Comparison

Spending vs Dime

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending

Easily track your daily and monthly expenses by category. This app helps you understand where your money goes, focusing on small, frequent purchases that can add up. Visualize your spending with graphs and manage multiple budgets for different needs.

Highlights
  • Track spending by category
  • View daily, weekly, and monthly expenditure
  • Spending breakdown graphs
  • Customizable categories
  • Multiple budget management
  • Daily spending limits
Features
Read full description

Ever wondered how a week before pay day your bank account and wallet seem pretty much empty? 'Spending' helps you quickly and easily track what you spend and where you spend it, so those pay day blues might become a thing of the past! Most people know when their utility bills or rental payments leave their account. The thing that makes people go overdrawn, or spend more than they realise, are the little payments; the coffee in a morning, the sandwich at lunch, or the drinks after work. Very quickly these payments mount up, and your wallet seems empty more often than it seems full! Unlike many budget management applications, Spending doesn't want to know which store you were at, which card or account you used, or a host of other things. All Spending wants to know is the category you think the payment relates to, and how much you spent. Using this information, it can tell you that all important information - how much you've spent today and so far this month, enabling you to keep a tighter grip on your financial outgoings. Spending has the following features… - Quickly track the amount you've spent on different categories of expenditure. - See at a glance your expenditure for today, the last 7 days, or the current month. - Graphs that show a breakdown of your spending by category, or date. - Create new categories, and change the order of existing ones. - Have several budgets, e.g. for trips abroad. You can override the currency used for a budget too. - Set a budget amount that applies to each month, but override it for specific months when you know you can spend more, or must spend less. - Quickly see how much money you have left for the current month, and how much you can spend each day.

About

Dime

This app helps you monitor your spending and manage your finances effectively. It offers insightful breakdowns of your expenditures, allows you to create and stick to budgets, and provides custom reminders to log expenses. Secure your financial data with biometric authentication and enjoy a beautifully designed interface.

Highlights
  • 100% free forever
  • Insightful expenditure breakdowns
  • Budget creation and tracking
  • Recurring expense management
  • iCloud sync across devices
  • Custom expense input reminders
  • Biometric data protection
Features
Read full description

Why You’ll Love Dime: • 100% free forever, with no paywall or ads. • Beautifully iOS-centric design, with simplicity at its core. • Insightful expenditure breakdowns over various time periods. • Create budgets based on expense categories and stick to them. • Create recurring expenses with custom time frames. • Sync your expenses, categories and budgets with other devices via iCloud. • Custom reminders to input your expenses. • Biometric authentication to protect your data. • Home screen quick actions make capturing new expenses a breeze. • A gorgeous night theme for dark mode fanatics. • Informative home and lock screen widgets keep you updated at a glance. Dime was built by a solo student developer looking to kickstart his programming journey. If you have any questions or feedback, feel free to get in touch through the app or via Instagram @camerafael. Start monitoring your expenditure and take ownership over your finances with Dime.

Screenshots

Spending4 screens
Dime4 screens

Verdict

The call

The clearest difference is rating: Dime at 4.8 against Spending's 3.6. Dime also leads on update cadence (every 3 weeks vs every 18 months) and ratings volume (318 vs 7). Spending's advantage is in-app purchases (none vs 3) and iOS requirement (9.0 vs 15.0). On price, review sentiment, ads and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Dime sells 3 one-off in-app purchases. Spending asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Dime holds the better App Store score, 4.8 against 3.6. That said, the two scores are not equally well evidenced: Dime has 318 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 88% of Spending's written reviews are positive against 90% of Dime's.

UpkeepUpdate frequency

Spending ships an update every 18 months, Dime every 3 weeks. Both last shipped on October 23, 2026.

Scorecard5 real differences · 5 level
Spending versus Dime: the parameters behind the verdict, then further details
ParameterSpendingDime
PriceFreeFree
Rating3.6 (7 ratings)4.8 (318 ratings) — better
Positive reviews87.5% of reviews90.0% of reviews — better
Number of ratings7318 — better
Update frequencyEvery 18 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS9.0 — better15.0
Further details — not scored
Size4 MB32 MB
Age rating4+4+
DeveloperSteve HarrisRafael Soh

Customer experience

Spending

All ratings7 ratings
Positive71.4%
Neutral0.0%
Negative28.6%
Written reviews8 reviews
Positive87.5%
Neutral0.0%
Negative12.5%

Dime

All ratings315 ratings
Positive94.3%
Neutral2.9%
Negative2.9%
Written reviews230 reviews
Positive90.0%
Neutral5.2%
Negative4.8%

Bugs and requests

Spending

Not enough reviews yet to summarise bugs or requests.

Dime

Reported bugs

3 issues
  • Entries randomly disappearing
  • Crashes and freezes on certain devices
  • Widget not working as expected

Requested features

6 requests
  • Add income tracking
  • Implement biweekly budget option
  • Allow more category customization
  • Integrate with external accounts (e.g., bank, credit cards)
  • Implement receipt/check scanning with AI categorization
Show 1 more
  • Add ability to create multiple accounts

In-app purchases

None

Spending

No in-app purchases

3 purchases

Dime

One-time3
  • Small Tip$2.99
  • Medium Tip$4.99
  • Large Tip$7.99

Questions

Is Spending free?
Spending is free to download, with no in-app purchases.
Is Dime free?
Dime is free to download, with in-app purchases available.
Which has better reviews, Spending or Dime?
Dime is rated higher. Spending averages 3.6 out of 5 from 7 ratings, while Dime averages 4.8 from 318 ratings.
Do Spending or Dime have ads?
Neither Spending nor Dime shows ads.
Which is updated more often, Spending or Dime?
Spending ships an update every 18 months, and Dime every 3 weeks. Most recently, Spending was updated on October 23, 2026 and Dime on October 23, 2026.

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