MIDFLORIDA Mobile vs Expense
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MIDFLORIDA Mobile
Manage your finances securely and conveniently with this banking app. Access accounts, pay bills, deposit checks, and control your debit and credit cards. Get paid early and automate savings with budgeting tools and financial education resources.
- Account management
- Mobile check deposit
- Bill pay
- Card controls
- Early paycheck
- Automated savings
- Financial education
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Enjoy quick and secure access to your accounts anytime, anywhere. Our Free Online Banking app provides everything you need to manage your finances, pay bills, deposit checks and more. Account Management Easily open additional accounts and view all your balances in one place, including external accounts added from other banks. Stay informed with customizable alerts for deposits, withdrawals, and card purchases. Plus, you can quickly access your statements and important documents right from the app Card Controls Lock or unlock your lost or misplaced debit card or credit card, redeem rewards, and take control of your spending by setting restrictions on where and how your card is used, including by merchant type, transaction type, or spending limits. Send and Receive Money Set up direct deposit right in the app and get paid up to two days early with Free Early Paycheck. Plus, pay bills electronically and easily transfer money between your MIDFLORIDA accounts or to and from accounts you own elsewhere. Security MIDFLORIDA safeguards your financial information from unauthorized users with optional 2-Step Authentication, advanced encryption technology, and one-time passcodes. Plus, you can easily manage and disconnect applications connected to your online banking profile through Plaid at any time, giving you greater control over your account security. Save and Educate Automate your savings with Smart Save, a debit card round-up feature, and manage your finances with our budgeting tools and goal trackers. Plus, access financial literacy courses to enhance your financial knowledge. Register: To use the MIDFLORIDA Mobile App, you must be a member of MIDFLORIDA and enrolled in our Free Online Banking platform. Insured by NCUA
Expense
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Expense - AI Tracker makes tracking your personal and business finances simple. Stop manually typing every receipt and transaction. Scan a receipt, bill, invoice, or bank statement and let AI extract the important financial information for you. SCAN & EXTRACT WITH AI • Scan receipts using your camera or choose documents from your gallery • AI extracts merchant, date, amount, VAT, and available line items • Upload bank statement PDFs and identify expenses and income • Review and edit AI-extracted information before saving • Turn financial documents into organized transactions in seconds SMART EXPENSE & INCOME TRACKING • Automatically categorize your transactions • Track both expenses and income • Identify transactions as personal or business • Manage personal and business finances in one place • Add transactions manually whenever you prefer SEE WHERE YOUR MONEY GOES • Simple monthly dashboard with expenses, income, and net balance • Compare your spending with previous months • See spending by category • View income by category • Tap categories to quickly find related transactions • Browse your financial history month by month POWERFUL TRANSACTION SEARCH • Search transactions by merchant • Filter by month • Filter personal and business transactions • Filter by category • Edit or delete transactions whenever you need REPORTS & EXPORT • Create monthly and annual financial reports • View personal vs. business breakdowns • Export your financial data as PDF or CSV • Keep your records ready for accounting, taxes, or sharing MADE FOR PERSONAL & BUSINESS FINANCES Whether you're tracking household spending, managing a side business, or keeping personal and business expenses separate, Expense - AI Tracker helps you organize everything in one place. YOUR DATA, YOUR WAY • English and German • Choose your preferred currency • Secure sign-in with email, Google, or Apple • Continue adding manual transactions when you're offline AI SCANNING PLANS Start with a free trial and experience AI-powered document scanning. Choose a Plus or Pro plan when you need more AI scans and continued access to premium AI features. Expense - AI Tracker Scan a receipt. Let AI do the rest. Terms: https://quantivatech-landing-page.onrender.com/apps/expense/terms Privacy: https://quantivatech-landing-page.onrender.com/apps/expense/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: MIDFLORIDA Mobile at none against Expense's 4. On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense sells 4 in-app purchases, starting at $6.99 per month. MIDFLORIDA Mobile asks for nothing beyond the download.
| Parameter | MIDFLORIDA Mobile | Expense |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (151 ratings) — better | — |
| Positive reviews | 16.8% of reviews | — |
| Number of ratings | 151 — better | — |
| Update frequency | Every 3 months | — |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 17.6 | 16.4 — better |
| Further details — not scored | ||
| Size | 22 MB | 72 MB |
| Age rating | 4+ | 4+ |
| Developer | MIDFLORIDA Credit Union | Mohamed Razmy Abdul Razzak |
Bugs and requests
MIDFLORIDA Mobile
Reported bugs
26 issues- Face ID/Touch ID constantly prompts for password re-entry
- Biometric authentication error: 'detected a change in biometrics' when no change occurred
- App crashes when selecting bank account from dropdown menu
- Mobile deposit camera not functioning
- Mobile deposit OCR cannot read check numbers
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- App stuck on blank blue screen
- 404 error preventing app access entirely
- App does not fit screen properly on iPhone mini and smaller devices
- Top menu and settings buttons unresponsive on smaller screens
- Back button functionality inconsistent or non-functional
- App freezes during bill pay transactions
- Login screen keyboard not appearing
- Account balance display shows false information
- External account balances not syncing properly
- Transfers taking 10+ business days to clear
- Pending transactions no longer visible
- App requires restart after most uses
- Payee information edits not saving
- Joint account login sends verification to other user
- App incompatible with iPhone 6 and older devices
- App not compatible with MacOS M2 Chip
- Multiple payments being deducted without transaction history
- Transaction alerts arriving late
- Account info not updating after transfers
- App locked out for several days with reinstall not fixing issue
- Biometric settings error on app launch preventing login
Requested features
20 requests- Dark mode option
- Improved font size and text customization
- Face ID support (modern implementation)
- Apple Pay integration
- Zelle payment support
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- Principal-only mortgage payment option
- Pending transactions section restoration
- External debit card payment option
- Statement printing and email functionality
- Auto-save username functionality
- Unlink external accounts via app
- Transaction search and filtering
- Notification settings per account
- iPad landscape orientation support
- Yubikey mobile support
- Improved back button navigation
- Return-to-home functionality
- Auto-pay from own card
- Automatic savings features
- Better transfer interface clarity
Expense
Not enough reviews yet to summarise bugs or requests.
In-app purchases
MIDFLORIDA Mobile
No in-app purchases
Expense
- Plus Monthly$6.991 Month
- Pro Monthly$12.991 Month
- Plus Annual$59.991 Year
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- Pro Annual$99.991 Year
Questions
Is MIDFLORIDA Mobile free?
Is Expense free?
Do MIDFLORIDA Mobile or Expense have ads?
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