Comparison

Southeast Financial CU vs USFCU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Southeast Financial CU

Manage your finances conveniently on the go. Check balances, review transactions, transfer funds, and activate cash back offers. Locate nearby ATMs and branches with ease.

Highlights
  • Check account balances
  • View transaction history
  • Transfer funds between accounts
  • Activate cash back offers
  • Pay bills
  • Find ATMs and branches
Features
Read full description

With the Southeast Financial Credit Union app, members can check available balances, view transaction history, transfer funds between accounts, view and activate your cash back offers, pay bills, contact local branches, and find ATM and branches in the area. Just another reason why You Belong Here. To learn how we protect your privacy, please visit http://www.southeastfinancial.com/disclosures

About

USFCU

Consolidate all your financial accounts, from various institutions, into one convenient view. Manage transactions, set alerts, transfer funds, deposit checks, and secure your accounts with advanced features.

Highlights
  • Aggregate financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Transfer money between accounts
  • Mobile check deposit
  • Debit card management
  • Bill Pay access
Features
Read full description

USFCU is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with USFCU : Keep your transactions organized by allowing you to add tags, notes, and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it Access your Bill Pay account Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the USFCU Mobile app, you must be enrolled as a United Southeast Federal Credit @ccessUS user. If you currently use @ccessUS, simply download the app, launch it, and login with the same @ccessUS credentials.

Screenshots

Southeast Financial CU4 screens
USFCU4 screens

Verdict

The call

Southeast Financial CU and USFCU both sit at 4.8 stars, but that hides the real split: 90% of Southeast Financial CU's written reviews are positive against 67% of USFCU's. Southeast Financial CU also leads on monetization model (free vs ad-supported). USFCU's advantage is update cadence (monthly vs every 4 months). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Southeast Financial CU against 4.8 for USFCU. Both are backed by a comparable volume of ratings — 1.9K and 1.5K respectively. Written reviews are what separate them: 90% of Southeast Financial CU's written reviews are positive against 67% of USFCU's.

UpkeepUpdate frequency

Southeast Financial CU ships an update every 4 months, USFCU monthly. The most recent releases landed on November 10, 2026 and November 11, 2026 respectively.

Scorecard3 real differences · 7 level
Southeast Financial CU versus USFCU: the parameters behind the verdict, then further details
ParameterSoutheast Financial CUUSFCU
PriceFreeFree
Rating4.8 (1.9K ratings)4.8 (1.5K ratings) — better
Positive reviews89.7% of reviews — better66.7% of reviews
Number of ratings1.9K — better1.5K
Update frequencyEvery 4 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.0 — better18.4
Further details — not scored
Size104 MB177 MB
Age rating4+4+
DeveloperSoutheast Financial Credit UnionUnited Southeast Federal Credit Union

Customer experience

Southeast Financial CU

All ratings1,903 ratings
Positive95.8%
Neutral2.2%
Negative1.9%
Written reviews78 reviews
Positive89.7%
Neutral2.6%
Negative7.7%

USFCU

All ratings1,484 ratings
Positive96.6%
Neutral1.4%
Negative2.0%
Written reviews18 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

User reviews

Southeast Financial CU

From 1.9K App Store ratings

What we love

  • 👍 Convenient mobile banking
  • 🚀 Easy to use and navigate
  • 💡 Useful features like mobile check deposit
  • 🔒 Secure banking experience
  • 👍 Excellent customer service

Room to improve

  • 🐛 Occasional app crashes or bugs
  • 🔍 Limited functionality compared to website
  • 🔍 Restrictive mobile deposit limits
  • 🔍 Difficulty seeing pending transactions

USFCU

From 1.5K App Store ratings

What we love

  • 👍 Easy to use
  • 💡 Helpful customer service
  • 🚀 Top quality app

Room to improve

  • 🐛 Inconsistent account balance updates
  • 🐛 Inability to view credit card transactions
  • 🐛 Compatibility issues with newer OS versions

Bugs and requests

Southeast Financial CU

Reported bugs

3 issues
  • App crashes on certain devices
  • Mobile deposit feature not working consistently
  • Login screen freezing for some users

Requested features

4 requests
  • Ability to transfer to external accounts
  • Increase mobile deposit limits
  • Add option to view pending transactions
  • Improve mobile app design and layout

USFCU

Reported bugs

2 issues
  • Error loading account information
  • Transactions disappearing and reappearing

Requested features

2 requests
  • Ability to view transaction history and date range
  • Improved account balance tracking and consistency

In-app purchases

None

Southeast Financial CU

No in-app purchases

None

USFCU

No in-app purchases

Questions

Is Southeast Financial CU free?
Southeast Financial CU is free to download, with no in-app purchases.
Is USFCU free?
USFCU is free to download, with no in-app purchases.
Which has better reviews, Southeast Financial CU or USFCU?
USFCU is rated higher. Southeast Financial CU averages 4.8 out of 5 from 1.9K ratings, while USFCU averages 4.8 from 1.5K ratings.
Do Southeast Financial CU or USFCU have ads?
Neither Southeast Financial CU nor USFCU shows ads.
Which is updated more often, Southeast Financial CU or USFCU?
Southeast Financial CU ships an update every 4 months, and USFCU monthly. Most recently, Southeast Financial CU was updated on November 10, 2026 and USFCU on November 11, 2026.

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