Comparison

OFX Money Transfer vs SplitStack

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OFX Money Transfer

Easily send money internationally with this app, offering competitive exchange rates and lower fees than traditional banks. Track your transfers in real-time, access live currency trends, and benefit from 24/7 global support for secure and convenient transactions.

Highlights
  • Fast international money transfers
  • Secure platform for funds
  • Competitive exchange rates and low fees
  • Real-time transfer tracking
  • Live rates and currency trends
  • 24/7 global support
  • Send to 190 countries
Features
Read full description

The OFX Money Transfer App is here to help you make fast, secure and simple international money transfers 24/7. We make mobile money easy, so you can keep up with market trends, transfer on-the-go, and track payments wherever you are. Why OFX? The world is moving to mobile money transfers. OFX offers: • Better exchange rates and lower fees compared to the banks • A secure platform to ensure the safety of your funds • Simple registration and transfer within minutes • Transfer tracking • Live rates and currency trends • A global support team available 24/7 • Over AUD $125 billion transferred • Send money to 190 countries in 55+ currencies Join more than 1 million customers who have registered with OFX and make your transfer with us today. We'd love to hear from you! If you have feedback or any ideas on how to improve the app, email us at mobileapps@ofx.com. The OFX Money Transfer App is brought to you by OzForex Limited ABN 65 092 375 703 (trading as “OFX”) and its subsidiaries make no recommendations as to the merits of any financial product referred to in the app, email or its related websites. Past performance is not indicative of future performance. In order to transfer money, you will need to register your account and agree to our Customer Agreement.

About

SplitStack

Features
Read full description

SplitStack is the easiest way to collect money from your group for dinners, trips, gifts, household bills and everything in between. Create a Stack, enter what each person owes, and SplitStack sends everyone a secure payment link by SMS. Friends pay in seconds using their card, Apple Pay or Google Pay. No app download, no sign-up and no bank details are shared. Watch payments arrive in real time while the money settles directly into your bank account. WHY SPLITSTACK • Set up a Stack in under a minute. Name the bill, add your group and hit send. • Friends pay with one tap using card, Apple Pay or Google Pay through secure Stripe Checkout. • No app required for payers. They simply tap the SMS link and pay. • Track payments live and instantly see who has paid and who hasn't. • Automatic reminders take the awkwardness out of chasing people. • Funds settle directly into your bank account. TRAVEL MODE Travelling with friends? Travel Mode keeps track of shared expenses for the entire trip. Anyone can add expenses in any currency, and at the end SplitStack calculates exactly who owes what using a single exchange rate so everyone pays their fair share. • Log expenses as they happen in any currency. • View live balances for every traveller. • Settle the entire trip with a single payment. • Fair, transparent calculations with every cent accounted for. SECURE PAYMENTS Payments are securely processed by Stripe, one of the world's most trusted payment platforms. SplitStack never stores or sees your card details. Identity verification for organisers is handled securely by Stripe in accordance with Australian financial regulations. Currently available for organisers in Australia, with participants able to pay securely from anywhere in the world. Questions? We'd love to hear from you at support@splitstack.com.au.

Screenshots

OFX Money Transfer4 screens
SplitStack4 screens

Verdict

The call

The clearest difference is update cadence: SplitStack at daily against OFX Money Transfer's every 6 weeks. SplitStack also leads on iOS requirement (15.1 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

OFX Money Transfer ships an update every 6 weeks, SplitStack daily. The most recent releases landed on October 19, 2026 and October 9, 2026 respectively.

Scorecard2 real differences · 8 level
OFX Money Transfer versus SplitStack: the parameters behind the verdict, then further details
ParameterOFX Money TransferSplitStack
PriceFreeFree
Rating4.8 (2.6K ratings) — better—
Positive reviews58.6% of reviews—
Number of ratings2.6K — better—
Update frequencyEvery 6 weeksDaily — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone, iPod — better
Requires iOS18.015.1 — better
Further details — not scored
Size120 MB46 MB
Age rating4+4+
DeveloperOFX Group LimitedSpecialee Pty Ltd

Bugs and requests

OFX Money Transfer

Reported bugs

5 issues
  • Crashes on login
  • Incorrect exchange rates displayed
  • Verification issues
  • Compatibility problems with newer iOS versions
  • Inability to edit recipient details

Requested features

5 requests
  • Add balance display
  • Improve user interface
  • Faster transfer speeds
  • More currency options
  • Ability to pay by debit card

SplitStack

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

OFX Money Transfer

No in-app purchases

None

SplitStack

No in-app purchases

Questions

Is OFX Money Transfer free?
OFX Money Transfer is free to download, with no in-app purchases.
Is SplitStack free?
SplitStack is free to download, with no in-app purchases.
Do OFX Money Transfer or SplitStack have ads?
Neither OFX Money Transfer nor SplitStack shows ads.
Which is updated more often, OFX Money Transfer or SplitStack?
OFX Money Transfer ships an update every 6 weeks, and SplitStack daily. Most recently, OFX Money Transfer was updated on October 19, 2026 and SplitStack on October 9, 2026.

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