、转账汇款、贷款、信用卡、投资理财、缴费、支付等业务，保证客户足不出户即可享受7*24小时的金融服务。 客户服务热线:95580 信用卡客户服务热线:40088-95580
鲨鱼记账本Pro
Effortlessly track your spending with a minimalist interface that allows for quick entries. Analyze your financial habits through clear charts and set budgets to gain precise control over your expenses. Securely sync your data and receive reminders to ensure you never miss a transaction.
- 3-second expense logging
- Visual spending trend analysis
- Cloud data synchronization
- Smart note suggestions
- Customizable reminders
- Budget management
- Expense categorization
Read full descriptionHide full description
【产品功能】 3秒钟记账：极简的操作流程，让你3秒钟即可完成一笔记账操作 消费趋势：一目了然的图表，帮你快速分析消费情况 数据超安全：登录账号后，记账数据实时同步在云端 备注提示：强大的备注智能提示系统，让你记账的过程越来越简单 记账提醒：自定义每日提醒时间，再也不用担心忘记记账了 【Pro版特色功能】 饼图分析：记账数据更加一目了然 搜索功能：查找记录更加快捷 解锁密码：再也不用担心账本被人偷窥 隐藏金额：支持隐藏首页总金额 预算管理：设置月度预算，消费支出精准掌控 记账日历：查看、补记更加方便 每日收支：可在日历中查看每日收支金额 自定义周期：自由设置每月开始日期 定时记账：周期性固定支出自动记录 记账标签：按标签查看账目汇总 个性装扮：多套皮肤，软件风格私人订制 【Pro版和VIP的区别】 1、Pro 版与苹果账号绑定，一次性付费，可长期使用 2、Pro 版仅支持 iOS 设备，其它手机系统无法使用 3、Pro 版不包含VIP中的部分功能 【创始人说】 为什么要做鲨鱼记账？ 鲨鱼记账的创始人有着多年的记账习惯，我们想基于用户的需求去设计产品，想为大家做一款贴心的记账软件，只为你用着爽！我们的一切功能都以方便用户使用为出发点。看似简单的操作流程背后，却能通过图表功能，帮你分析消费状况，让你能够对自己的消费行为做出改善。记账虽然不能直接帮你实现财务自由，但是我们相信，只要你坚持记账，不断改善自己的消费情况，积极开源节流，一定能够实现财务自由！
Screenshots
Verdict
The clearest difference is price: 邮储银行 at Free against 鲨鱼记账本Pro's $3.99. 邮储银行 also leads on in-app purchases (none vs 10) and ratings volume (2K vs 318). 鲨鱼记账本Pro's advantage is review sentiment (92% vs 71%) and rating (4.8 vs 4.6). On update cadence, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
邮储银行 is free to download; 鲨鱼记账本Pro costs $3.99 up front. 鲨鱼记账本Pro sells 10 one-off in-app purchases. 邮储银行 asks for nothing beyond the download.
鲨鱼记账本Pro holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: 邮储银行 has 2K ratings behind it against 318, so its average is the more settled of the two. Written reviews point the same way: 71% of 邮储银行's written reviews are positive against 92% of 鲨鱼记账本Pro's.
邮储银行 ships an update monthly, 鲨鱼记账本Pro every 6 weeks. Both last shipped on October 24, 2026.
| Parameter | 邮储银行 | 鲨鱼记账本Pro |
|---|---|---|
| Price | Free — better | $3.99 |
| Rating | 4.6 (2K ratings) | 4.8 (318 ratings) — better |
| Positive reviews | 70.7% of reviews | 92.1% of reviews — better |
| Number of ratings | 2K — better | 318 |
| Update frequency | Monthly — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | — | Paid |
| Best chart rank | — | #26 — better |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 312 MB | 60 MB |
| Age rating | 4+ | 4+ |
| Developer | 中国邮政储蓄银行 | Beijing Shark Pioneer Network Technology Co.,Ltd |
Customer experience
邮储银行
鲨鱼记账本Pro
User reviews
邮储银行
From 2K App Store ratingsWhat we love
- 🚀 Fast and convenient
- 👍 Easy to use
- 👍 Friendly and helpful customer service
Room to improve
- 🐛 Frequent crashes and login issues
- 🔒 Security concerns with biometric identification
- 🔋 High battery consumption
鲨鱼记账本Pro
From 318 App Store ratingsWhat we love
- 👍 Simple and easy to use
- 🚀 Convenient for quick logging
- 💡 Helpful budgeting features
- 📊 Clear visual reports
Room to improve
- 🐛 Inability to edit/delete past entries
- 💰 Lack of multi-currency support
- 📱 No Apple Watch integration
- 🔒 Mandatory login to use the app
Bugs and requests
邮储银行
Reported bugs
3 issues- Repeated failed attempts at facial recognition
- Inability to update personal information
- Inconsistent app performance across devices
Requested features
3 requests- Improved biometric identification process
- Simplified login and account management
- Expanded functionality beyond just banking
鲨鱼记账本Pro
Reported bugs
2 issues- Syncing issues between devices
- Occasional app crashes
Requested features
4 requests- Add multi-currency support
- Implement Apple Watch app
- Allow editing/deleting of past entries
- Provide option to set custom monthly start dates
In-app purchases
邮储银行
No in-app purchases
鲨鱼记账本Pro
- 6财富币$0.99
- 68财富币$9.99
- 88财富币$12.99
Show 7 moreShow fewer
- 98财富币$14.99
- 128财富币$19.99
- 168财富币$24.99
- 198财富币$29.99
- 898财富币$129.99
- 1598财富币$229.99
- 1998财富币$299.99
