Simple BK vs UnionMobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Simple BK
This app simplifies tracking income, expenses, stock, and mileage for sole traders. It automates data entry and integrates with contacts for customer and supplier lists. Export data and generate reports to manage your finances.
- Record income and expenses
- Track stock and mileage
- Automated field completion
- Use contacts as customer/supplier lists
- Data export to spreadsheets
- Financial management reports
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This simple bookkeeping app allows you to record income, expenses, stock purchases, mileage and basic information about capital purchases. With the emphasis on recording income and outgoings quickly and easily, Simple BK will automatically complete many fields for you saving typing effort, but you can easily override the values provided when necessary. Simple BK can use your Contacts as Customer and Supplier lists, further reducing the need to type in data; or if you prefer you can store customer and supplier details within the app. Data can be exported to a spreadsheet or other similar software for further analysis and a number of reports are available to help you manage your money. The App is best suited to lone traders. This free version has full functionality, but there is a limit on the number of records that can be saved; so why not try before you buy! You can upgrade to the unrestricted version via an in-app purchase (keeping any information entered in to this version) once you are satisfied that Simple BK meets your bookkeeping needs.
UnionMobile
Manage your finances on the go with a comprehensive banking app. Easily pay bills, transfer funds, buy airtime, and view transaction history. Enjoy convenient features like cardless ATM withdrawals and personalized profiles.
- Pay bills
- View account balances and history
- Transfer funds
- Buy airtime and data
- Cardless ATM withdrawal
- ATM and branch locator
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We’ve made banking simple so you can focus on what matters most to you. With new features and updates, you can: · Pay bills: DSTV, GOTV, LCC, PHCN etc. · View your account balances and transaction history · Transfer to Union Bank and other bank accounts · Buy airtime and data bundles · Get quick tips, updates on new features, and promotional offers. · Cardless Withdrawal: You or a beneficiary can make withdrawals from our ATMs without debit cards · Verify transactions via a self-selected PIN, an SMS token or a hardware token (obtained from any of our branches). Other features include: · ATM and Branch locator · News on the go · Instant account statement · Weather forecast · Manage and save beneficiaries · Personalized profiles: Upload your picture on your profile How to register: Existing UnionOnline users: · Download the app · Click on the “Log in” icon · Type in your UnionOnline username and password · Follow prompts and generate a transaction PIN Prospective users/ Existing UnionMobile users without UnionOnline. · Download the app · Click the “Get Started” icon · Follow prompts to complete registration
Screenshots
Verdict
The clearest difference is review sentiment: Simple BK at 90% against UnionMobile's 10%. Simple BK also leads on rating (4.0 vs 3.1). UnionMobile's advantage is price (Free vs $0.99) and in-app purchases (none vs 1). On update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
UnionMobile is free to download; Simple BK costs $0.99 up front. Simple BK sells 1 one-off in-app purchase. UnionMobile asks for nothing beyond the download.
Simple BK holds the better App Store score, 4.0 against 3.1. That said, the two scores are not equally well evidenced: UnionMobile has 663 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 90% of Simple BK's written reviews are positive against 10% of UnionMobile's.
Simple BK ships an update every 3 months, UnionMobile every 2 months. The most recent releases landed on October 11, 2026 and October 19, 2026 respectively.
| Parameter | Simple BK | UnionMobile |
|---|---|---|
| Price | $0.99 | Free — better |
| Rating | 4.0 (1 ratings) — better | 3.1 (663 ratings) |
| Positive reviews | 90.0% of reviews — better | 9.6% of reviews |
| Number of ratings | 1 | 663 — better |
| Update frequency | Every 3 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 17.6 | 13.0 — better |
| Further details — not scored | ||
| Size | 7 MB | 72 MB |
| Age rating | 4+ | 4+ |
| Developer | MikeJL | Union Bank of Nigeria Plc |
Customer experience
Simple BK
UnionMobile
Bugs and requests
Simple BK
Not enough reviews yet to summarise bugs or requests.
UnionMobile
Reported bugs
3 issues- Login failures and app freezes
- Delayed OTP delivery for transactions
- Inconsistent app behavior across devices
Requested features
3 requests- Improve biometric login functionality
- Allow hiding of account balance during transactions
- Streamline airtime purchase process
In-app purchases
Simple BK
- Simple BK Unlocked$6.99
UnionMobile
No in-app purchases
Questions
Is Simple BK free?
Is UnionMobile free?
Which has better reviews, Simple BK or UnionMobile?
Do Simple BK or UnionMobile have ads?
Which is updated more often, Simple BK or UnionMobile?
Other comparisons
