Cost Split vs Steven
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Cost Split
Easily manage shared expenses with friends and family. Track group costs, split bills unevenly, and get clear payback plans. Supports online and offline use with cloud sync and email reports.
- Cloud sync for group expenses
- Offline support
- Uneven expense splitting
- Payback calculations
- Email expense reports
- Multiple currency support
- Attach photos to expenses
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Cost Split helps you share costs within a group of people where each person can add expenses from their own devices thanks to the cloud sync. 5.0 average rating in US, UK and Sweden Top 10 in the Finance category in Sweden, India, Denmark, Poland, Slovenia, Finland, Norway, Turkey, Chile, Argentina, Czech Republic, Philippines, Luxembourg, Lithuania, Venezuela, Iceland, Latvia and Norway. It is perfect on vacations, road trips, a night on the town or in a household where you share the costs. Just define a group of people, add expenses as you go and when you are ready to settle the debts, you can e-mail a report with a list of all expenses and who should pay what to whom. You can choose to store the data online, so all your friends can view and add costs themselves. Thanks to the currency and offline support, it works perfect when you are on a trip abroad with limited internet access. If you want to see it in action, look at the movie on the homepage. FEATURES - NO NEED FOR REGISTRATION - Fast and easy to use - Online and offline support - Attach photos to expenses and sync them as well - iCloud support - Online data is shared between your devices and as backup - Push Notifications when someone updates your groups - Split expenses unevenly (either by amount or coefficient) - Transfer support (money transactions like loans and paybacks) - Payback calculations (who should pay what to whom?) - Intelligent payback algorithm - minimize number of transactions by entering an amount you don't care about - E-mail reports (list of expenses, person summary, payback plan and currency information) - Multiple currencies - download currency rates, intelligent localized currency support LINKS Homepage: www.CostSplitApp.com Facebook: facebook.com/CostSplitApp Twitter: twitter.com/CostSplitApp
Steven
Effortlessly manage and split shared expenses among friends and groups. This finance app tracks who owes what, sends automatic reminders, and simplifies settling up for dinners, vacations, or shared living costs.
- Split shared expenses
- Track who owes whom
- Automatic payment reminders
- Support for multiple currencies
- Syncs with contacts
- In-app chat support
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Doing things we love with people we love is what it’s all about. But settling shared expenses afterwards can easily get awkward, even between the best of friends. That’s why we created Steven - a finance wiz at your fingertips that keeps track of your group’s every expense remembers who paid for what, and asks everyone to pay back their share for dinner, vacation, or whenever seems the right time to get even. We take care of the boring money stuff so you can keep doing the stuff you love with the people you love. SPLIT AND SETTLE SHARED EXPENSES When you’re hanging out with your friends, splitting the bill is the last thing you want to consider. Whether it’s the cost for weekly lunches with colleagues, a weekend trip with friends, or an ongoing tab for roommates with a shared budget, Steven will calculate who owes who for what and help you settle up in the app. KEEP TRACK OF WHO OWES WHO Have you ever had that feeling of not knowing if you got those 50 bucks back? Steven will make sure you and your friends are always even. We can’t guarantee you’ll never be annoyed with a friend again, but at least it won’t be because of money. AUTOMATIC REMINDERS Forgetting to pay someone is pretty awkward, but having to remind someone is often worse. And we all have “that friend.” Steven keeps track of who owes and automatically reminds those who haven’t paid yet. BUT WAIT, THERE’S MORE -Unlike other splitting apps such as Cost Split, Swish is integrated (Sweden only) into the app. So there is no need to register payments manually. Paypal integration for global users is coming soon. -There’s also support for several different currencies. -Automatically syncs with your contacts, making it easy to invite friends. -Pins expenses to nearby locations. -Get help from Steven via the in-app chat. We offer optional in-app purchases called “Steven Premium, " unlocking features that simplify splitting expenses. The price varies by plan and market. The price for each plan and available offers (such as a free trial or promotional offer and duration) are shown before completing your first purchase. Steven Premium unlocks the following features: 1. Creation of multi expenses in one go 2. Repeating expenses automatically 3. Sending super reminders by SMS If you purchase Steven Premium, the subscription amount is charged from your iTunes account. The subscription renews monthly or yearly. You can at anytime cancel the subscription by visiting the App Store. Terms & Conditions: https://www.getsteven.com/terms-conditions Privacy Policy: https://www.getsteven.com/privacy
Screenshots
Verdict
The clearest difference is rating: Cost Split at 4.6 against Steven's 4.1. Cost Split also leads on review sentiment (86% vs 57%) and ratings volume (129 vs 20). Steven's advantage is update cadence (every 3 weeks vs every 6 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Cost Split sells 2 one-off in-app purchases and Steven sells 4 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
Cost Split holds the better App Store score, 4.6 against 4.1. That said, the two scores are not equally well evidenced: Cost Split has 129 ratings behind it against 20, so its average is the more settled of the two. Written reviews point the same way: 86% of Cost Split's written reviews are positive against 57% of Steven's.
Cost Split ships an update every 6 weeks, Steven every 3 weeks. The most recent releases landed on October 17, 2026 and October 16, 2026 respectively.
| Parameter | Cost Split | Steven |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (129 ratings) — better | 4.1 (20 ratings) |
| Positive reviews | 85.7% of reviews — better | 57.1% of reviews |
| Number of ratings | 129 — better | 20 |
| Update frequency | Every 6 weeks | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 8.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 31 MB | 70 MB |
| Age rating | 4+ | 4+ |
| Developer | Jacob Ivstam | Steven AB |
Customer experience
Cost Split
Steven
Bugs and requests
Cost Split
Reported bugs
2 issues- Syncing issues between devices
- Incorrect expense calculation/payback amounts
Requested features
5 requests- Add ability to group/categorize expenses
- Implement Android app version
- Allow more than one person to pay an expense
- Add option to print/export expense reports
- Include receipt image attachments in email reports
Steven
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Cost Split
- Unlock$0.99
- Premium$0.99
Steven
- Steven Unlocked - Monthly$0.991 Month
- Steven Premium - Monthly7 Days trial$1.991 Month
- Steven Unlocked - Yearly$3.991 Year
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- Steven Premium - Yearly$12.491 Year









