Comparison

Banana Split, Bill & Expenses vs Cost Split

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Banana Split, Bill & Expenses

Easily manage group expenses for trips and events. Track who paid for what and who owes whom, simplifying settlement. Supports over 120 currencies and allows sharing summaries via email.

Highlights
  • Create events
  • Add participants
  • Record expenses
  • View expense summaries
  • Settle accounts
  • Multi-currency support
  • Share accounts via email
Features
Read full description

Banana Split — Split group expenses and see who owes what, without the headache. "Don't split your expenses — Banana Split them!" IN SHORT Banana Split automatically works out who owes what after a trip, a shared flat or a night out. You enter the expenses, the app does the maths and tells you exactly who pays back whom — instantly. WHO IT'S FOR For friends going on a trip or a weekend away, flatmates sharing rent and groceries, couples running a shared budget, and any group where people front money for each other. WHAT YOU'LL GET • Clear accounts at the end of the event — no more "wait, who paid for dinner?" • The smallest number of paybacks to settle the whole group • A record of every expense: who paid, for whom, how much • Trips abroad with no currency hassle (40+ currencies) HOW IT WORKS 1) Create an event and add the participants. 2) Add each expense: pick who paid and who it's for. 3) Open the balances: the app shows who owes what to whom and generates the paybacks. KEY FEATURES • Flexible splitting — equally, exact amounts, percentages or shares. • Multi-currency — 40+ currencies converted automatically within a single event. • Optimised balances — the fewest transactions to get everyone back to zero. • Custom categories and payment methods. • Receipt photo, notes and timestamp on every expense. • Recurring expenses (weekly, fortnightly, monthly, yearly) for shared-flat bills. • Share the event by link — everyone adds their expenses in real time. • Export the accounts by email. WHAT PEOPLE USE IT FOR Built first for trips with friends, Banana Split also fits the everyday life of shared flats and couples. Most groups use it for an equal split, but everything stays adjustable the moment one expense stands out. FAQ Q: What is Banana Split, in one line? A: An app that splits a group's expenses and automatically works out who pays back whom. Q: How long does it take to settle up? A: Just the time to enter the expenses — the balances are instant, even abroad with several currencies. Q: Does everyone need the app? A: No. You can manage a whole group on your own, or share the event by link so everyone adds their expenses. Q: Is it free? A: Yes, the essentials are free. The Premium subscription adds no ads, priority support and multiple currencies within a single event. GET STARTED Create your first event and settle up in a minute. Don't split your expenses — Banana Split them! Follow us on Instagram: @bananasplit_app https://www.instagram.com/bananasplit_app/ Keywords: split expenses with friends, split the bill, group kitty, shared flat accounts, travel budget, who owes what, pay friends back, manage shared costs. — Premium subscription (auto-renewable): priority support, no ads and multiple currencies within a single event. Price and duration shown in the app before any purchase. Payment is charged to your Apple account at confirmation of purchase. The subscription renews automatically at the same price unless cancelled at least 24 hours before the end of the current period. You can manage your subscription and turn off auto-renewal in your Apple account settings at any time. Contact: olivier@oworld.fr Terms of use: https://termsfeed.com/terms-conditions/b517f2eac92e8ce6b3b3f09b003675f6 Privacy policy: https://www.bananasplitapp.com/en/privacy/

About

Cost Split

Easily manage shared expenses with friends and family. Track group costs, split bills unevenly, and get clear payback plans. Supports online and offline use with cloud sync and email reports.

Highlights
  • Cloud sync for group expenses
  • Offline support
  • Uneven expense splitting
  • Payback calculations
  • Email expense reports
  • Multiple currency support
  • Attach photos to expenses
Features
Read full description

Cost Split helps you share costs within a group of people where each person can add expenses from their own devices thanks to the cloud sync. 5.0 average rating in US, UK and Sweden Top 10 in the Finance category in Sweden, India, Denmark, Poland, Slovenia, Finland, Norway, Turkey, Chile, Argentina, Czech Republic, Philippines, Luxembourg, Lithuania, Venezuela, Iceland, Latvia and Norway. It is perfect on vacations, road trips, a night on the town or in a household where you share the costs. Just define a group of people, add expenses as you go and when you are ready to settle the debts, you can e-mail a report with a list of all expenses and who should pay what to whom. You can choose to store the data online, so all your friends can view and add costs themselves. Thanks to the currency and offline support, it works perfect when you are on a trip abroad with limited internet access. If you want to see it in action, look at the movie on the homepage. FEATURES - NO NEED FOR REGISTRATION - Fast and easy to use - Online and offline support - Attach photos to expenses and sync them as well - iCloud support - Online data is shared between your devices and as backup - Push Notifications when someone updates your groups - Split expenses unevenly (either by amount or coefficient) - Transfer support (money transactions like loans and paybacks) - Payback calculations (who should pay what to whom?) - Intelligent payback algorithm - minimize number of transactions by entering an amount you don't care about - E-mail reports (list of expenses, person summary, payback plan and currency information) - Multiple currencies - download currency rates, intelligent localized currency support LINKS Homepage: www.CostSplitApp.com Facebook: facebook.com/CostSplitApp Twitter: twitter.com/CostSplitApp

Screenshots

Banana Split, Bill & Expenses4 screens
Cost Split4 screens

Verdict

The call

The clearest difference is ads: Cost Split at none against Banana Split, Bill & Expenses's shown. Cost Split also leads on review sentiment (86% vs 57%) and iOS requirement (8.0 vs 16.0). Banana Split, Bill & Expenses's advantage is update cadence (every 9 days vs every 6 weeks). On price, rating, ratings volume and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Banana Split, Bill & Expenses sells 9 in-app purchases, starting at $1.99 per month and Cost Split sells 2 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.5 for Banana Split, Bill & Expenses against 4.6 for Cost Split. Both are backed by a comparable volume of ratings — 212 and 129 respectively. Written reviews are what separate them: 57% of Banana Split, Bill & Expenses's written reviews are positive against 86% of Cost Split's.

UpkeepUpdate frequency

Banana Split, Bill & Expenses ships an update every 9 days, Cost Split every 6 weeks. The most recent releases landed on October 19, 2026 and October 21, 2026 respectively.

Scorecard4 real differences · 6 level
Banana Split, Bill & Expenses versus Cost Split: the parameters behind the verdict, then further details
ParameterBanana Split, Bill & ExpensesCost Split
PriceFreeFree
Rating4.5 (212 ratings)4.6 (129 ratings) — better
Positive reviews57.3% of reviews85.7% of reviews — better
Number of ratings212 — better129
Update frequencyEvery 9 days — betterEvery 6 weeks
AdsYesNo — better
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.08.0 — better
Further details — not scored
Size46 MB31 MB
Age rating4+4+
DeveloperoWorld SoftwareJacob Ivstam

Customer experience

Banana Split, Bill & Expenses

All ratings212 ratings
Positive88.7%
Neutral3.8%
Negative7.5%
Written reviews89 reviews
Positive57.3%
Neutral12.4%
Negative30.3%

Cost Split

All ratings129 ratings
Positive86.8%
Neutral7.8%
Negative5.4%
Written reviews210 reviews
Positive85.7%
Neutral6.2%
Negative8.1%

Bugs and requests

Banana Split, Bill & Expenses

Not enough reviews yet to summarise bugs or requests.

Cost Split

Reported bugs

2 issues
  • Syncing issues between devices
  • Incorrect expense calculation/payback amounts

Requested features

5 requests
  • Add ability to group/categorize expenses
  • Implement Android app version
  • Allow more than one person to pay an expense
  • Add option to print/export expense reports
  • Include receipt image attachments in email reports

In-app purchases

9 purchases

Banana Split, Bill & Expenses

Subscriptions5
  • Premium subscription Monthly$1.991 Month
  • Split Expenses Premium Yearly7 Days trial$11.991 Year
  • Premium - 2 people$15.991 Year
Show 2 more
  • Premium - 4 people$24.991 Year
  • Friends/Family plan$39.991 Year
One-time4
  • Unlock this event$1.99
  • Weekly pass$1.99
  • Share event - 5 credits$2.99
Show 1 more
  • Split expenses Pro$17.99
2 purchases

Cost Split

One-time2
  • Unlock$0.99
  • Premium$0.99

Questions

Is Banana Split, Bill & Expenses free?
Banana Split, Bill & Expenses is free to download, with in-app purchases available.
Is Cost Split free?
Cost Split is free to download, with in-app purchases available.
Which has better reviews, Banana Split, Bill & Expenses or Cost Split?
Cost Split is rated higher. Banana Split, Bill & Expenses averages 4.5 out of 5 from 212 ratings, while Cost Split averages 4.6 from 129 ratings.
Do Banana Split, Bill & Expenses or Cost Split have ads?
Banana Split, Bill & Expenses shows ads; Cost Split does not.
Which is updated more often, Banana Split, Bill & Expenses or Cost Split?
Banana Split, Bill & Expenses ships an update every 9 days, and Cost Split every 6 weeks. Most recently, Banana Split, Bill & Expenses was updated on October 19, 2026 and Cost Split on October 21, 2026.

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