DECU vs PSB&T
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
DECU
Manage your credit union accounts on the go with this secure mobile app. Access account balances, find branches and ATMs, check rates, and perform online banking tasks. It offers convenient access to financial services anytime, anywhere.
- Account access
- Branch and ATM locator
- Savings and loan rate checks
- Promotions updates
- Loan payment calculator
- Online banking
Read full descriptionHide full description
Decatur Earthmover Credit Union Carry your credit union with you wherever you go. Our mobile app provides fast and secure access to your accounts at your convenience. This mobile version of our website will help you find a DECU branch or ATM, check on savings and loan rates, keep up with our latest promotions, calculate loan payments, as well as do your online banking. Download it free now and have Earthmover at your fingertips.
PSB&T
Manage your finances on the go with this secure mobile banking application. Easily check balances, transfer funds, pay bills, and deposit checks. It offers convenient login options and helpful alerts to keep you informed about your account activity.
- Secure login with PIN or fingerprint
- Bill payment and setup
- Account balance and activity viewing
- Fund transfers between accounts
- Mobile check deposit
- Debit card control (Card On/Off)
- Customizable alerts
Read full descriptionHide full description
With Prairie State Bank & Trust’s Mobile Banking App you can safely and securely access your accounts anytime, anywhere. Our mobile app allows you to: • Quickly sign in with a 4 digit PIN, or a fingerprint • Set up and pay bills • View account balances • View account activity and images of paid checks • View images of deposit tickets and checks within the deposit • Transfer funds between PSB&T deposit accounts • Make loan payments between a PSB&T deposit account and a PSB&T loan • Deposit checks into a checking or savings account • Control your debit card authorizations with Card On/Off • Set up balance and security alerts, and receive by text or email • Take a photo of receipts and purchases for long term storage • Locate PSB&T branches and surcharge free ATM’s within our network • Contact our Customer Service team by email or phone • Share our app with your friends and family Security Security is a high priority. Rest assured that your personal information is kept safe. To learn more about how to protect your privacy, visit our website at www.psbank.net/tools/safety-tips The Mobile App is available for Prairie State Bank & Trust customers with a personal checking account. We encourage you to download our free app and give it a try. The feedback we receive from customers who use the service is very positive and they like the log in options to choose how they access the service quickly and securely.
Screenshots
Verdict
The clearest difference is rating: DECU at 3.8 against PSB&T's 3.1. PSB&T's advantage is review sentiment (40% vs 31%). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
DECU holds the better App Store score, 3.8 against 3.1. Both are backed by a comparable volume of ratings — 30 and 29 respectively. Written reviews complicate that: 31% of DECU's written reviews are positive against 40% of PSB&T's, so the app with the better star average is not the one people write more warmly about.
DECU ships an update every 2 months, PSB&T every 4 months. The most recent releases landed on October 3, 2026 and October 6, 2026 respectively.
| Parameter | DECU | PSB&T |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (30 ratings) — better | 3.1 (29 ratings) |
| Positive reviews | 30.8% of reviews | 40.0% of reviews — better |
| Number of ratings | 30 — better | 29 |
| Update frequency | Every 2 months — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 14.1 |
| Further details — not scored | ||
| Size | 2 MB | 156 MB |
| Age rating | 4+ | 4+ |
| Developer | Decatur Earthmover Credit Union | Prairie State Bank & Trust |
Customer experience
DECU
PSB&T
In-app purchases
DECU
No in-app purchases
PSB&T
No in-app purchases
Questions
Is DECU free?
Is PSB&T free?
Which has better reviews, DECU or PSB&T?
Do DECU or PSB&T have ads?
Which is updated more often, DECU or PSB&T?
Other comparisons
