Comparison

Cost Split vs Splitser

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cost Split

Easily manage shared expenses with friends and family. Track group costs, split bills unevenly, and get clear payback plans. Supports online and offline use with cloud sync and email reports.

Highlights
  • Cloud sync for group expenses
  • Offline support
  • Uneven expense splitting
  • Payback calculations
  • Email expense reports
  • Multiple currency support
  • Attach photos to expenses
Features
Read full description

Cost Split helps you share costs within a group of people where each person can add expenses from their own devices thanks to the cloud sync. 5.0 average rating in US, UK and Sweden Top 10 in the Finance category in Sweden, India, Denmark, Poland, Slovenia, Finland, Norway, Turkey, Chile, Argentina, Czech Republic, Philippines, Luxembourg, Lithuania, Venezuela, Iceland, Latvia and Norway. It is perfect on vacations, road trips, a night on the town or in a household where you share the costs. Just define a group of people, add expenses as you go and when you are ready to settle the debts, you can e-mail a report with a list of all expenses and who should pay what to whom. You can choose to store the data online, so all your friends can view and add costs themselves. Thanks to the currency and offline support, it works perfect when you are on a trip abroad with limited internet access. If you want to see it in action, look at the movie on the homepage. FEATURES - NO NEED FOR REGISTRATION - Fast and easy to use - Online and offline support - Attach photos to expenses and sync them as well - iCloud support - Online data is shared between your devices and as backup - Push Notifications when someone updates your groups - Split expenses unevenly (either by amount or coefficient) - Transfer support (money transactions like loans and paybacks) - Payback calculations (who should pay what to whom?) - Intelligent payback algorithm - minimize number of transactions by entering an amount you don't care about - E-mail reports (list of expenses, person summary, payback plan and currency information) - Multiple currencies - download currency rates, intelligent localized currency support LINKS Homepage: www.CostSplitApp.com Facebook: facebook.com/CostSplitApp Twitter: twitter.com/CostSplitApp

About

Splitser

Easily split, track, and settle group expenses for any occasion. This app simplifies managing shared costs among friends, family, or roommates, allowing for direct payments and detailed transaction history.

Highlights
  • Split expenses equally or by specific amounts
  • Track and settle group expenses
  • Direct payment options (iDEAL, Bancontact)
  • Supports over 150 currencies
  • Add receipts and categorize transactions
  • Recurring expenses and reminders
  • Export transactions to CSV/PDF
Features
Read full description

Splitser is the No 1. app to split, settle and pay all your group expenses. It’s the best pick for groups of friends, families, couples, roommates, travellers, colleagues, clubs, unions, fraternities and sororities, teams, etc. Splitser can be used for: vacations, day or weekend trips, nights out, shared households, dinner parties, festivals, team sports and much more. 5 million people are already using Splitser! === How it works: === • Log in or create a free Splitser account • Create a list or join an existing list • Invite other participants on a list via Whatsapp, Messenger, SMS or Email • All participants can add, edit or remove transactions on a list • Check the balance of the list and the participants every now and then • Do you owe others? Time to pay the next group expense or pay someone something directly through the balance! === Entered all transactions? === • Settle the list and see immediately who gets money back and who still needs to pay • Directly pay off remaining debts via iDEAL or Bancontact or share a payment request via Whatsapp, Messenger, SMS or Email • Check details of previous settlements such as: settled expenses, who has already paid and who still needs a reminder? • Create a new list or continue entering expenses on an existing list === Top features: === • Invite participants directly to a list via Whatsapp, Messenger, SMS or email • Choose from more than 150 different currencies when creating a new list, handy when traveling! • Add expenses in different currencies on the same list • Add the expenses from other payers • Split expenses equally or enter specific amounts for each participant • Add an image to an expense, for example the receipt or bill • View all your images in a convenient photo library • Add a category to your transactions • Use recurring expenses to automatically add your subscriptions to the list • Set reminders for upcoming expenses • Add income if money has been received (e.g. remaining money pots, received deposits) • Add money transfer to register a payment between two members • Built-in calculator when entering an expense • Find transactions by searching on keyword or using convenient search filters • Export transactions to CSV or PDF • Advanced insights: View total spent and costs by (sub)category and/or member • Request or pay individual members to settle • Handy settlement tab with all historical settlements from a list • Send payment requests via Whatsapp, Messenger, SMS or email • Create a group payment request where everyone can see who has to pay what • Pay off debts directly via iDEAL or Bancontact • Mark already paid settlements as paid • The payments section shows your open payment request and payments history • Directly pay your Splitser contacts are get paid by showing your QR code • Offline mode to be able to enter expenses even in the most remote places • Dark mode: Better for your eyes and battery! AWARDS: 2022: Best and most popular finance app, NL, Emerce & Multiscope 2023: Best and most popular finance app, NL, Emerce & Multiscope 2024: Most popular finance app, NL, Emerce & Multiscope 2025: Most popular finance app, NL, Emerce & Multiscope Terms of Service: https://splitser.com/terms-of-service/ Privacy Statement: https://splitser.com/privacy-statement/ Having any trouble or suggestions to further improve Splitser? Please reach out to info@splitser.com

Screenshots

Cost Split4 screens
Splitser4 screens

Verdict

The call

The clearest difference is rating: Splitser at 4.9 against Cost Split's 4.6. Splitser also leads on ratings volume (585 vs 129). Cost Split's advantage is review sentiment (86% vs 76%) and iOS requirement (8.0 vs 15.5). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Cost Split sells 2 one-off in-app purchases and Splitser sells 12 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Splitser holds the better App Store score, 4.9 against 4.6. Both are backed by a comparable volume of ratings — 129 and 585 respectively. Written reviews complicate that: 86% of Cost Split's written reviews are positive against 76% of Splitser's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Cost Split ships an update every 6 weeks, Splitser monthly. The most recent releases landed on October 17, 2026 and October 14, 2026 respectively.

Scorecard4 real differences · 6 level
Cost Split versus Splitser: the parameters behind the verdict, then further details
ParameterCost SplitSplitser
PriceFreeFree
Rating4.6 (129 ratings)4.9 (585 ratings) — better
Positive reviews85.7% of reviews — better75.6% of reviews
Number of ratings129585 — better
Update frequencyEvery 6 weeksMonthly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS8.0 — better15.5
Further details — not scored
Size31 MB99 MB
Age rating4+4+
DeveloperJacob IvstamSplitser B.V.

Customer experience

Cost Split

All ratings129 ratings
Positive86.8%
Neutral7.8%
Negative5.4%
Written reviews210 reviews
Positive85.7%
Neutral6.2%
Negative8.1%

Splitser

All ratings585 ratings
Positive97.1%
Neutral2.2%
Negative0.7%
Written reviews86 reviews
Positive75.6%
Neutral11.6%
Negative12.8%

Bugs and requests

Cost Split

Reported bugs

2 issues
  • Syncing issues between devices
  • Incorrect expense calculation/payback amounts

Requested features

5 requests
  • Add ability to group/categorize expenses
  • Implement Android app version
  • Allow more than one person to pay an expense
  • Add option to print/export expense reports
  • Include receipt image attachments in email reports

Splitser

Not enough reviews yet to summarise bugs or requests.

In-app purchases

2 purchases

Cost Split

One-time2
  • Unlock$0.99
  • Premium$0.99
12 purchases

Splitser

Subscriptions2
  • Splitser Premium$1.991 Month
  • Splitser Premium$8.991 Year
One-time10
  • Support Splitser$1.99
  • Splitser Ad-free$2.99
  • Support Splitser$2.99
Show 7 more
  • Support Splitser$3.00
  • Support Splitser$3.99
  • Support Splitser$4.00
  • Support Splitser2 variants$8.99
  • Support Splitser$9.00
  • Support Splitser$12.99
  • Support Splitser$22.00

Questions

Is Cost Split free?
Cost Split is free to download, with in-app purchases available.
Is Splitser free?
Splitser is free to download, with in-app purchases available.
Which has better reviews, Cost Split or Splitser?
Splitser is rated higher. Cost Split averages 4.6 out of 5 from 129 ratings, while Splitser averages 4.9 from 585 ratings.
Do Cost Split or Splitser have ads?
Neither Cost Split nor Splitser shows ads.
Which is updated more often, Cost Split or Splitser?
Cost Split ships an update every 6 weeks, and Splitser monthly. Most recently, Cost Split was updated on October 17, 2026 and Splitser on October 14, 2026.

Other comparisons