Cost Split vs Splitser
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Cost Split
Easily manage shared expenses with friends and family. Track group costs, split bills unevenly, and get clear payback plans. Supports online and offline use with cloud sync and email reports.
- Cloud sync for group expenses
- Offline support
- Uneven expense splitting
- Payback calculations
- Email expense reports
- Multiple currency support
- Attach photos to expenses
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Cost Split helps you share costs within a group of people where each person can add expenses from their own devices thanks to the cloud sync. 5.0 average rating in US, UK and Sweden Top 10 in the Finance category in Sweden, India, Denmark, Poland, Slovenia, Finland, Norway, Turkey, Chile, Argentina, Czech Republic, Philippines, Luxembourg, Lithuania, Venezuela, Iceland, Latvia and Norway. It is perfect on vacations, road trips, a night on the town or in a household where you share the costs. Just define a group of people, add expenses as you go and when you are ready to settle the debts, you can e-mail a report with a list of all expenses and who should pay what to whom. You can choose to store the data online, so all your friends can view and add costs themselves. Thanks to the currency and offline support, it works perfect when you are on a trip abroad with limited internet access. If you want to see it in action, look at the movie on the homepage. FEATURES - NO NEED FOR REGISTRATION - Fast and easy to use - Online and offline support - Attach photos to expenses and sync them as well - iCloud support - Online data is shared between your devices and as backup - Push Notifications when someone updates your groups - Split expenses unevenly (either by amount or coefficient) - Transfer support (money transactions like loans and paybacks) - Payback calculations (who should pay what to whom?) - Intelligent payback algorithm - minimize number of transactions by entering an amount you don't care about - E-mail reports (list of expenses, person summary, payback plan and currency information) - Multiple currencies - download currency rates, intelligent localized currency support LINKS Homepage: www.CostSplitApp.com Facebook: facebook.com/CostSplitApp Twitter: twitter.com/CostSplitApp
Splitser
Easily split, track, and settle group expenses for any occasion. This app simplifies managing shared costs among friends, family, or roommates, allowing for direct payments and detailed transaction history.
- Split expenses equally or by specific amounts
- Track and settle group expenses
- Direct payment options (iDEAL, Bancontact)
- Supports over 150 currencies
- Add receipts and categorize transactions
- Recurring expenses and reminders
- Export transactions to CSV/PDF
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Splitser is the No 1. app to split, settle and pay all your group expenses. It’s the best pick for groups of friends, families, couples, roommates, travellers, colleagues, clubs, unions, fraternities and sororities, teams, etc. Splitser can be used for: vacations, day or weekend trips, nights out, shared households, dinner parties, festivals, team sports and much more. 5 million people are already using Splitser! === How it works: === • Log in or create a free Splitser account • Create a list or join an existing list • Invite other participants on a list via Whatsapp, Messenger, SMS or Email • All participants can add, edit or remove transactions on a list • Check the balance of the list and the participants every now and then • Do you owe others? Time to pay the next group expense or pay someone something directly through the balance! === Entered all transactions? === • Settle the list and see immediately who gets money back and who still needs to pay • Directly pay off remaining debts via iDEAL or Bancontact or share a payment request via Whatsapp, Messenger, SMS or Email • Check details of previous settlements such as: settled expenses, who has already paid and who still needs a reminder? • Create a new list or continue entering expenses on an existing list === Top features: === • Invite participants directly to a list via Whatsapp, Messenger, SMS or email • Choose from more than 150 different currencies when creating a new list, handy when traveling! • Add expenses in different currencies on the same list • Add the expenses from other payers • Split expenses equally or enter specific amounts for each participant • Add an image to an expense, for example the receipt or bill • View all your images in a convenient photo library • Add a category to your transactions • Use recurring expenses to automatically add your subscriptions to the list • Set reminders for upcoming expenses • Add income if money has been received (e.g. remaining money pots, received deposits) • Add money transfer to register a payment between two members • Built-in calculator when entering an expense • Find transactions by searching on keyword or using convenient search filters • Export transactions to CSV or PDF • Advanced insights: View total spent and costs by (sub)category and/or member • Request or pay individual members to settle • Handy settlement tab with all historical settlements from a list • Send payment requests via Whatsapp, Messenger, SMS or email • Create a group payment request where everyone can see who has to pay what • Pay off debts directly via iDEAL or Bancontact • Mark already paid settlements as paid • The payments section shows your open payment request and payments history • Directly pay your Splitser contacts are get paid by showing your QR code • Offline mode to be able to enter expenses even in the most remote places • Dark mode: Better for your eyes and battery! AWARDS: 2022: Best and most popular finance app, NL, Emerce & Multiscope 2023: Best and most popular finance app, NL, Emerce & Multiscope 2024: Most popular finance app, NL, Emerce & Multiscope 2025: Most popular finance app, NL, Emerce & Multiscope Terms of Service: https://splitser.com/terms-of-service/ Privacy Statement: https://splitser.com/privacy-statement/ Having any trouble or suggestions to further improve Splitser? Please reach out to info@splitser.com
Screenshots
Verdict
The clearest difference is rating: Splitser at 4.9 against Cost Split's 4.6. Splitser also leads on ratings volume (585 vs 129). Cost Split's advantage is review sentiment (86% vs 76%) and iOS requirement (8.0 vs 15.5). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Cost Split sells 2 one-off in-app purchases and Splitser sells 12 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Splitser holds the better App Store score, 4.9 against 4.6. Both are backed by a comparable volume of ratings — 129 and 585 respectively. Written reviews complicate that: 86% of Cost Split's written reviews are positive against 76% of Splitser's, so the app with the better star average is not the one people write more warmly about.
Cost Split ships an update every 6 weeks, Splitser monthly. The most recent releases landed on October 17, 2026 and October 14, 2026 respectively.
| Parameter | Cost Split | Splitser |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (129 ratings) | 4.9 (585 ratings) — better |
| Positive reviews | 85.7% of reviews — better | 75.6% of reviews |
| Number of ratings | 129 | 585 — better |
| Update frequency | Every 6 weeks | Monthly — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 8.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 31 MB | 99 MB |
| Age rating | 4+ | 4+ |
| Developer | Jacob Ivstam | Splitser B.V. |
Customer experience
Cost Split
Splitser
Bugs and requests
Cost Split
Reported bugs
2 issues- Syncing issues between devices
- Incorrect expense calculation/payback amounts
Requested features
5 requests- Add ability to group/categorize expenses
- Implement Android app version
- Allow more than one person to pay an expense
- Add option to print/export expense reports
- Include receipt image attachments in email reports
Splitser
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Cost Split
- Unlock$0.99
- Premium$0.99
Splitser
- Splitser Premium$1.991 Month
- Splitser Premium$8.991 Year
- Support Splitser$1.99
- Splitser Ad-free$2.99
- Support Splitser$2.99
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- Support Splitser$3.00
- Support Splitser$3.99
- Support Splitser$4.00
- Support Splitser2 variants$8.99
- Support Splitser$9.00
- Support Splitser$12.99
- Support Splitser$22.00









