Cost Split vs Cost Split Payments
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Cost Split
Easily manage shared expenses with friends and family. Track group costs, split bills unevenly, and get clear payback plans. Supports online and offline use with cloud sync and email reports.
- Cloud sync for group expenses
- Offline support
- Uneven expense splitting
- Payback calculations
- Email expense reports
- Multiple currency support
- Attach photos to expenses
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Cost Split helps you share costs within a group of people where each person can add expenses from their own devices thanks to the cloud sync. 5.0 average rating in US, UK and Sweden Top 10 in the Finance category in Sweden, India, Denmark, Poland, Slovenia, Finland, Norway, Turkey, Chile, Argentina, Czech Republic, Philippines, Luxembourg, Lithuania, Venezuela, Iceland, Latvia and Norway. It is perfect on vacations, road trips, a night on the town or in a household where you share the costs. Just define a group of people, add expenses as you go and when you are ready to settle the debts, you can e-mail a report with a list of all expenses and who should pay what to whom. You can choose to store the data online, so all your friends can view and add costs themselves. Thanks to the currency and offline support, it works perfect when you are on a trip abroad with limited internet access. If you want to see it in action, look at the movie on the homepage. FEATURES - NO NEED FOR REGISTRATION - Fast and easy to use - Online and offline support - Attach photos to expenses and sync them as well - iCloud support - Online data is shared between your devices and as backup - Push Notifications when someone updates your groups - Split expenses unevenly (either by amount or coefficient) - Transfer support (money transactions like loans and paybacks) - Payback calculations (who should pay what to whom?) - Intelligent payback algorithm - minimize number of transactions by entering an amount you don't care about - E-mail reports (list of expenses, person summary, payback plan and currency information) - Multiple currencies - download currency rates, intelligent localized currency support LINKS Homepage: www.CostSplitApp.com Facebook: facebook.com/CostSplitApp Twitter: twitter.com/CostSplitApp
Cost Split Payments
Effortlessly manage shared expenses with friends, roommates, or travel buddies. This app automates calculations, tracks debts, and categorizes spending, making financial coordination simple and stress-free. Enjoy offline functionality for tracking expenses anytime, anywhere.
- Create and manage groups
- Log expenses with details
- Automatic expense calculations
- Track and settle debts
- Customizable expense categories
- Offline expense tracking
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Splitility: Simplify Expense Sharing Splitility is the ultimate app for managing shared expenses, whether you're planning a trip, splitting rent, or organizing a night out. Say goodbye to awkward money talks and let Splitility do the heavy lifting for you! Key Features: * Create Groups: Quickly set up groups for any shared experience—perfect for friends, roommates, or travel buddies. * Track Expenses: Log expenses effortlessly with detailed descriptions, amounts, and participant selection. * Automatic Calculations: No more messy math! Splitility ensures fair and accurate expense splits. * Debt Management: Instantly see who owes whom and keep things balanced with easy settlement options. * Customizable Categories: Categorize your expenses (food, transportation, entertainment, and more) for better tracking. * Offline Functionality: Track expenses anytime, anywhere—no internet required! Why Choose Splitility? * Intuitive and user-friendly interface. * Works great for everything from road trips to daily expenses. * Keeps your finances organized and relationships stress-free. Download Splitility today and make sharing expenses simple!
Screenshots
Verdict
The clearest difference is update cadence: Cost Split Payments at fortnightly against Cost Split's every 6 weeks. Cost Split's advantage is ratings volume (129 vs 11) and review sentiment (86% vs 75%). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Cost Split sells 2 one-off in-app purchases and Cost Split Payments sells 4 in-app purchases, starting at $4.99 per 7 days. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 4.6 for Cost Split against 4.7 for Cost Split Payments. That said, the two scores are not equally well evidenced: Cost Split has 129 ratings behind it against 11, so its average is the more settled of the two. Written reviews are what separate them: 86% of Cost Split's written reviews are positive against 75% of Cost Split Payments's.
Cost Split ships an update every 6 weeks, Cost Split Payments fortnightly. The most recent releases landed on October 4, 2026 and September 30, 2026 respectively.
| Parameter | Cost Split | Cost Split Payments |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (129 ratings) | 4.7 (11 ratings) — better |
| Positive reviews | 85.7% of reviews — better | 75.0% of reviews |
| Number of ratings | 129 — better | 11 |
| Update frequency | Every 6 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 8.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 31 MB | 35 MB |
| Age rating | 4+ | 4+ |
| Developer | Jacob Ivstam | Nadiia Martyniuk |
Customer experience
Cost Split
Cost Split Payments
Bugs and requests
Cost Split
Reported bugs
2 issues- Syncing issues between devices
- Incorrect expense calculation/payback amounts
Requested features
5 requests- Add ability to group/categorize expenses
- Implement Android app version
- Allow more than one person to pay an expense
- Add option to print/export expense reports
- Include receipt image attachments in email reports
Cost Split Payments
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Cost Split
- Unlock$0.99
- Premium$0.99
Cost Split Payments
- Weekly Plan3 Days trial$4.997 Days
- 6 Month3 Days trial$8.996 Months
- Yearly Plan$17.991 Year
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- 1 Month$31.991 Month









