Comparison

Cost Split vs Cost Split Payments

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cost Split

Easily manage shared expenses with friends and family. Track group costs, split bills unevenly, and get clear payback plans. Supports online and offline use with cloud sync and email reports.

Highlights
  • Cloud sync for group expenses
  • Offline support
  • Uneven expense splitting
  • Payback calculations
  • Email expense reports
  • Multiple currency support
  • Attach photos to expenses
Features
Read full description

Cost Split helps you share costs within a group of people where each person can add expenses from their own devices thanks to the cloud sync. 5.0 average rating in US, UK and Sweden Top 10 in the Finance category in Sweden, India, Denmark, Poland, Slovenia, Finland, Norway, Turkey, Chile, Argentina, Czech Republic, Philippines, Luxembourg, Lithuania, Venezuela, Iceland, Latvia and Norway. It is perfect on vacations, road trips, a night on the town or in a household where you share the costs. Just define a group of people, add expenses as you go and when you are ready to settle the debts, you can e-mail a report with a list of all expenses and who should pay what to whom. You can choose to store the data online, so all your friends can view and add costs themselves. Thanks to the currency and offline support, it works perfect when you are on a trip abroad with limited internet access. If you want to see it in action, look at the movie on the homepage. FEATURES - NO NEED FOR REGISTRATION - Fast and easy to use - Online and offline support - Attach photos to expenses and sync them as well - iCloud support - Online data is shared between your devices and as backup - Push Notifications when someone updates your groups - Split expenses unevenly (either by amount or coefficient) - Transfer support (money transactions like loans and paybacks) - Payback calculations (who should pay what to whom?) - Intelligent payback algorithm - minimize number of transactions by entering an amount you don't care about - E-mail reports (list of expenses, person summary, payback plan and currency information) - Multiple currencies - download currency rates, intelligent localized currency support LINKS Homepage: www.CostSplitApp.com Facebook: facebook.com/CostSplitApp Twitter: twitter.com/CostSplitApp

About

Cost Split Payments

Effortlessly manage shared expenses with friends, roommates, or travel buddies. This app automates calculations, tracks debts, and categorizes spending, making financial coordination simple and stress-free. Enjoy offline functionality for tracking expenses anytime, anywhere.

Highlights
  • Create and manage groups
  • Log expenses with details
  • Automatic expense calculations
  • Track and settle debts
  • Customizable expense categories
  • Offline expense tracking
Features
Read full description

Splitility: Simplify Expense Sharing Splitility is the ultimate app for managing shared expenses, whether you're planning a trip, splitting rent, or organizing a night out. Say goodbye to awkward money talks and let Splitility do the heavy lifting for you! Key Features: * Create Groups: Quickly set up groups for any shared experience—perfect for friends, roommates, or travel buddies. * Track Expenses: Log expenses effortlessly with detailed descriptions, amounts, and participant selection. * Automatic Calculations: No more messy math! Splitility ensures fair and accurate expense splits. * Debt Management: Instantly see who owes whom and keep things balanced with easy settlement options. * Customizable Categories: Categorize your expenses (food, transportation, entertainment, and more) for better tracking. * Offline Functionality: Track expenses anytime, anywhere—no internet required! Why Choose Splitility? * Intuitive and user-friendly interface. * Works great for everything from road trips to daily expenses. * Keeps your finances organized and relationships stress-free. Download Splitility today and make sharing expenses simple!

Screenshots

Cost Split4 screens
Cost Split Payments4 screens

Verdict

The call

The clearest difference is update cadence: Cost Split Payments at fortnightly against Cost Split's every 6 weeks. Cost Split's advantage is ratings volume (129 vs 11) and review sentiment (86% vs 75%). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Cost Split sells 2 one-off in-app purchases and Cost Split Payments sells 4 in-app purchases, starting at $4.99 per 7 days. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.6 for Cost Split against 4.7 for Cost Split Payments. That said, the two scores are not equally well evidenced: Cost Split has 129 ratings behind it against 11, so its average is the more settled of the two. Written reviews are what separate them: 86% of Cost Split's written reviews are positive against 75% of Cost Split Payments's.

UpkeepUpdate frequency

Cost Split ships an update every 6 weeks, Cost Split Payments fortnightly. The most recent releases landed on October 4, 2026 and September 30, 2026 respectively.

Scorecard4 real differences · 6 level
Cost Split versus Cost Split Payments: the parameters behind the verdict, then further details
ParameterCost SplitCost Split Payments
PriceFreeFree
Rating4.6 (129 ratings)4.7 (11 ratings) — better
Positive reviews85.7% of reviews — better75.0% of reviews
Number of ratings129 — better11
Update frequencyEvery 6 weeksFortnightly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS8.0 — better16.0
Further details — not scored
Size31 MB35 MB
Age rating4+4+
DeveloperJacob IvstamNadiia Martyniuk

Customer experience

Cost Split

All ratings129 ratings
Positive86.8%
Neutral7.8%
Negative5.4%
Written reviews210 reviews
Positive85.7%
Neutral6.2%
Negative8.1%

Cost Split Payments

All ratings11 ratings
Positive90.9%
Neutral0.0%
Negative9.1%
Written reviews4 reviews
Positive75.0%
Neutral0.0%
Negative25.0%

Bugs and requests

Cost Split

Reported bugs

2 issues
  • Syncing issues between devices
  • Incorrect expense calculation/payback amounts

Requested features

5 requests
  • Add ability to group/categorize expenses
  • Implement Android app version
  • Allow more than one person to pay an expense
  • Add option to print/export expense reports
  • Include receipt image attachments in email reports

Cost Split Payments

Not enough reviews yet to summarise bugs or requests.

In-app purchases

2 purchases

Cost Split

One-time2
  • Unlock$0.99
  • Premium$0.99
4 purchases

Cost Split Payments

Subscriptions4
  • Weekly Plan3 Days trial$4.997 Days
  • 6 Month3 Days trial$8.996 Months
  • Yearly Plan$17.991 Year
Show 1 more
  • 1 Month$31.991 Month

Questions

Is Cost Split free?
Cost Split is free to download, with in-app purchases available.
Is Cost Split Payments free?
Cost Split Payments is free to download, with in-app purchases available.
Which has better reviews, Cost Split or Cost Split Payments?
Cost Split Payments is rated higher. Cost Split averages 4.6 out of 5 from 129 ratings, while Cost Split Payments averages 4.7 from 11 ratings.
Do Cost Split or Cost Split Payments have ads?
Neither Cost Split nor Cost Split Payments shows ads.
Which is updated more often, Cost Split or Cost Split Payments?
Cost Split ships an update every 6 weeks, and Cost Split Payments fortnightly. Most recently, Cost Split was updated on October 4, 2026 and Cost Split Payments on September 30, 2026.

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